Event Insurance: Protecting Your Special Occasion

Some of the most memorable moments in our lifetimes are of special events like weddings, family reunions, and holiday parties. But while it’s easy to get caught up in the excitement of planning an event, every host should be aware of the risks that can make your special day memorable in all the wrong ways.

Not everyone realizes the amount of liability they carry if someone is hurt or property is damaged at an event they host. In fact, 43 states have enacted social host liability laws that allow party hosts to be sued if a guest drives under the influence and causes an accident. To mitigate this risk, most venues require you to purchase event insurance that covers a minimum amount of liability.

Even if event insurance isn’t required for your upcoming gathering, an insurance policy may be worth its low cost to protect your assets from potential lawsuits. Thankfully, there are many great event insurers to choose from with affordable coverage to fit the size and scope of any gathering. We reviewed more than 15 of the most widely recognized event insurance companies and chose the top seven based on price, coverage, and service.

The 7 Best Event Insurance Companies of 2021

• Best Overall: RVNA
• Best Online Underwriting: Eventsured
• Best for High Limits: Philadelphia Insurance Companies
• Best Value: Markel
• Best Customer Service: Travelers
• Best for Weddings: WedSafe
• Best for Corporate Events: USLI