Wells Fargo Credit Card Requirements: Minimum Credit Scores Explained

Are you thinking about applying for a Wells Fargo credit card?

The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750.

For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700.

For the Wells Fargo Cash Back College Card, the minimum credit score is 640.

How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards

Getting approved for a credit card requires a little planning. Most credit card offers require very good credit. So, when applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.

Credit card issuers want to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:

• late payments
• collections
• charge offs
• foreclosures
• repossessions
• judgments
• liens
• bankruptcies

They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.