Savings
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Becoming Banked: A Guide for Unbanked and Underbanked Americans
Most U.S. adults rely on traditional banks and credit unions for their banking needs. Still, a 2020 report (the most recent available) by the Federal Reserve found that 22% of adults in the U.S. in
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Historical Interest Rates: Mortgages, Auto Loans & Credit Cards (1995-2021)
Study Shows Mortgage Interest Rates Hit Historic Lows, Credit Card Rates Remain Near All Time High Tracking interest rates over the 101 quarter period between Q1 1995 and Q1 2021, the Federal R
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Choosing the Right Bank: A Comprehensive Guide
Choosing a financial institution to look after your money is one of the most important financial decisions you can make. Different banks offer widely different levels of service, charge different le
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LGBTQ+ Inclusive Banks: Financial Support & Access
Many large banks and financial providers pay lip service to servicing the LGBTQ+ community, but how many back it up? Acceptance and access are key, says Myles E. Meyers, founder and CEO of the c
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Understanding External Transfers: A Comprehensive Guide
An external transfer is a way to move money electronically from an account in one financial institution to an account in another financial institution. External transfers can be used to move money b
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Understanding ChexSystems: What It Is & How It Affects Your Banking
ChexSystems is a consumer credit reporting agency that tracks activity related to closed checking, savings, and other deposit accounts at banks and credit unions. If you’ve ever had issues with a de
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Consumer Spending Fuels Investment Boom: Insights from Kevin Hassett
A shift in consumer spending is "funding an investment boom", according to the White House Council of Economics Advisers Chairman Kevin Hassett. “The consumer, they are seeing their i
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5 Simple Savings Habits to Secure Your Financial Future
Whether you want to put money aside for emergencies, college or retirement - saving is one of the most basic pieces of financial advice. Despite the importance of saving, some of us are falling
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Financial Strain Limits Fun: 70% of Americans Cut Back on Leisure
Having fun is just too expensive for lots of Americans. That’s according to new research from personal-finance website Bankrate, which surveyed more than 2,500 U.S. adults, aged 18 or older, a
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Financial Harmony: Why Couples Need to Talk Money
Spreadsheets and savings goals aren’t sexy. That’s probably why great love stories, when retold, don’t delve into household finances. But money is a central part of any relationsh
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Is Your Side Hustle Backfiring? 4 Warning Signs
Side hustles are all the rage these days, and for good reason. A second job could be just the thing that helps you build savings, pay off debt, or simply have more money on hand for things like leisur
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Financial Conflicts in Relationships: How Money Issues Impact Couples
Till debt do us part? The traditional "richer or poorer" phrase in wedding vows is a hard one to keep, considering one in five people in a relationship say their partner is financially irres
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PlayStation Now Price Cut: Sony's Strategy to Compete with Gaming Giants
In an effort to compete against rival streaming services, Sony Interactive Entertainment is slashing the price of its pioneering cloud game subscription service by half. PlayStation No
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ATM Fees Soaring: Understand the Costs and Avoid Overcharges
If you often grab cash from the closest ATM while you are out and about without paying attention to the fine print of the out-of-network ATM withdrawal fee— now is a great time to start. Hopefu
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Michigan Couple Eliminates $120K Student Loan Debt in 3 Years: Their Strategy
Quenton and Marchelle Ross thought they would never pay off their debt. After college, their student loans came up to nearly $120,000 — three-and-a-half times the national average for college
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US Tax-Friendly States: Where Your Money Goes Further
The grass may not necessarily be greener, but more importantly, if you live in these states you get to keep more of your own hard-earned money. Wyoming is the most tax-friendly state in the U.S.,
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South Carolina Lottery: 1,400 Winners Share Prize with Unlikely Number
The lucky combination of 2-2-2-2 in a recent South Carolina lottery drawing paid off -- maybe too well. Roughly 1,400 people are now reaping the benefits of the South Carolina Education Lottery’
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US Consumer Spending: State-by-State Analysis & 2018 Trends
Despite a cloudy economic outlook and renewed fears about an impending recession, consumer spending by state actually increased last year, new figures released on Thursday revealed. According to the B
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Avoid Costly Financial Mistakes: A Guide to Smart Money Management
Mistakes are part of the human condition; it's impossible to avoid them 100 percent of the time. But financial mistakes are in a class of their own — they tend to have a snowball effe
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Banksy's 'Devoted Parliament' Achieves Record-Breaking Price at Auction
Banksy's satirical oil painting depicting the House of Commons filled with chimpanzees sold at auction in London for a record-breaking price, setting art enthusiasts
Savings
- Best Savings Options for a Down Payment: Maximize Your Home Buying Fund
- Simple Daily Savings: Build Wealth Incrementally
- Mint: Your Free Personal Finance Tracker - Budgeting Made Easy
- Mastering Multiple Bank Accounts: Strategies from a Wealth Expert
- Top 8 Money-Saving Apps to Boost Your Savings
- Ally Bank Enhances Savings Tools for Customers
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Effective Budgeting: Categories & Methods for Financial SuccessLove it or hate it, if you want to be financially successful, you need to budget your money. Getting your finances in order and building wealth takes planning, and your ...
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Understanding Stock Market Corrections: Causes, Signs & What to DoThe stock market has mostly been on a tear since it bottomed in March 2020 at the peak of pandemic worry. The S&P 500 index has almost doubled since then, rising 96.4 percent to an all-time high ...
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Oil Prices Surge: 5-Day Rally Doubles West Texas Intermediate CrudeOil prices were on track for a fifth straight day of gains on Tuesday as traders look toward a rebalancing of the market. West Texas Intermediate crude oil, which rose 11 percent to $25.24&#...
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Closing a Merrill Lynch Account: A Step-by-Step GuideA man sitting at his desk taking notes while on the phone. The actual process for closing a Merrill Lynch account is straightforward, although you may face closure fees. Certain types of acco...