car
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Louisiana Auto Insurance Requirements & Dropping Coverage - DMV Info
Louisiana drivers are required to maintain continuous auto liability insurance throughout the duration of their driving and registration privileges. To comply, Louisiana drivers must carry bodily inju
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Insurance Car Repair Payout: Do You Have to Fix It?
If you receive a payout from an insurance company to repair your vehicle, you aren't legally obligated to make the repairs if you own the car outright. If you financed the vehicle, however, the le
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Transferring a Company Car Title: A Step-by-Step Guide
Signing over the title to a company car is similar to the process for a vehicle owned by an individual. The only exception is that in some cases the car is registered to a business instead of a person
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Early Lease Termination & Trade-In: Can You Buy a Car From Another Dealership?
At any time during your lease, you or someone else can purchase your vehicle from your leasing bank, allowing you to trade in your car to a different dealership than the one holding the original lease
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Returning a Car to the Dealership: Your Rights & Options
Purchasing a car is a large decision emotionally and financially. If you experience "buyer's remorse" or discover that the car you purchased from the dealership is faulty, exercise any r
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Insurance Waiver of Subrogation: Understanding the Protection
If someone crashes into your car or steps on your computer, you have the right to sue. Subrogation occurs when you hand over your right to sue to your insurer. A waiver of subrogation prevents you fro
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Understanding Lien Holder Rights in Vehicle Repossession
A lien on a car is a common occurrence. Typically, when a person finances a car purchase, the financing company has a lien on the car. The company reserves the right to repossess the car in the event
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Georgia Auto Insurance: Understanding PIP and Medical Payments
Georgia does not use personal injury protection (PIP) as a form of car insurance, but it does allow the sale of medical payment insurance, which serves the same purpose. PIP is used primarily in state
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Understanding 'In Transit' Vehicle Status: What to Expect When Buying a Car
An "in transit" vehicle is one that is due at a dealership but hasn't arrived yet, such as when a dealer orders vehicles from the factory. Some dealers may consider a vehicle purchase fr
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Protecting Your Assets After a Car Accident: What You Need to Know
At one time, people looked at a car accident as a mistake, and something to move on from quickly by repairing the damage. Things are much different now, and others may look at your misfortune as their
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Vehicle Ownership When Multiple People Are on a Car Loan: Understanding Title and Loan
Two important documents to be aware of with your car are the loan and the title. The loan reflects the debt on the vehicle, and it can have multiple parties named. The title reflects ownership of the
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Moving a Financed Car to a New State: What You Need to Know
Relocating to a new state can be a a stressful experience. If you possess a financed vehicle, you can generally move the car across state lines as long as your loan contract doesn't state otherwis
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Windshield Coverage with Farm Bureau Car Insurance: What's Covered?
Farm Bureau auto insurance will cover the replacement of your windshield under certain conditions. Replacement is not included in standard liability insurance, but it is part of collision and comprehe
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Total Loss Car Insurance: How Much Will Your Rates Increase?
When your insurance company declares your vehicle as a total loss after an accident, it not only means you'll need a new vehicle, but it could also impact how much you pay for your insurance cover
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Buying a Car with a Suspended License: What You Need to Know
Buying a vehicle while your driver's license is suspended complicates the process at best, and is impossible to complete at worst. Whether or not you'll be able to do so depends on state law,
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Liability Car Insurance Costs: What to Expect & State Requirements
Liability insurance covers injuries you cause to to other people and their property. Bodily injury and property damage is usually sold as a package. On your insurance card, these coverages are express
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Selling a Car as Executor: A Step-by-Step Guide
Once a property has gone through or avoided probate, it can be distributed as determined by the will or the local laws. If the car of a deceased person doesn't have anywhere in particular to go, i
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Understanding Net vs. Gross Premium: What's the Difference?
Net premiums and gross premiums are terms used to describe the income an insurance company receives in exchange for the risks it assumes under insurance contracts. Premiums are the amounts policyholde
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Release a GMAC/Ally Lien on Your Vehicle Title: A Step-by-Step Guide
When you take out a loan for the purchase of a new vehicle, the lender puts a lien on the certificate of title for the vehicle. This keeps the car, truck or SUV under legal ownership of the lender unt
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Selling a Car Without a Title in Illinois: Risks & Solutions
Selling a car without a title in Illinois may be risky. The title is the legal record of all claims and releases made on titled property. Federal and state laws require a title indicating the name and
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Essential Travel Gear: 7 Budget-Friendly Must-HavesTraveling the world doesn’t have to mean emptying your savings account. Curious about how to explore on a budget while not skimping on essentials? I’ve been there! That’s why I’ve put to...
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Paying for a Car with a Credit Card: Risks & AlternativesDepending on your lender, you may be able to make a car payment with a credit card. But think twice before you go this route. You could end up paying credit card interest on the tr...
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Rental Property Owner Requirements: Maximizing Tax DeductionsYou must actively participate in managing your rental property to enjoy all tax write-offs. The list of tax rules favorable to rental property owners is long. Ample deductions, depreciation, ...
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Personal Finance Education in High School: A Growing NeedThat would certainly be a good thing...