Personal finance
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Auto Loan Refinancing: Lower Your Payments & Interest Rates
If you’re one of the over 100 million Americans with an auto loan, you’d probably love the chance to ease some of the financial burden. In fact, according to data from Experian, auto loan
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Online Banks vs. Credit Unions: 3 Key Advantages
If you’re searching for a new home to store your cash, credit unions may come first to your mind. While credit unions have their benefits, online banks have several advantages that make them the
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Home Buying Myths: Down Payment & Closing Costs Explained
Misconceptions are common in our daily lives. Statements we accepted as fact often turn out to be incorrect. Albert Einstein failed his math class. George Washington had wooden teeth. You cant buy a h
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Conquer Lifestyle Inflation: A Guide to Maintaining Financial Stability
Lifestyle inflation can cause anyone to spend more than they need to. The temptation to upgrade our lifestyle to keep pace with our growing income is a very real danger to our finances. But here&rsqu
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Essential Savings for Freelancers: Financial Security in a Variable Income
Freelancers without savings are standing on a financial cliff. With any unplanned expense or slow month, you’ll be scrambling to pay the bills. And, that is not an enjoyable position to be in. W
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Coronavirus Impact: 3 Key Financial Lessons for the Future
As of June 11, 2020 (the time of this article’s writing), the United States is in month 3 of its battle against COVID-19. Here’s what has happened so far: More than 2.1 million Americ
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Refinance Your Mortgage During COVID-19: Is It Possible?
Everyday life has changed dramatically with the pandemic. We’ve been advised to stay home, wear a mask, wash your hands, work remotely, and observe social distancing. Some of us may be wondering
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Pandemic's Impact on Consumer Spending: Key Shifts & Trends
Since the onset of the coronavirus pandemic, 78% of Americans have changed the way they spend their disposable income. Savings rates are at an all-time high at 33% – the highest level since the
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Avoid Home Loan Delays: 7 Common Pitfalls to Watch Out For
You are well into the loan process. Your interest rate is locked, and your application has been submitted. You can rest easy now, right? Not necessarily. Whether purchasing a new home or refinancing a
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Navigating College During COVID-19: Key Decisions for Students
To mitigate the spread of the coronavirus, college administrators across the U.S. have been forced to alter the way classes will be offered. While some colleges have chosen to conduct classes fully in
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Navigating Job Loss: A Financial Perspective on Recovery
A job loss can feel like a blow, no matter when it strikes. And with a global pandemic raging – alongside a tanking national economy – the stress of a job loss will certainly be intensifie
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Create a Budget That Works: A Step-by-Step Guide to Financial Success
A budget is the perfect tool to help you achieve your long-term financial goals. If you want to build your savings, then sticking to a budget can prevent you from spending money that you shouldn&rsquo
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Personal Loan vs. Mortgage Refinance: Which is Right for You?
With interest rates at all-time lows, you may be thinking now is the right time to take out a loan. If you’re a homeowner, here are two options to consider. You can tap into your home equity wit
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Transforming Your New Home: 7 Steps to Create a Cozy Haven
Settling into a new house is very exciting, something you may have dreamed about for years. While you’re emptying boxes and scrambling to put things away, take a moment to consider how you can m
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Opening a Checking Account for Kids: Is Your Child Ready?
Learning about money management and developing skills in banking is known as financial socialization – and it’s a vital component of becoming economically stable. Hands-on experience with
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Home Upgrades & Value: What Adds Resale Appeal?
It’s a common question but one that can be challenging to answer. Surprisingly, the location of the property can be a major factor in determining if the cost of an upgrade can be recovered when
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Cost vs. Value: Why 'Cheap' Isn't Always the Best Choice
Saving money will never be out of fashion. Having money for emergencies, retirement, rainy days, and other future needs will always be vital. By refraining from frivolous spending and resisting unnece
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Financial Roadmap: Achieve Your Money Goals with a Clear Plan
Got money goals? Unless you live off the grid, you likely know that money is a huge part of living in today’s modern world. Your Netflix subscription costs money. Your food costs money. The Chr
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Financial Literacy for Kids: Empowering Your Children with Money Skills
As a parent, you want the absolute best for your children. One way that you can help them excel is to teach them everything they need to know about money. Many parents lament the fact that they were n
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Financial Resilience: Protecting Your Finances During Economic Uncertainty
The COVID-19 pandemic caused most states to issue stay-at-home orders in the spring, closing many workplaces around the country – and some of those same restrictions are in place again. The resu
Personal finance
- Navigating Life's Changes: Key Lessons from the COVID-19 Era
- Boost Your Credit Score: 5 Key Factors You Need to Know
- Car Loan Credit Score Requirements: What You Need to Know
- COVID-19 Stimulus Checks: Eligibility & Amount - 2024 Update
- Overthinking Solutions: 3 Books to Quiet Your Mind
- Netflix Revenue & Subscriber Statistics: Key Insights (2024)
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Unexpected Financial Benefits of Social Distancing During COVID-19Millions of Americans are suddenly homebound, and while that's not a good thing, i...
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Stimulus Checks: Latest Updates & Future OutlookWill there be another stimulus check...
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Adding an Authorized User to Your JCPenney Credit Card: A GuidePayment history accounts for 35 percent of your FICO score. A person that you authorize to use your JCPenney account is referred to as an authorized user. This person can make charges on the ...
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Natural Disaster Preparedness: Staying Safe During EmergenciesMy world is on fire. As you may have heard, much of Oregon is burning right now. Thanks to a “once in a lifetime” combination of weather and climate variables — a long, dry summ...