finance
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Wealth-Building Strategies: 23 Proven Personal Finance Tips
This article may contain links from our partners. Please read how we make money for more info.Do you want to achieve financial freedom and never have to worry about money? If that sounds like a fantas
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Understanding the Overnight Interest Rate: Impact on the Economy
Overnight rate might sound like the five-dollars-more alternative to the hourly rate for the least reputable hotel in town, but in fact it’s a number that has a profound effect on a country’s entire e
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Understanding the Policy Interest Rate: Its Impact on the Economy
Three more sleep inducing words have perhaps never been strung together, but the policy interest rate is actually pretty exciting insofar as it's a little number that has a profound effect on a c
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Monetary Policy Explained: How Central Banks Influence the Economy
Though central banks may have been created with various missions, like creating “maximum employment,” as the United State’s Federal Reserve was tasked with doing when it was created in 1913, the prima
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LIBOR Explained: Understanding the London Interbank Offered Rate
LIBOR is an acronym for London Interbank Offered Rate, and is the most important benchmark for the short-term interest rate that the world’s largest banks charge one another to loan money internationa
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Understanding Stock Portfolios: A Beginner's Guide
Think of your holdings as a pie — imagine it as whichever flavour you like, or apple pie, which you might as well just admit is objectively the best pie of them all. This pie is divided into different
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Creating a Will: Eligibility & When to Make One
Before we get to the question of “when should,” it’s best to start with the issue of “when can” you write a will. With some exceptions, most states only allow those who are 18 and older to produce a l
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Quantitative Easing (QE): A Comprehensive Explanation
During normal financial times, the primary function of a country’s central bank is to keep the economy growing at a steady rate by setting interest rates at a low enough level so that money is cheap e
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Financial Planning: A Comprehensive Guide to Achieving Your Financial Goals
As concepts go, financial planning’s pretty easy to understand. It’s the process of setting your financial objectives — looking at how much money you have now, how much you’re going to need in the fut
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Understanding Beneficiaries: Who Qualifies & What It Means
There are many ways you might find in the enviable position of receiving something — enviable unless that something happens to be, say, a mean old cat belonging to an aunt you never met. You could be
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Understanding the Bank Rate: What It Is and How It Works
The bank rate, also often referred to as the discount rate, is the interest rate at which a country’s central bank loans commercial banks money. There were way too many “rates” flying around in that l
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Understanding Interest Rates: A Simple Explanation
It might be helpful to think of money you borrow as akin to a rental car; in the same way you have to eventually have to return the car, so do you have to return a the amount you borrowed from the ban
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Trust Accounts: Asset Protection & Estate Planning Explained
Setting up a trust account can protect your assets from being spent on a variety of expenses you might rather avoid — bankruptcy, divorce, legal judgments, extravagant spending by your heirs as well a
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Understanding Beneficiaries: Protecting Your Legacy and Loved Ones
Beneficiary is the legal term used to describe where you want your money or property to go when you die (though lots of living people share their wealth with beneficiaries through trusts.) Wills, RSPs
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Top Money-Saving Apps for 2024: Boost Your Savings
Everyone knows saving money is important, but most of us fail to make it a priority. We move a few bucks to our savings here and there, then spend it anyway. We vow “This is the year I’ll save!” but r
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Understanding Credit Scores: What They Mean & How to Improve
But wait, there’s a longer semantic discussion to be had!What even is a “credit score”? It's a number between 300-900 that reflects how much credit you’ve had for how long, and how well you’ve do
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Saving vs. Investing: Which is Right for Your Money?
Apologies for sounding a tad indecisive, but it really depends. If you are holding onto your money for a very short period of time because you need it to finance the purchase of something, you should
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Understanding Interest Rates: How They're Determined & Their Impact
Interest rate is a term that you’ll hear a ton, but it’s oddly nonspecific — there are a number of different kinds of interest rates that will personally affect your life, like what a bank will pay yo
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Reduce Your Taxable Income: Strategies & Methods
No one likes paying taxes. We know they’re necessary for an orderly society, but it still hurts to see those deductions on your paycheck. How do you ease the pain? By paying less, of course! You can r
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Achieve Financial Freedom: A Step-by-Step Guide
If you’re in debt and wondering how to achieve financial ffreedom, you are not alone. According to the Federal Reserve Bank of New York, U.S. consumer debt is at an all-time high.Even if you’re in deb
finance
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Locate Lost Savings Bonds: A Comprehensive GuideYou might be richer than you think if you have "lost" savings bonds. We all know the scenario: As the season changes, you take your winter coat/light jacket out of the closet, reach ...
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Remove Medical Debt from Your Credit Report: A Comprehensive GuideWhen you’re sick or injured enough to need significant medical care, the last thing you want to think about is how you’re going to pay your medical bills. But, even more distressful is just how much...
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2021 Cryptocurrency Predictions: Insights from Top Crypto LeadersYou cant overestimate the value of cryptocurrency predictions from insiders - the very people driving the crypto revolution - as we head into 2021. With cryptocurrency quickly gaining favor on W...
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Pay-As-You-Drive Auto Insurance: Is It Right for You?div.cust...