Jet Ski Insurance: Protect Your Personal Watercraft

Jet ski insurance, which frequently falls under the title of personal watercraft (PWC) insurance, will help you avoid the hefty price tag that comes with damage related to storms, unexpected accidents, fires, and even traveling.  It covers you like auto insurance covers your car with different coverages and protections selected based on your policy.

Like home, auto, or other types of insurance, jet ski insurance policies come in several shapes and sizes, and finding the right policy can be challenging. At a minimum, you’ll need to consider how much coverage you want or need—some states require liability coverage—how much you can afford, and what type of coverage is best suited for your PWC use. A good policy includes basic liability insurance that protects you against accidental physical damage and bodily injury. It’s also wise to consider a policy that will protect you in the event of other potentially serious or financially burdensome events, like fuel spills or natural disasters. 

Read on to find the best jet ski insurance provider for your needs.

The Best Jet Ski Insurance in 2021

• Best Overall: Ski Safe
• Best for Bundling: Nationwide
• Best for Policyholder Benefits: Allstate
• Best for Multiple Jet Ski Coverage: Progressive
• Best for Custom Coverage: Markel
• Best for Commercial Use: Global Marine Insurance Agency