Savings
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Buy and Hold Investing: A Deep Dive into Warren Buffett's Strategy
If you are trying to decide which investing strategy to use after having learned a bunch of new financial lingo, you might be thrilled to come across the buy-and-hold strategy. What you see is what y
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Building a Strong Investment Portfolio: A Beginner's Guide
A beginning investor can easily be overwhelmed by the variety of investments and retirement strategies available. When I started a 401(k) program for a small company I worked for, only one person, me
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Buy U.S. Savings Bonds Online: A Step-by-Step Guide
In 2012, the US Treasury stopped offering paper versions of Series I savings bonds and Series EE savings bonds, other than buying with your tax refund. These popular bonds can no longer be found at t
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Risk Tolerance & Portfolio Allocation: Making the Right Investment Decisions
A lot of decisions will affect the future value of your portfolio — which investments you buy, how much you concentrate your portfolio into those investments, and when you decide to sell them. But it
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Maximize Your Returns: 5 Top Tax-Advantaged Investment Accounts
One of the best ways to get the most for your investment dollar is to make use of tax-advantaged accounts. While you might have to pay taxes on your money before you contribute to some of these accou
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Retire Without a 401(k) or Pension? A Reader's Story
This short reader post from GRS reader A Single Saver caught our eye. A 401(k) or IRA fund seems almost mandatory by personal finance standards, and yet, here a reader writes how her retirement looks
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EverBank: High-Yield CDs & Money Market Accounts | Direct Banking
By Maryalene LaPonsie EverBank’s history begins some 50 years ago when it originally served as a regional bank in Florida. While EverBank has evolved into a major direct bank, it has never forgotten
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Sinking Funds Explained: How They Work & Benefits
When you buy a bond, you might find that there is a sinking fund provision. So what is a sinking fund? This is an interesting measure that allows an entity to establish a fund for the purpose of ensu
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Top Banks in the U.S.: Money Magazine's Rankings & APY Rates
Banking is something Get Rich Slowly readers take very seriously. While it can seem like a 0.85 percent to 0.90 percent APY isn’t anything to get excited over, that’s more than 4x the current nationa
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American Express High-Yield Savings Accounts: Review & Benefits
American Express, or AmEx, is best known for its credit cards and travelers’ checks, but the company also offers a range of personal savings options. Deposit products offered include high-yield savin
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Ally Bank Review: High-Yield Savings & Online Banking – Is It Right for You?
Awhile back, my dad emailed me suggesting I switch to Ally Bank because of their high-interest savings accounts. I planned to do some research and get to it later. That was two years ago. So when my
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The Impact of Charitable Giving: 3 Compelling Reasons to Donate
According to an article I recently read on the Forbes web site, charitable giving in the United States grew 4.9 percent in 2013. This represents the largest year-to-year increase in charitable giving
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Series EE Bonds: A Comprehensive Guide to U.S. Government Savings
These days, many people are looking for safe ways to earn a return on their money. One of the ways to do this is through the purchase of Series EE bonds. You can earn a set rate of return, and you ca
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Generosity with Limited Funds: Insights on Giving & Financial Well-being
How to be generous with money when you don’t have a ton — that’s a major question. Here’s how one Get Rich Slowly contributor, Lisa Aberle, discovered some essential truths about money, friendship an
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Designing Your Ideal Retirement Lifestyle: Financial Reality & Perception
Retirement lifestyles depend on your financial success — but financial success is part reality and part perception. In fact, if you moderate what you perceive as financial success, you could improve
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SEP IRA: A Step-by-Step Guide for Self-Employed Individuals
Learning how to open a SEP-IRA, a self-employed individual retirement account, doesn’t have to be complicated. Here’s the experience of Lisa Aberle, a Get Rich Slowly contributor who had been worki
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Retirement vs. Financial Independence: Understanding the Key Differences
I’ve spent a lot of time lately reading about retirement and Financial Independence over at Reddit. Reading other people’s questions and comments helps get a feel for the sorts of challenges they fac
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Money Market Accounts: Open One & Maximize Your Savings
Here’s how to open a money market account, a type of savings account that offers the security of FDIC insurance, the higher interest rates of a savings account and the flexibility of access that come
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Retirement Bucket Strategy: A Deep Dive for Long-Term Investors
While I’m primarily an index fund investor — and at 48 years old still have 80% of my money in equities (my only bonds are “legacy” bonds) — I do like to read about other approaches to retirement inv
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Bitcoin: A Beginner's Story & Lessons Learned (10+ Years Ago)
One morning just over ten years ago, I had an interesting conversation at the Crossfit gym. I was “rolling out” — using a foam roller to break up tissue — with the usual group of guys, when one of my
Savings
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Real Estate Operating Companies (REOCs): Definition & How They Differ from REITsA real estate operating company (REOC) is a company that owns and operates real estate properties, and its shares trade in public exchange markets, such as the New York Stock Exchange (NYSE)New York S...
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Find the Bank from an Account Number: Routing Numbers ExplainedA bank account number won't get you very far if you're trying to identify the bank where the account is held. You'll need the bank's routing number for that, but it's really very e...
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Student Loan Debt Delaying Marriage: A Generational TrendYoung Americans are vowing not to get married until their student loan debt is paid off. Thirty-three percent of young people aged 18 to 34 said they may put off tying the knot until their student loa...
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Ontario Title Search: A Comprehensive Guide for BuyersA title search is a must before making any real estate purchase. Title searches ensure that the seller has the legal right to sell the property, and that there are no other encumbrances (such as liens...