Protect Your Treasures: Comprehensive Collectibles Insurance

Collectibles insurance protects your collection from accidental breakage, theft, flood, and other types of loss. Collections can include high-value items like artwork, Persian rugs, model trains, and coins, to name a few. 

Collectibles in a home can be worth more than the home itself, or at least enough that the items need to be scheduled assets on a separate policy in order to be reimbursed for the full value. In 2020, the rapper, Logic, paid $183,812 for a rare Pokémon card. In 2014, a 1938 copy of Action Comics #1 comic book sold for $3.2 million on eBay. Most collectibles can be insured for 1% to 2% of the piece’s value, per year. But your collection doesn't need to be worth millions to be worth insuring.

We looked at 16 insurance companies before we settled on these seven best collectibles insurance companies. Winners stood out because of their background, third-party ratings, and other insurance offerings. Convenience for combining policies, a streamlined application process, and customer support were major factors, too. These characteristics shaped our profile of a trusted, competent, and convenient insurer that we could pass along to you with our recommendation.

The Best Collectibles Insurance of 2021

• Best Overall: American Collectors Insurance
• Best for Antiques: BHI Insurance Associates
• Best for Persian Rugs: Arroyo Insurance Services
• Best for Artwork: Progressive
• Best for Sports Memorabilia: Collectibles Insurance Services
• Best Value: MiniCo Insurance Agency
• Best Customization: Chubb