Savings
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Index Funds & Passive Investing: A Beginner's Guide
Personal finance bloggers are vocal proponents of passive investing in index funds and exchange-traded funds. But not everyone knows much about these, and not a lot of bloggers do a good job of expl
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Achieve Financial Independence: A Path to Freedom and Security
In the midst of our rush to earn money, our scramble to save for retirement, our focus on frugality, it’s easy to lose sight of why we’re doing this. What is the goal? What is it we’re trying to acc
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Asset Allocation: A Beginner's Guide to Building Your Investment Portfolio
In my last post at Get Rich Slowly, I explained the basics of passive investing and why it’s a good strategy. I explored the differences between index funds and exchange-traded funds (ETFs), and sho
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The 10-5-3 Rule: A Simple Guide to Estimating Long-Term Investment Returns
Asset Allocation Source: stck.xchng Image: arinas74 There are any number of rules for investing out there. Many of them have to do with asset allocation. One of those rules that can help you determi
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Harry Browne's Permanent Portfolio: A Strategy for Risk-Free Investing
“The first rule of investing is don’t lose money; the second rule is don’t forget rule number one.” — Warren Buffett At the end of March, I asked you what topics you’d like to see covered during Fina
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Understanding Bonds: A Beginner's Guide to Fixed Income Investments
You probably know how to find and buy stocks, but how do bonds work? Unfortunately, while online stock brokers have made stock investing child’s play over the last 10 years, bond investing has been
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Understanding Mutual Fund Prospectuses: A Comprehensive Guide
If we’ve learned anything from the current financial crisis, we’ve learned that it’s important to understand what it is we’re actually investing in. No more black-box investing, right? That’s true of
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Target Date Funds: A Comprehensive Guide to Retirement Investing
You may have heard of target-date funds. In 2006 they were okayed as default investment options for 401k accounts, so if you said nothing about where you wanted your 401k money to go, you might even
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Money Market Accounts vs. CDs: Which Savings Option is Best?
Conservative savings vehicles such as certificates of deposit (CDs) and money market accounts look especially appealing these days, despite low interest rates. But how do you pick the right savings v
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Create a Robust Investment Policy Statement: A Step-by-Step Guide
I’m in the process of consolidating all of my investments under one roof. This includes: My Roth IRA (currently with Sharebuilder) My profit-sharing pension through the family box factory (currently
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Sustainable Wealth Building: A Guide Beyond Wall Street
What a difference a decade makes. Ten years ago everyone was chasing the next hot stock. Equity markets were generating double-digit annual returns and dot-com companies were doubling overnight. Gree
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Investment Strategies: Achieve Strong Returns Without Prediction
Imagine it’s 30 April 1989. You just came into a hundred grand. You plan on investing this money for the next 20 years. Where do you put it? Here are four options. No need to look them up on Mornings
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Passive Investing: Build Wealth with Simple Index Funds
Many Americans conduct passive investing, which some call “lazy investing.” Though this is a common way to invest, it has its detractors. I just finished reading Paul Farrell’s The Lazy Person’s Guid
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Roth IRA: Tax-Free Growth & Retirement Benefits Explained
Want tax-free investment growth? Want more control over your retirement savings? Want to leave a bigger inheritance? If so, you should consider contributing to or converting existing retirement savin
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Best Online Banking Options: Higher Rates & Enhanced Security
In its July 2009 issue, Consumer Reports Money Adviser published a brief overview of the best online banking options according to their research. “Online banking, despite a rocky start, is becoming t
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ETFs Explained: A Comprehensive Guide to Exchange-Traded Funds
ETFs have become very popular in recent years. However, some investors still do not fully understand ETFs, so here is a primer. We will discuss what an ETF is, how ETF works, and the advantages and d
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Generate Passive Income with Dividend Stocks: A Beginner's Guide
Photo: David Niblack Among the buzzwords you hear a great deal when you read about finance and investing is “passive income.” One way that you can earn money passively in a regular income stream is t
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Best States for Retirees: Minimizing Tax Burden
One of the things that can eat into your retirement funds is taxes. No matter where you live in the U.S., you will have to pay federal taxes. However, state income and sales taxes are a completely di
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Pay Yourself First: Build Wealth & Financial Security
One of the oldest rules of personal finance is the simple admonition to pay yourself first. All the money books tell you to do it. All the personal finance blogs say it, too. Even your parents have g
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Retirement Savings: Prioritizing Your Nest Egg vs. Homeownership
A few weeks ago, J.D. asked me to consider writing a post on retirement for National Save for Retirement Week. As it was intended, National Save for Retirement Week made me reflect on the state of my
Savings
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Transferring Check Ownership: A Guide to Signing Checks for OthersWhile it’s usually possible to sign over a check you’ve received to someone else, it may not always be your best option for paying someone when you owe them money. Not all banks wi...
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Cash Envelope System: A Step-by-Step Guide to Budgeting & SavingA cash envelope system can be an effective way to budget for anyone that needs a visual budget to stay on track. Not only will this method help keep your spending in c...
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Improve Your Credit Score: A Comprehensive Guide to Credit Report CleanupUnderstanding how your credit is calculated is the first step to cleaning up your credit history and improving your credit scores. The FICO scoring system considers several key aspects of your credi...
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Mark Cuban Advocates for Dogecoin as a Payment MethodMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...