Travel Insurance During Pregnancy: What You Need to Know

The cost of pregnancy travel insurance is higher than ordinary travel insurance because pregnant women are considered high risks.

Coverage Needs

• Basic medical coverage is a must.
• Delivering constitutes a medical emergency. Emergency coverage is a necessity. Confirm that labor is not considered a preexisting condition.
• If you are in a more remote location, medical evacuation insurance is important. This means that you will be taken to the nearest care facility, with pre-established sanitary conditions, in your time of need.
• The likelihood of having to cancel your trip is higher when you are pregnant. Cancellation insurance is standard, but make sure that it applies to high risk travelers.
• In the case that you deliver your baby while you are on vacation, check that the insurance covers the needs of your newborn.
  

• If you are carrying more than one baby.
• If you did not conceive naturally.
• If you are more than 28 weeks pregnant.
  

• Inform the insurance company that you are pregnant at the time that you buy the insurance.
• Coverage depends on your insurance company's definition of "complications of pregnancy." Know your company's definition and what is and is not covered under that definition.