Cashing Checks at the Post Office: What You Need to Know
Cashing a check—a personal one or from wages—is not possible at a postal station. If you're at a post office and in need of cash immediately or you do not have a bank account, you can use the check to purchase a money order, then convert that into cash. Money orders are sold at the post office and must be for the exact amount of money that the check is worth.
Step 1
Purchase a money order using the check you wish to cash at your local post office. To find a post office near you, go to usps.com, the United States Postal Office website, click "Locate a Post Office" and type in your area code. Or call 800-275-8777.
Step 2
If you have purchased the money order in the name of a company or organization, you must have some form of identification proving that you are a representative of that company or organization. Also, if the money order is made out to two people, such as "Tom and Laura," both parties must be present with identification.
Step 3
Show identification to the teller or employee helping you and sign the money order. Those unable to sign their name should bring a witness when they mark the money order.
Tip
It is safer and more reliable to put your money in a bank. If at all possible, set up a bank account to keep deposited money from your checks. There it will be insured and you will earn interest.
Things You'll Need
A check
A government-issued or state-issued state identification
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