Protect Yourself: How to Stop Debt Collector Harassment

Dealing with a debt collector can be very stressful and inconvenient for many people. If a debt collectors calling you repeatedly, there are a few things you can do to stop receiving calls from them. 

Ask Them to Stop Calling You

Whenever a debt collector contacts you by phone, you can ask them to stop calling you. You also need to let them know that you would like for them to communicate with you only in writing. According to the law, they will have to accommodate your request and stop calling you.

Send a Letter

In addition to asking them on the phone, you will need to send them a letter with this information as well. Make sure that you send your letter via certified mail so that they will have to sign something in order to receive it.

Hire a Lawyer

If you hire a lawyer, you will also be able to stop receiving debt collection communication. At this point, you can refer to the debt collector to your lawyer and they will have to contact them instead of you.

Further Contact

Even after you ask the creditor to stop calling you, they can call you again if something in your account changes. They will let you know that they are going to stop collection proceedings or continue with them.