invest
-
Understanding Level 2 Assets: Valuation and Characteristics
What Is a Level 2 Asset? Level 2 assets are financial assets and liabilities that are difficult to value. Although a fair value can be determined based on other data values or market prices, th
-
Securitization Explained: Transforming Assets into Securities
Securitization is the process of taking an illiquid asset or group of assets and, through financial engineering, transforming it (or them) into a security. The derisive phrase securitization food ch
-
Calculate Investment Gains & Losses: A Simple Guide
Learning how to calculate the percentage gain of your investment is straightforward and is a critical piece of information in the investor toolbox. To calculate the percentage gain on an inv
-
Understanding Wall Street: History, Finance & the NYSE
What Is Wall Street? Wall Street is literally a street located in New York City—at the southern end of Manhattan, to be precise. But figuratively, Wall Street is much more: a synonym for the fi
-
Understanding Smart Money: Institutional Investor Strategies
What Is Smart Money? Smart money is the capital that is being controlled by institutional investors, market mavens, central banks, funds, and other financial professionals. Smart money was orig
-
Rule of 72: Calculate Your Investment Growth Quickly
What Is the Rule of 72? The Rule of 72 is a quick, useful formula that is popularly used to estimate the number of years required to double the invested money at a given annual rate of return.
-
Understanding Loan Repayment: Principal & Interest Explained
What Is Repayment? Repayment is the act of paying back money previously borrowed from a lender. Typically, the return of funds happens through periodic payments, which include both principal an
-
Joint-Stock Company: Definition, Ownership & Advantages
What Is a Joint-Stock Company? The modern corporation has its origins in the joint-stock company. A joint-stock company is a business owned by its investors, with each investor owning a share b
-
Investor Relations (IR): A Comprehensive Guide for Investors
What Are Investor Relations (IR)? The investor relations (IR) department is a division of a business, usually a public company, whose job it is to provide investors with an accurate account of
-
Fiduciary: Understanding the Role and Responsibilities
What Is a Fiduciary? A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients interests ahead of their own, with a duty to preserve good f
-
Delivery Versus Payment (DVP): A Comprehensive Guide
What Is Delivery Versus Payment (DVP)? Delivery versus payment (DVP) is a securities industry settlement method that guarantees the transfer of securities only happens after payment has been ma
-
Due Diligence: A Comprehensive Guide to Risk Assessment
What Is Due Diligence? Due diligence is an investigation, audit, or review performed to confirm facts or details of a matter under consideration. In the financial world, due diligence requires
-
Understanding Financial Disclosure: A Comprehensive Guide
What Is Disclosure? In the financial world, disclosure refers to the timely release of all information about a company that may influence an investor's decision. It reveals both positive an
-
Break-Even Analysis: Calculate Your Profitability Threshold
What Is a Break-Even Analysis? Break-even analysis entails calculating and examining the margin of safety for an entity based on the revenues collected and associated costs. In other words, the
-
Shareholders vs. Stakeholders: Understanding the Key Differences
Shareholder vs. Stakeholder: An Overview When it comes to investing in a corporation, there are shareholders and stakeholders. While they have similar-sounding names, their investment in a comp
-
Understanding Wash Sales: Tax Implications & Avoidance
What Is a Wash Sale? A wash sale is a transaction in which an investor seeks to maximize tax benefits by selling a losing security at the end of a calendar year so they can claim a capital loss
-
Understanding Short-Term Investments: A Comprehensive Guide
What Are Short-Term Investments? Short-term investments, also known as marketable securities or temporary investments, are financial investments that can easily be converted to cash, typically
-
Understanding Securities: A Comprehensive Guide
What Is a Security? The term security refers to a fungible, negotiable financial instrument that holds some type of monetary value. It represents an ownership position in a publicly-traded
-
Risk Premium Explained: Understanding Investment Risk and Return
What Is a Risk Premium? A risk premium is the investment return an asset is expected to yield in excess of the risk-free rate of return. An assets risk premium is a form of compensation for inv
-
Understanding Prospectuses: A Comprehensive Guide for Investors
What Is a Prospectus? A prospectus is a formal document that is required by and filed with the Securities and Exchange Commission (SEC) that provides details about an investment offer
invest
- Retirement Planning in Your 50s: Secure Your Future
- Understanding Capital Turnover: A Key Efficiency Metric
- Mastering Personal Investment Management: Diversify for Success
- Gold IRAs: A Comprehensive Guide to Retirement Investing with Gold
- Smart Investments for Beginners: Maximizing a $1,000 Budget
- FarmTogether Review: Investing in Farmland for Long-Term Wealth
-
Compound Interest: Formula, Calculation & Powerful Growth ExplainedThere’s an urban legend that Albert Einstein once called compound interest “the most powerful force in the universe.” We can’t be sure he really said it, but the sentiment is certainly true: Compound ...
-
Cybersecurity Vaccines: A New Defense Against Ransomware & AttacksThere were 638m attempted ransomware cyber-attacks in 2016, according to one report. And with several high-profile attacks already committed this year, the numb...
-
Online Payments with Maestro Debit Cards: A Comprehensive GuideThe Maestro Card is a internationally accepted debit card owned by MasterCard. It is accepted by any retailer who accepts MasterCard. Maestro Card debit cards can be used to pay for purchases online, ...
-
Elon Musk Bitcoin Origin Theory: Examining the RumorsAs Bitcoin prices climb closer to $10,000, investors are ramping up speculation on who exactly created the digital currency. Now, theres a new theory that Tesla Inc. (Nasdaq: TSLA) founder and CEO E...