Chase QuickPay Account: How to Open & Use

Consumers can open a Chase QuickPay account online.

Chase QuickPay is a money transfer service that allows users to transfer funds between U.S.-based bank accounts. Chase customers can sign up for the service through their online accounts. Non-Chase customers can also sign up for QuickPay, but do so via a different, lengthier process.

Opening a QuickPay Account as a Chase Customer

If you are Chase customer, you can open a QuickPay account from within the Chase website:

1. Log into your account at Chase.com.
2. Hover over the Payments & Transfers link at the top of the screen.
3. Find and hover over the Chase QuickPay link.
4. Click on the Enroll Now button.
5. Provide the requested information, which includes your mobile phone number and email address.
6. Check your email for a verification code. Enter it into the website and hit the "Continue to Chase QuickPay" button.

Tip

If you have the Chase banking app on your phone or tablet, you'll be able to send and accept QuickPay payments while away from your computer.

Warning

Payments from non-Chase accounts can take several days to process, particularly if the bank is not a part of the clearXchange network. If you need money immediately, and the person sending funds is not a Chase customer, consider alternatives such as PayPal or a wire transfer.

Opening a QuickPay Account as a Non-Chase Customer

1. Visit Chase's QuickPay site and look for the "Not a Chase Customer?" section. Click on the Sign Up Now button.
2. Complete the form. You'll have to provide your name, address and email address. You will also have to select a user ID, password and security code.
3. Click on the Next button and supply information about your bank account.
4. Check your email for your verification code and enter it into the site.
5. Complete the bank account verification process if required. If you receive a payment that is over $250, Chase sends two small trial deposits to your account over the next couple of days. Log into your QuickPay account and verify these deposits. Once you've done this, you'll be able to access your funds.

Warning

Non-Chase customers don't have access to the full range of services offered by QuickPay. According to Chase, a non-Chase customer can't use the "Request Money" feature. Also, at least one party to a transaction must have a Chase account, which means a non-Chase customer can't use QuickPay to send or receive funds from another non-Chase customer.

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