Best Checking Account Bonuses - October 2021: Earn Cash Rewards

Switching bank accounts can be a time-consuming process, but many of the best banks and credit unions make the process more appealing to new customers by offering introductory bonuses. These bonuses typically come in the form of cold hard cash and may have some additional requirements you need to fulfill before you can earn them.

Those requirements can vary if you’re opening a checking vs. savings account. For instance, if you want to earn a bonus for opening a new checking account, you may need to set up direct deposit, make a certain number of debit card purchases or deposit a predetermined amount of cash and then maintain a minimum balance for a few months.

It can be challenging to find financial institutions that are running checking offers if you don’t know where to look. To help you with your search, here are some of the top personal checking account bonus offers currently available.

In this article

• Chase Total Checking - $200 bonus
• Aspiration Spend & Save - $100 bonus
• TD Bank Beyond Checking - $300 bonus
• Citibank - up to $700 bonus
• Bank of America Advantage Banking - $100 bonus
• How to pick which checking account bonus offer is for you
• Bottom line

Top checking account bonus offers for October 2021

As you shop around and compare checking accounts, the ongoing services a bank or credit union provides are a top priority. However, if you’re trying to decide between two similar options and one financial institution offers an upfront bonus, that could be the tie-breaker to help you make your decision.

Chase Total Checking® - $225 bonus

Chase is ready to pay you to give their Chase Total Checking account a try.

You can enjoy a $225 bonus when you open a new Chase Total Checking account and set up direct deposit. You'll also get access to 16,000 Chase ATMs and nearly 4,900 branches. All you'll need is your phone to manage all your accounts — deposit checks, transfer money, and more — all in the Chase Mobile app.

Open your account now.