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Pension Value Calculation: A Step-by-Step Guide
You will need a financial calculator to determine the value of your pension. Financial calculators store important formulas, such as compounded interest rates, so you do not have to know the form
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Pension Plan Rollover: A Comprehensive Guide for Retirees
Rolling over your pension plan is something that a lot of retired people have to deal with. Once retirement comes, dealing with your money becomes a very real thing. Before retirement, you need t
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Understanding In-Service Withdrawals from Retirement Accounts
An in-service withdrawal on any retirement account is a withdrawal made before a qualifying event occurs. The most common qualifying event is age; for example, once you reach age 59-1/2, you are
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Qualified Retirement Plans: A Comprehensive Guide for Employers
A qualified plan is a form of retirement plan that meets the IRSs requirements for unique tax incentives. A qualified plan is set up by an employer for the benefit of employees. A qualified plan
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Pension Shortfall: Understanding the Impact on Your Retirement
A pension shortfall could prove to be disastrous for your retirement if you are relying on a pension from your company. Here are the basics of a pension shortfall and what it could mean for your
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Indexed Annuities: A Comprehensive Guide to How They Work
Indexed annuities are a type of investment that many people choose for retirement planning. This type of investment can provide you with some level of certainty when it comes to your available re
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Annuity Surrender Penalties: What to Expect & How to Avoid Them
If you surrender an annuity, you could be faced with some significant financial penalties. Annuities are a common device that is used for retirement planning. If you decide to get out of the cont
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Keogh Retirement Plans: A Comprehensive Guide for the Self-Employed
A Keogh plan is a type of retirement plan reserved for those that are self-employed or part of an unincorporated business. Here are the basics of the Keogh retirement plan. Keogh Plan This is als
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Understanding Annuitization: Retirement Income Options
Annuitization is a distribution option that allows a retiree to receive periodic payments rather than a lump sum of retirement funds. Depending on the available options, the payments may be sprea
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Understanding 457 Plans: A Guide for Government Employees
The 457 plan is a type of retirement plan that is commonly offered by state and local governments to their employees. Here are the basics of the 457 plan and how it works. 457 Plan Introduction T
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1035 Exchange: A Comprehensive Guide to Tax-Deferred Policy Transfers
A 1035 exchange is a provision to the tax code that allows you to transfer funds from a life insurance policy or variable annuity to another policy or annuity. All of this is can be done without
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Maximize Your Thrift Savings Plan Contributions for Retirement
If you are eligible to contribute to the thrift savings plan, you have a great opportunity in front of you to save for retirement. When you can contribute to the plan, you need to focus on maxing
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Longevity Insurance: Secure Your Retirement Income
Longevity insurance is a type of insurance product that you can buy a that will pay if you live to be a certain age. Here are the basics of longevity insurance and how you can use it to your adva
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Single Life vs. Joint & Survivor Annuities: Understanding the Key Differences
When you are choosing to invest in an annuity, you can usually choose between a single-life annuity or a joint-and-survivor annuity. Here are the differences between the single-life annuity and t
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Understanding 403(b) Retirement Plans: Key Facts for Savers
403b retirement plans are a popular way for individuals to save for retirement. If you are considering this plan among the many different retirement plans that are available to you, you should fi
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Divorce & Retirement Funds: Understanding Your Rights
Any retirement funds are considered communal property in a divorce. This means each party has equal entitlement to the funds, regardless of who contributed, in a state that uses communal property
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Small Business Retirement Plans: A Comprehensive Guide for Employers
When setting up a retirement plan for a small business, you have a number of options to choose from. Prior to recent legislative changes, small businesses could not compete with large corporatio
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Military Reserve Retirement Pay: Eligibility & Factors
You are eligible for military reserve pay if you served in the National Guard or Reserve once you reach age 60. However, not all individual service members will qualify. Your qualification depend
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Understanding Military Retirement: Benefits & Eligibility
Military retirement payments are provided for every retired military person with a qualified 20 years of service, regardless of rank, status or salary. This makes the military retirement program
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Child Roth IRA: Secure Your Child's Future with Tax-Free Retirement Savings
Estate tax planning is a subject which all parents should concern themselves with. Its fundamental goal is to pass as much of your estate on to your family and loved ones on a tax-free basis as
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- Strategic Investing: Lump Sum vs. Dollar-Cost Averaging
- Aretha Franklin's Missing Will: Estate Planning Mistakes & Lessons Learned
- Roth IRA vs. Traditional IRA: Key Advantages for Retirement Savings
- Roth IRA Benefits for Young Savers: Maximize Tax-Free Growth
- Maximize Your Retirement Savings: How Much to Contribute to Your 401(k)
- Understanding Beneficiaries: Who Receives Your Assets?
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Matrix Pricing: Estimating Value for Illiquid SecuritiesMatrix pricing is an estimation technique used to estimate the market price of securities that are not actively traded. Matrix pricing is primarily used in fixed incomeFixed Income SecuritiesFixed inc...
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Relative Interest Rates: Understanding Their Impact on the EconomyUnderstanding relative interest rates. Relative interest rates are directly related to a nation's real interest rate and can drastically affect the direction and stability of a nation'...
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Tesla (TSLA) S&P 500 Inclusion: Investment Strategy & OutlookAndrew KeeneTesla Inc. (NASDAQ: TSLA) got an early holiday gift, and its definitely something theyre going to spread around - every investor should be a part of this. If youre not already, nows the ...
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Payday Advance Apps: A Comprehensive Guide to Getting Paid EarlyWhen a cash crunch hits and you need some extra funds, getting paid early seems pretty sweet. To help you get your cash even faster, you can now turn to a new crop of payday advance apps.Yet, while th...