home finance
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Using Your 401(k) for a Home Purchase: Options & Rules
Image Credit: Pratchaya/iStock/GettyImages If you lack enough money to cover the upfront costs of a home purchase, you might turn to your retirement funds. As an employer-sponsored retirement accou
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Rising Rents & Home Buying: What It Means for Aspiring Homeowners
Image Credit: Ekaterina Chizhevskaya/iStock/GettyImages Americans are getting over the coronavirus pandemic and are anxious to buy houses. As a result, home prices are skyrocketing. Single-family h
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Mortgage Rates Explained: What's Causing the Recent Increase?
Image Credit: marchmeena29/iStock/GettyImages If youre looking into buying a home this spring, youve likely seen mortgage rates come up as a trending topic. While the housing market remains hot wit
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Reverse Mortgages: A Comprehensive Guide for Seniors
Image Credit: Mohamad Faizal Bin Ramli/iStock/GettyImages For seniors who are approaching retirement and need additional income or are facing increasing medical costs, a reverse mortgage loan can b
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Lower Your Mortgage Rate: 5 Proven Strategies for Homebuyers
Image Credit: ThitareeSarmkasat/iStock/GettyImages With mortgage interest rates now higher than during the last three years, you might wonder what you can do as a first-time homebuyer to save money
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Condo & Co-op Sales: New Mortgage Rules Explained
Image Credit: georgeclerk/iStock/GettyImages During this hot housing market, condominiums and housing cooperatives remain popular choices for first-time homebuyers who might not have enough money f
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Corporate Investors & the Housing Market: Understanding the Impact
Image Credit: Peter Dazeley/The Image Bank/GettyImages The American housing market is facing a supply shortage, and corporate real estate investors are part of the cause. Heres why.The American Hou
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Understanding Zillow: A Comprehensive Guide to Real Estate Listings & Zestimates
Image Credit: the_burtons/Moment/GettyImages Since its launch in 2006, Zillow has revolutionized the real estate industry, changing how homeowners buy and sell homes. Youve probably browsed listing
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Impact of Rising Interest Rates on Home Prices: What to Expect
Image Credit: AlbertPego/iStock/GettyImages Home prices have been increasing by double-digit percentages for 25 weeks. Last week, the Federal Reserves (Fed) 0.75-point interest rate increase was a
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Understanding Potential Home Price Declines: Market Trends & Forecasts
Image Credit: Artur Henryk Bialosiewicz /iStock/GettyImages The U.S. housing market may be cooling down in some regions. In the next year, house prices, which have been skyrocketing, may fall or at
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Comprehensive Move-In Checklist: Protect Your Rights & Property
How to Fill Out a Move-in Checklist. If you're moving into rental property, fill out a move-in checklist to avoid potential disagreements with your landlord over damages to the property during the
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Making a Land Offer: A Step-by-Step Guide for Buyers
How to Make an Offer on a Parcel of Land. When you make an offer on a parcel of land, you must consider many factors other than price. Step 1 Get an idea of what the property is w
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Mortgage Assumption: A Comprehensive Guide for Buyers
A buyer who assumes a mortgage purchases a home and takes over the seller's mortgage debt. The buyer typically pays a cash deposit representing the difference between the offer price and the remai
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Essential Utility Setup Guide for New Homeowners
The list of to-do's when moving is huge, but it's important to put setting up or transferring utilities close to the top. Once you know your move-in date, contact utility companies and arrange
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Buying Foreclosed Homes: A Comprehensive Guide to Auctions & Foreclosure
When a homeowner fails to make timely mortgage payments, the mortgage lender -- typically, a bank -- can foreclose on the property. Foreclosure is a legal process in which the homeowner loses title to
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Selling Your Home: A Comprehensive Guide for Sellers
There are several ways to sell a home, but selling quickly and at the optimum price involves certain steps. You can either sell on your own or hire a real estate agent to oversee the transaction from
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Off-Market Homes: How to Buy Properties Not Listed for Sale
How many times do you drive by "that house" on your way to work? You know what I mean....its the place that you say out loud everytime you pass it; "I love that house". Well, even
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Home Insurance During Construction: A CPA-Recommended Guide
The American Institute of CPAs strongly recommends that you insure a home under construction. According to the institute, you can use either a standard homeowners policy or a "dwelling fire"
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Find the Perfect Roommate: A Guide to Craigslist Roommate Listings
Finding a roommate can be a tough but necessary process if you need to split housing costs. Craigslist is a classified ad website that lets you tailor your ad in a way that lets you attract the right
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Build a Simple Generator: A Step-by-Step Guide
How to Build a Generator. A generator is a machine which produces electricity. Although there are many types and sizes of generators, they all do the same thing. Test your building skills by creating
home finance
- Deed in Lieu of Foreclosure: A Guide to Returning Your Home to the Bank
- The Rising Cost of Homeownership: Navigating Today's Housing Market
- Buying & Relocating Historic Homes: A Guide to House Moving
- HUD Housing Tenant Organization Guidelines: Rights & Regulations
- Guide to Renting to Section 8 Tenants: A Landlord's Perspective
- Homeowner's Insurance Claims & Your Record: What You Need to Know
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Home Buying Budget: A Step-by-Step Guide to AffordabilityBuying a house is exciting, but it can also be confusing. When my wife and I purchased our first place, we had no idea where to start. It was an overwhelming time, and that doesn’t begin to cover th...
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Check Cashing Limits: What You Need to KnowCashing a large check can get you cash immediately rather than forcing you to wait for a hold on deposits to lift, or may be a necessity if you don't have a bank account. While there are no federa...
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Avoid Costly Mistakes: Common Life Insurance ErrorsLife insurance provides a financial safety net for families. Sounds simple, but decisions over whether and how much to buy can get complicated, and mistakes can be costly. Here are common mistakes fin...
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Understanding and Returning AT&T Security DepositsHow to Get Out of AT&T Deposits A drawback to AT&T cell phone service for anyone with average, fair or bad credit is the security deposit requirement. AT&T will hold the deposit, ...