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401(k) & IRA Hardship Withdrawals: Minimize Taxes & Penalties
Emergencies happen, and that’s why it’s a good thing that retirement accounts such as a 401(k) or an IRA allow you to take hardship or early withdrawals from your account. In tough fina
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2020 Stimulus Check for Non-Filers: Claim Your $1,400 Payment
If you’re one of the millions of Americans exempt from filing a tax return in 2020, you’re still eligible for a $1,400 (or more) coronavirus stimulus check – and now’s the
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Retirement Savings: How Much Should You Have Saved by Age?
Workers often find themselves struggling with how much they should be saving for retirement. While it certainly depends on your situation, experts have general guidelines on what you need to have sav
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Inherited IRA: Key Rules & What Beneficiaries Need to Know
The devastating impact of the COVID-19 pandemic has forced many families to unexpectedly settle an estate after an untimely death occurred to a loved one.If you’ve recently inherited an indi
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401(k) Rollover: A Step-by-Step Guide to Secure Your Retirement
If you’ve left your job, you have several options for how to roll over your employer-sponsored 401(k) retirement plan. Making the right decision on where to roll over your account can potent
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Retirement Savings Catch-Up: Expert Strategies & Age-Based Advice
The pandemic has forced many Americans to take a closer look at their bank accounts, and one harsh reality has emerged for quite a few of them: They realize that they haven’t been putting away
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401(k) Balance by Age: Trends & Insights (2024 Update)
Investors have been on quite a ride since the start of 2020. Consistent contributors to retirement plans, such as a 401(k), have been largely rewarded by staying the course through the ups and downs
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Navigating 401(k) Rollovers After Job Loss or Change: Your Options
Millions of Americans may need to decide what to do with their old 401(k) plans, as the coronavirus-driven recession threw them out of work or they moved to a new employer. With the economy bouncing
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457(b) Retirement Plans: Benefits & Considerations for Government Employees
Like its better-known sibling — the 401(k) — a 457(b) retirement plan is a tax-advantaged way to save for retirement. But the 457(b) is designed especially for employees of state and lo
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Roth 401(k) vs. Traditional 401(k): Which is Right for Your Retirement?
The 401(k) plan comes in two varieties — the Roth 401(k) and the traditional 401(k). Each offers a different type of tax advantage, and choosing the right plan is one of the biggest questions
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Top Retirement States: 2024 Rankings & Considerations
Retirement brings a slower pace of life. No more sweating work deadlines, playing office politics or struggling to stay afloat in a city with a soul-crushing commute and a punitive cost of living. Th
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Protect Your Retirement: 5 Strategies to Avoid Early 401(k) & IRA Withdrawals
Saving for retirement isn’t easy, and some of the financial emergencies that pop up along the way don’t make things any easier. Americans recently identified having too little set aside
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Protect Your Retirement: What to Do When Your 401(k) Match Disappears
In the wake of all the economic carnage unleashed by COVID-19, many companies have cut not only jobs but also benefits such as the company match on 401(k) retirement plans. Even if you’re empl
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Maximize Your Retirement: A Guide to 401(k) Investing
The 401(k) is one of the most popular retirement plans for good reason. It offers a way to save for the future and receive tax benefits — both lowering current taxable income and deferrin
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Navigating Your 401(k) After Job Change: 8 Key Considerations
Workplace retirement accounts are designed to be portable. But moving your 401(k) and choosing when to do so may be more challenging than you realize.If you’re changing jobs or have been laid
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Estate Planning: Protect Your Legacy & Minimize Taxes | [Your Company Name]
Estate planning is the process of arranging who will receive your assets when you die. One goal of estate planning is to make sure your wealth and other assets go to those you intend (and not to othe
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Is Your 401(k) Too Risky? 3 Signs & What to Do
A 401(k) retirement plan is one of the most popular ways to save money for retirement and score some tax breaks for doing so. But often these plans don’t provide a lot of guidance on how to ma
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Is Your 401(k) Too Conservative? 3 Signs to Watch For
A 401(k) retirement plan remains one of the most popular ways to invest for your golden years, and Americans have put away trillions of dollars in them. Despite this popularity, many workers don
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Maximize Your Retirement: 5 Smart 401(k) Strategies for 2024
More than half of Americans feel they just aren’t saving enough for retirement, according to a 2019 Bankrate survey. But for those who have fallen behind, it’s always a great time to ex
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Early 401(k) Withdrawal: Risks, Options & Tax Implications
Making an early withdrawal from your 401(k) might sound like a tempting idea initially — after all, it is your money. But once you know the ramifications, you may feel differently.There are tw
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- From Stagnation to Success: A 5-Year Journey to Wealth
- Maximize Your Retirement: Understanding Your 401(k) Match
- Retirement Savings: Finding the Sweet Spot – Too Much or Too Little?
- Coast FIRE: A Simplified Guide to Early Retirement Savings
- Maximize Your Retirement Income: 3 Social Security Strategies
- Recession Impact on Social Security & Retirement: What to Expect
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Understanding Bitcoin Wallets: A Comprehensive Guide to Types & SecurityIf you are willing to enter the bitcoin trading market, it is highly important that you know about each and every necessary thing that you must possess. One of the most important thing that you must...
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Opportunity Cost: Making Smarter Career ChoicesWhenever you say yes to something, you’re automatically saying no to other possibilities and potential benefits. It’s called, “Opportunity Cost.”Most of us have heard of it or are aware of this concep...
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Mobile Check Deposit: A Simple Guide to Depositing Checks on Your PhoneAre you familiar with mobile check deposits?They’re a super convenient way to deposit your paper checks into your checking or savings account without leaving the house! This means you can deposit chec...
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Top Restaurant Credit Cards of 2024 - Earn Rewards & BenefitsMillennial Money has partnered with CardRatings and creditcards.com for our coverage of credit card products. Millennial Money, CardRatings and creditcards.com may receive a commission from card issue...