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SEP IRA: A Comprehensive Guide for Self-Employed Individuals
The acronym SEP IRA stands for self-employed person independent retirement account. This type of account services business owners or independent contractors. Since these individuals do not have a
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IRA to Roth Conversion Rules: 2010 Changes & Benefits
There are several new rules for an IRA conversion from a traditional to a Roth account starting in 2010. As an investor, you will benefit from knowing the details of these rules and how they
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Custodial IRA: A Guide to Retirement Savings for Children
A custodial IRA is a type of retirement account that you can set up for your child. One of the biggest advantages that young people have is time. By getting started investing for their retirement
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SIMPLE IRA Tax Rules Explained: Employee Contributions & Benefits
The Savings Incentive Match Plan for Employee (Simple) IRA tax deferred savings account provides employers with 100 or fewer employees an easy way to supply benefits to those
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SEP IRA Eligibility: Who Can Contribute & Qualify?
SEP IRA rules allow for any company that is incorporated or unincorporated with one or more full-time employees to set up a qualified retirement plan. The employer is the sole contributor to the
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Unlock Financial Freedom: The Power of Contrarian Investing & Saving
HeroImages/Getty ImagesEver notice the contrast between average folks and people who’ve found the path to retirement success? The former buy into conventional thinking about spendi
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Retirement Relocation: 8 Factors to Consider When Choosing Your Ideal Location
Hugh Whitaker/Cultura/Getty ImagesOnce you don’t have to go to work every day, you have more freedom to choose where to live in retirement.A national survey conducted for Bankrate
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Social Security Benefits for Survivors & Spouses: A Guide for Planning
Dear Senior Living Adviser, If I opt to collect Social Security benefits at age 62 (my own benefits) and down the road my husband passes away, can I claim the regular amount of spousal
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Top 10 Fastest-Growing Retirement Expenses: What Seniors Need to Know
Few consumers need to be reminded that costs on everyday items are rising: They see it at the checkout. But whether it’s medical care, prescription drugs or food, senior citizens&#
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Finding Purpose After Retirement: Redefining Your Next Chapter
Susan Spaulding, a 60-year-old former marketing executive, is making a 2nd career out of helping boomers answer the question, “What do you want to do when you grow up?”After Spaulding s
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Medigap Plan F: Cost, Popularity, and Value
Most people who opt for traditional Medicare and a Medicare supplement to protect themselves from gaps in the program choose the Medigap insurance known as Plan F. Of those who decide to buy a Mediga
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Boomer Economic Concerns: Understanding Fears & Solutions
Are you a baby boomer with a dim view of how the economy is going and a fear that it will diminish your ability to retire or continue to live in retirement comfortably?If so, you’re in the maj
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Retirement Income Strategies: Withdrawals vs. Annuities
Take a stab at answering these 3 basic questions about managing money in retirement: How much of your savings can you safely withdraw every year without running out of money before you run out of lif
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Celebrity Intestacy: 5 Stars Who Died Without a Will & The Legal Battles That Followed
Kevin Winter/Getty ImagesCelebrities are no different from the rest of us in one way: They don’t want to think about death. But when the rich and famous die without a proper will or estate pla
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Maximize Your Retirement Savings: 7 Strategies for IRAs
Hero Images/GettyImagesYou’ve seen it on TV and the Internet: various pitches by financial services firms in which they attempt to persuade you to open an individual retirement acc
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Understanding 401(k) Fees: What You Need to Know
Every paycheck, you save some money for retirement. And that’s a good thing.Many people think the best thing about that workplace plan is the cost. If you’re like half the people in a r
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Social Security Benefits: Entitlement Through a Former Spouse's Record
What are the eligibility requirements? There is a minimum amount of time you have to be married to claim someone else’s Social Security benefits.“You have to be married at le
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Retirement Income Shortfall: Seniors Struggle to Maintain Living Expenses - Bankrate Study
If you want to survive and even thrive in retirement, most financial advisers believe you need at least 70% of the income that you had before you retired. But seniors in most states are falling short
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Trust Executor Responsibilities: Paying Debts & Taxes Before Asset Distribution
Dear Senior Living Adviser, I am an executor for a trust. The trust clearly lists all the assets it covers. One of the assets is an individual retirement account, which is held at a fi
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Retirement Home Purchase & Lump-Sum Pension: Tax Implications
Dear Senior Living Adviser, I am 61 years old and have been on Social Security disability for the past 18 months. I have a pension from my workplace, and when I am 66 I can take a lump
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- SEP IRA vs. 401(k) for Small Businesses: Which is Right?
- Roth IRA vs. Life Insurance: Which is Best for Family Protection & Retirement?
- IRA Investment Strategies: Building a Secure Retirement Portfolio
- Retiring Abroad: A Comprehensive Checklist for a Smooth Transition
- Retirement Income Strategies: Withdrawals vs. Annuities
- 401(k) Rollover Rules: Biden Administration Continues Trump-Era Regulations
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Flipkart's FDI Strategy: Navigating India's Retail Investment RulesThe Indian government has been defensive about opening up its retail sector to global companies such as Wal-Mart and Amazon. This is the reason why the country only permits 100% foreign di...
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Social Security Benefits: When to Claim for Maximum ValueWhen should you apply for Social Security? Retirement planning is complicated, beginning with the decision about when to begin taking your Social Security benefits. On one hand, if you need the mone...
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Closing a Fidelity Roth IRA: A Step-by-Step GuideYou can close a Fidelity IRA by filling out and mailing in a single form. Investors sometimes decide it's advantageous to close out an investment account. If you have a Roth individual re...
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Roth IRA: A Comprehensive Guide to Opening and InvestingA Roth IRA is one of many investment options people planning for retirement have. Roth IRA accounts hold a special tax distinction from other IRAs. Money is taxed prior to investing it into a...