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FIRE Investing: Achieving Financial Independence & Early Retirement - Pros & Cons
What Is FIRE Investing? FIRE stands for financial independence retire early. Its a movement of people who believe that with willpower and investing knowhow, anyone can achieve financial independenc
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Best Retirement Calculators: Plan for Your Future
As American workers began to shoulder more of the responsibility for funding their retirement, retirement calculators proliferated across the Internet. A Google search for “online retirement calcula
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Best Retirement Tracking Apps: Monitor Your Savings Easily
While it’s important to know where you stand financially at any point in time, keeping track of your retirement money—brokerage accounts, IRAs, 401(k)s, and the like—can get complicated. Fortunately
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Retire Comfortably on Social Security: A Comprehensive Guide
For many people, the goal is to be able to treat Social Security as a supplement to retirement savings and income. The average monthly retirement benefit is $1,485.63, which—depending on where you l
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Early Retirement Packages: A Comprehensive Guide for Employees
Companies seeking to reduce or reshape their staff frequently offer employees a package of incentives to encourage them to leave their jobs voluntarily, often before their customary retirement date.
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Retirement Savings Alternatives: Avoid Early Withdrawals & Loans
Borrowing from your 401(k) or withdrawing money from your IRA before you have retired is generally a bad idea because it can set you back years in reaching your retirement savings goals. Not on
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Deferred Retirement Option Plans (DROPs): A Comprehensive Guide
If you’re nearing retirement age but not quite ready to leave the workforce behind, a deferred retirement option plan (DROP) may be the answer. These plans were first introduced in the 1980s by publ
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Top 5 Companies Offering Excellent Retirement Benefits
Todays workers—unless theyve been in the workforce a very long time with the same employer or work in certain public sector or union organizations—will never know what a retirement pension, or defin
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Understanding the Greatest Generation: History, Characteristics & Impact
What Is the Greatest Generation? The Greatest Generation is a term used to describe those Americans who grew up during the Great Depression and fought in World War II, or whose labor helped win
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Protecting Your Retirement Savings from Lawsuits: A Comprehensive Guide
Workplace defined-contribution plans and IRAs are vital for growing your money tax-deferred until you withdraw your savings at a later date. Hopefully, this is when all of your hard work pays o
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Navigating Retirement: Understanding the 6 Stages of Transition
Most major life-changing events, such as marriage or divorce, involve an ongoing process of emotional adjustment. Retirement is no exception. But while marriage, divorce, and other family-related is
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Top 5 Countries for Easy Retirement Citizenship
For any number of reasons, many people consider retiring to another country. A foreign country may offer a lower cost of living, which can be important to retired adults with limited retirement savi
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Understanding Your Net Worth: A Guide to Financial Health
Imagine you just landed in an unfamiliar city and now have to drive a rental car to your hotel. Do you want a car with GPS navigation, or would you rather wing it? Seriously, how hard can it be to f
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Retiree Housing on Military Bases: Eligibility & Process
If you’ve retired from the armed forces, you may be thinking about living in military housing. Fortunately, that option is open to you. However, finding a place that’s suitable for both you and your
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Understanding Guaranteed Lifetime Withdrawal Benefits (GLWB)
What Is a Guaranteed Lifetime Withdrawal Benefit (GLWB)? A Guaranteed Lifetime Withdrawal Benefit (GLWB) is a rider to a variable annuity contract that allows for withdrawals, either regular or
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Top Retirement Cities: Beyond Sunshine & Tax Breaks
Could all those retirees in Florida and Arizona have it wrong? For decades, older Americans have migrated south once they left the workforce, settling in states where they can enjoy year-round
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Systematic Withdrawal Plans (SWPs): A Retirement Income Strategy
What Is a Systematic Withdrawal Plan (SWP)? A systematic withdrawal plan (SWP) is a scheduled investment withdrawal plan typically used in retirement. Investors can structure SWPs in various wa
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Pay Yourself First: A Guide to Automated Savings & Investing
What Is Pay Yourself First? Pay yourself first is an investor mentality and phrase popular in personal finance and retirement-planning literature that means automatically routing a specified sa
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Secure Your Future: Retirement Planning Strategies for Your 60s+
Retirement planning at any age can be challenging. Still, there are certain steps to take when you're in your mid-60s and beyond to make sure you're ready for those golden years. Key Ta
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Downsizing in Retirement: Avoid These 4 Costly Mistakes
Many people fantasize about financing a good chunk of their retirement by selling their current home, buying a smaller place, and investing the difference for income. In reality, however, they often
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- 401(k) & IRA Hardship Withdrawals: Minimize Taxes & Penalties
- Understanding Indexed Annuities: Key Terms Explained
- Social Security & Retirement: Understanding the Future of Your Benefits
- Avoid These Common Retirement Investment Mistakes
- Understanding Required Minimum Distributions (RMDs) from IRAs
- Maximize Your Retirement Savings: Understanding Employer Matching Contributions
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Disability Discharge of Student Loans: Your Options & Next StepsWhen your student loans are discharged due to disability, you may be limited in whether you can work or go to school for a period of time. Otherwise, your student loans may be reinstated.This can be ...
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Buying a Car with an Open Title: Risks and How to Avoid ThemProblems Buying a Car With an Open Title When you buy a car, you take ownership of the title, transferring it to your name when you register it with the DMV. It's important to make sure t...
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Valuing Antique Mirrors: A Comprehensive GuideA mirror might look like a valuable antique but could be a replica thats not worth nearly as much. Many people own antiques. Sometimes these items were passed down through family. In other ca...
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Proxy Agreement: Definition & Legal AuthorizationProxy agreements are typically written agreements between two parties. A proxy agreement is written authorization for one person to legally act on behalf of an other person. The most common f...