budget
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Rent vs. Buy: A Comprehensive Guide to Determining the Best Option for You
Ive been a homeowner for 24 of the last 25 years. Based on this, you might think Im an advocate of homeownership over renting. Thats not the case. The older I get, the more I appreciate theres
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The American Dream & Home Size: Is a Large House Essential?
One of the most deeply-embedded pieces of the “American Dream” is the desire for a large, spacious home with lots of sitting rooms, corners, nooks, and crannies. Large dining rooms and other
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Home Improvement Project Update: Hot Tub Installation & Next Steps
Yesterday was an exciting day at the Rothwards household! After three weeks of demolition and construction, we installed our new hot tub. It took six men an hour of maneuvering before we managed
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Unlock Airport Perks: A Guide to Using Priority Pass
I met J.D. in 2013 at the first-ever money chautauqua in Ecuador. We see each other just once or twice a year. When we do, we have a lot of fun. Part of the fun for me is teasing J.D. about hi
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HelloFresh Review: A Comprehensive Look at Meal Kit Delivery
“Hey,” Kim said one day last week as she was leaving for work. “Theres a package coming today from one of the doctors I work with. To thank all of his hygienists, hes sending
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RV Trip Cost Breakdown: A Detailed Look at U.S. Travel Expenses
Two years ago today, Kim and I returned to Portland after fifteen months traveling the United States in an RV. Believe it or not, Ive never published an article about the trip and how much it c
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Real Estate vs. Stocks: Which is a Better Investment?
Ill admit it: There are times that I think everything that needs to be said about personal finance has been said already, that all of the information is out there just waiting for people to find
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Understanding the Benefits of Homeownership: A Balanced Perspective
Over the past three months, Ive written a lot about buying and owning a home. Much of what Ive written could be construed as anti-homeownership. Hear are some of the articles Ive published recent
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Choosing a New Car: A Personal Exploration of Options
Last week via email, reader David Hatch asked: If you were going to buy a new car, what would you get do you think? I wrote a short email reply…then decide this topic is worth a deeper dive
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Overcoming Shopping Addiction: Breaking Free from Compulsive Spending
Yesterday, I mentioned that because I grew up poor, I inherited a faulty money blueprint from my parents. They didnt know how to handle money effectively, so they couldnt teach me how to handle
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Budget Coffee Guide: Finding the Best Affordable Coffee Options
Like J.D., Im a recent convert to coffee. For most of my life, I preferred to consume my caffeine cold in the form of Diet Coke. And then…fate intervened. Four years ago, when my family m
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Is It Worth It? The Case for Investing in Quality Pajamas
Yesterday, I spent $80 on a pair of pajama bottoms. (Or, as the company calls them, Alaskan guide lounge bottoms.) On the one hand, this feels like an insane amount to spend on sleepwear. On the
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Investing in Longevity: Why Quality Goods Are Worth the Cost
Earlier this week, I wrote about my quest for quality pajamas. I recently paid $80 to purchase a pair from Filson, a company I trust for well-made goods. Its my hope that these will be the las
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Why Experiences Matter More Than Money: A Life Lesson
When my best friend died in 2009, one of my biggest regrets was that I hadnt made time to travel with him. Sparky had previously asked me to join him on trips to Burning Man (in 1996) and sout
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Budget-Friendly Christmas Gifts: Smart Savings & Festive Fun
HO HO HO! Just like that, the holiday season is upon us! This year, I intend to do most of my Christmas shopping during a three-week tour of Europe with my cousins. Were deliberately visiting a
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Geographic Arbitrage: How to Live Better & Build Wealth by Relocating
Howdy. My name is Michael Robinson. While J.D. is visiting Europe with his cousins, I volunteered to share how my wife and I have leveraged the power of geographic arbitrage to pursue our dreams
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Preparing for a New Car: Signs Your Current Vehicle Needs Replacing
Yesterday, Kim and I joined my cousins for an afternoon trip to the Oregon Coast. Our aim was to harvest a bounty of clams. We came home with zero. We managed, however, to harvest a bounty of mus
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HelloFresh Review: Cost & Quality After Two Months
When I published my first HelloFresh review last June, I liked the popular meal-delivery service. Kims employer had given us a one-week free trial. The three recipes we received were fun and ta
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Canceling a Credit Card: Protecting Your Credit Score
I have a credit card Id like to cancel, but I dont know if I should. Im afraid itll hurt my credit score. Today Im going to walk you through in real time as I evaluate this decision. Then Im go
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RV Travel & Spring Allergies: A Trip Down Memory Lane
Its the first of April. You know what that means. Spring is here! Your friends and family are pulling April Fools Day pranks. And my tree allergies are kicking my butt. Every year, tree pollen
budget
- Buying an RV: A Comprehensive Guide for Families
- YNAB: Mastering Budgeting for Effective Savings
- Wealth Building: Prioritizing Spending Based on Financial Goals, Not Just Income
- Should You Buy Lottery Tickets? Understanding the Odds & Potential Rewards
- Dented Cans: Is Your Food Safe to Eat? - Food Safety Guide
- Affordable Baby Clothes: Smart Ways to Save on Outfits
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Utah Rental Assistance: $10 Million in Aid for ResidentsIt could be a much-needed windfall f...
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Thriving on One Income: A Single Mom's Guide to Financial StabilityWhen Christina Rodriguez divorced four years ago, she had no idea how she was going to make ends meet. After all, during her marriage, she earned $38,000 per year as a visual designer, an...
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Understanding the Consequences of Ignoring Collection AgenciesNot paying a collection agency can carry severe consequences. Creditors often hire collection agencies to help them collect debts from individuals who have previously defaulted on payment obl...
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REITs: Investing in Real Estate Through Trusts - A Comprehensive GuideA Real Estate Investment Trust (REIT) is a company or corporation that owns or finances income-generating real estate properties on behalf of shareholders. A REIT is like a holding company for real es...