Top Home Improvement Loans for 2024 | Compare & Save

As a homeowner, you can almost always find something on your property that needs fixing up or updating.

Whether you’re facing an emergency home repair or a planned home improvement, covering the costs can require stacks of cash you may not have. If you can’t pay for home improvement expenses out of pocket, you may need to borrow those funds instead. That’s where home improvement loans come in.

If you’re hoping to get the money you need to upgrade your home, check out our picks for the best home improvement loans.

In this article

• The best home improvement loans
• The best home improvement loan comparison sites
• The 5 types of home improvement loans
• How to choose the right home improvement loan
• Our methodology
• FAQs
• Bottom line

The best home improvement loans

Best for long repayment terms: Lightstream

Lightstream offers a maximum loan amount of $100,000, which makes it a good fit if you have a larger home improvement project. There is also a minimum loan amount of $5,000, which is important to keep in mind as you’re thinking about project costs.

Lightstream is known for its low annual percentage rates (APRs) and no-fee loans. Additionally, Lightstream allows repayment terms of up to 12 years for home improvement loans, which is a longer repayment term than what you might get with many other lenders. You do need good credit to qualify for Lightstream, as the company looks closely at your credit history and available assets.

Read our Lightstream loans review.