retire
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Best Retirement Tracking Apps: Monitor Your Savings Easily
While it’s important to know where you stand financially at any point in time, keeping track of your retirement money—brokerage accounts, IRAs, 401(k)s, and the like—can get complicated. Fortunately
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Retire Comfortably on Social Security: A Comprehensive Guide
For many people, the goal is to be able to treat Social Security as a supplement to retirement savings and income. The average monthly retirement benefit is $1,485.63, which—depending on where you l
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Early Retirement Packages: A Comprehensive Guide for Employees
Companies seeking to reduce or reshape their staff frequently offer employees a package of incentives to encourage them to leave their jobs voluntarily, often before their customary retirement date.
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Retirement Savings Alternatives: Avoid Early Withdrawals & Loans
Borrowing from your 401(k) or withdrawing money from your IRA before you have retired is generally a bad idea because it can set you back years in reaching your retirement savings goals. Not on
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Deferred Retirement Option Plans (DROPs): A Comprehensive Guide
If you’re nearing retirement age but not quite ready to leave the workforce behind, a deferred retirement option plan (DROP) may be the answer. These plans were first introduced in the 1980s by publ
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Top 5 Companies Offering Excellent Retirement Benefits
Todays workers—unless theyve been in the workforce a very long time with the same employer or work in certain public sector or union organizations—will never know what a retirement pension, or defin
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Understanding the Greatest Generation: History, Characteristics & Impact
What Is the Greatest Generation? The Greatest Generation is a term used to describe those Americans who grew up during the Great Depression and fought in World War II, or whose labor helped win
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Protecting Your Retirement Savings from Lawsuits: A Comprehensive Guide
Workplace defined-contribution plans and IRAs are vital for growing your money tax-deferred until you withdraw your savings at a later date. Hopefully, this is when all of your hard work pays o
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Navigating Retirement: Understanding the 6 Stages of Transition
Most major life-changing events, such as marriage or divorce, involve an ongoing process of emotional adjustment. Retirement is no exception. But while marriage, divorce, and other family-related is
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Top 5 Countries for Easy Retirement Citizenship
For any number of reasons, many people consider retiring to another country. A foreign country may offer a lower cost of living, which can be important to retired adults with limited retirement savi
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Understanding Your Net Worth: A Guide to Financial Health
Imagine you just landed in an unfamiliar city and now have to drive a rental car to your hotel. Do you want a car with GPS navigation, or would you rather wing it? Seriously, how hard can it be to f
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Retiree Housing on Military Bases: Eligibility & Process
If you’ve retired from the armed forces, you may be thinking about living in military housing. Fortunately, that option is open to you. However, finding a place that’s suitable for both you and your
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Understanding Guaranteed Lifetime Withdrawal Benefits (GLWB)
What Is a Guaranteed Lifetime Withdrawal Benefit (GLWB)? A Guaranteed Lifetime Withdrawal Benefit (GLWB) is a rider to a variable annuity contract that allows for withdrawals, either regular or
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Top Retirement Cities: Beyond Sunshine & Tax Breaks
Could all those retirees in Florida and Arizona have it wrong? For decades, older Americans have migrated south once they left the workforce, settling in states where they can enjoy year-round
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Systematic Withdrawal Plans (SWPs): A Retirement Income Strategy
What Is a Systematic Withdrawal Plan (SWP)? A systematic withdrawal plan (SWP) is a scheduled investment withdrawal plan typically used in retirement. Investors can structure SWPs in various wa
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Pay Yourself First: A Guide to Automated Savings & Investing
What Is Pay Yourself First? Pay yourself first is an investor mentality and phrase popular in personal finance and retirement-planning literature that means automatically routing a specified sa
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Secure Your Future: Retirement Planning Strategies for Your 60s+
Retirement planning at any age can be challenging. Still, there are certain steps to take when you're in your mid-60s and beyond to make sure you're ready for those golden years. Key Ta
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Downsizing in Retirement: Avoid These 4 Costly Mistakes
Many people fantasize about financing a good chunk of their retirement by selling their current home, buying a smaller place, and investing the difference for income. In reality, however, they often
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10 Low-Risk Income Streams for a Secure Retirement
When you retire, you will need to generate enough income to maintain your lifestyle without exposing your assets to too much risk. There are a few ways retirees earn income like 401(k) or 403(b) ret
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ADP/ACP Testing: Ensuring Fair 401(k) Plan Contributions
What Are the Actual Deferral Percentage (ADP) & Actual Contribution Percentage (ACP) Tests? The Actual Deferral Percentage (ADP) and Actual Contribution Percentage (ACP) tests are two tests
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- Understanding Your IRA Tax Forms: A Comprehensive Guide
- COVID-19's Potential Impact on Social Security Benefits
- Best Retirement Cities in the U.S.: Bankrate's 2024 Ranking
- Best & Worst Retirement Housing Markets in 2026: A Comprehensive Guide
- Fixed vs. Variable Annuities: A Comprehensive Comparison
- Understanding Form 5498: IRA Information & Tax Implications
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Senior Car Insurance: 3 Proven Ways to Lower Your PremiumsWhile senior drivers are more likely to receive high car insurance quotes, it’s still possible to secure a better deal. These three tips can help senior drivers get the best price. (iStock) Most state...
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Bitcoin Trading Guide: Strategies for Beginners to ExpertsIf you want to make money by trading, there is no other better option available nowadays than bitcoin. Bitcoin is considered the best cryptocurrency nowadays because it is very popular and provides ...
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Boosting Business: The Impact of Employee Satisfaction and Innovative WorkspacesImagine sitting down to your business meeting in a ball-pool room with multi-coloured walls and bean bags instead of chairs. If that’s not crazy enough, how abo...
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Mozambique's Economic Challenges: Lessons for the FutureAt the start of the last decade, Mozambique’s prospects looked stellar. Following from the early 1990s, when peace finally arrived after a devast...