2022 Financial Resolutions: A Practical Toolkit for Success

Looking to make some progress with New Year financial resolutions for 2022? Set yourself up for success with this resolution toolkit.

New Year’s is an underrated holiday. I’m not talking about New Year’s Eve—which is wholly overrated if you ask me, since I turn into a potato the minute the clock strikes 10pm. But I do love the day after—the clear, crisp hope of January 1. There are no plans, no schedules, no traditions to maintain. On that day, most of us find ourselves with a free day of sleeping in and a deep, burning motivation to better our situations. 

If your 2022 resolution is of the money variety (you want to beef up your bank accounts, get out of credit card debt, bulk up retirement savings, or pay off your mortgage), we’ve got all sorts of fantastic tools to help you reach your financial goals. Whether you’re entering budgetland with wide eyes and a little nervousness, or you’re a seasoned YNABer with 10 years of perfect personal finance data, we’ve got something for everyone.

Make Your New Year Financial Resolutions Stick

All of these options are free, free, and free. They don’t cost a cent or require any credit card commitment to watch, sign up, or benefit from their monied wisdom. And yes, that leaves you with one fewer excuse to not join one. 😉 Check ’em out:

The More Money Challenge

What would you do with an extra $1,000 just over a month from now? Well, decide quickly—because for this challenge, you’re going to do just that. 

Before you start the challenge, you decide what it is that you want. Maybe it’s to save for a vacation, buy that gorgeous jacket you’ve been eyeing, or even to build a bigger emergency fund. Then, for 30 days you follow three daily rules to get there—the average participant saves $1,000 or more!

More Money Challenge Daily Rules: 

1. Track your spending.
2. Only buy essentials.
3. No eating out. (I felt you wince there—I know I sure did!)

At the end of 30 days, you’ll have a guilt-free pile of money to get what you want. And just like that BAM—your money is lined up with your priorities.  

If your goal is to pay off debt, we highly recommend joining the Debt Bootcamp for all the added support and training it provides (details up next!)

Need some inspiration for your 2022 New Year financial resolutions? We’ve got a list of ideas!

The Debt Bootcamp 

The Self-Guided Debt Video Course

Live Q&As

Master Your Grocery Budget Workshop 

Whatever your New Year financial resolutions are, we know you’ll succeed…and we’d love to help!