Housing Grants for Single Mothers: Eligibility & Application

Housing grants are available for single moms through government and private grant funding. Grants are given to moms who can demonstrate they need help paying for housing but have the means to pay back low-interest loans.

Step 1

Before contacting any agency to check for grants for single moms, you must gather you proper paperwork. You will need Social Security cards for you and your children, birth certificates and a state-issued ID such as a driver license if applicable. You will also need to provide proof of income, including information on any child support you receive.

Step 2

Check with the Department of Housing and Urban Development (HUD) to see if you qualify. HUD offers counseling on buying or renting a home. Depending on her qualifications, a single mom may be able to receive grant money to assist her with paying rent or a mortgage on a house or apartment.

Step 3

To find affordable housing, a single mom can contact her state housing finance agency. These keep track of affordable housing also may help with housing costs. Most states have government-grant funded housing, so they can offer low-income families a safe, comfortable home in which to live.

Step 4

Single moms can contact Habitat for Humanity if they are seeking assistance in building or buying a home. Habitat for Humanity is funded by government grants as well as private donations from individuals and foundations. It helps low-income families build homes by finding volunteers to help build and well as to connect them with low interest loans. Those who are physically able must pledge a specific number of hours volunteering to build their own home,

Step 5

Single moms who just need a little extra to help them get into a suitable living situation can contact The Nehemiah Foundation. They give small grants to low-income families who are buying a home. The grant can be up to 6 percent of their housing loan.

Things You'll Need

• Identification

• Social Security cards for family members

• Birth certificates