banking
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Fintech Disruption: How Traditional Banks Are Adapting to the New Landscape
Traditional banks are haunted by financial technology – fintech – firms. Challengers such as mobile-first banks Chime in the US, Monzo in the UK and Germany’s N
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Pawnbrokers in Crisis: Industry Challenges and Consumer Impact
With the consumer credit market now saturated by online and payday lenders, it was perhaps no surprise when the Japanese-owned company Speedloan
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Mobile Lending in Kenya: Growth, Opportunities, and Risks
Over the past 10 years mobile-based lending has grown in Kenya. Some estimates put the number of mobile lending platforms at 49. The industry is
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Climate Resilience: Cities Need Infrastructure Investment - Goldman Sachs
The impacts of climate change on weather, sea levels, food and water supplies should be seen as an investment opportunity for our cities, says global investment
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Blockchain in Banking: Overcoming Key Obstacles to Adoption
Blockchain is touted as the next step in the digital revolution, a technology that will change every industry from music to waste. When it comes to money, it go
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AI and the Future of Work: How Humans Will Adapt
Artificial intelligence has replaced many skills in recent years – including the skills needed to do some human jobs. The tech revolution has not gone unnotice
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Sweden's Central Bank Divests from Australian Bonds Over Climate Concerns
What’s happening? Suddenly, at the level of central banks, Australia is regarded as an investment risk. On Wednesday Martin Flodén, the deputy governor of Sw
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Banking Deserts & Credit: The Lifelong Financial Impact
The Research Brief is a short take on interesting academic work. The Big Idea A banking desert is an area without traditional financial institutions and servi
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Canada's Co-operatives: Community Support During & After COVID-19
As the epidemiological impacts of COVID-19 grow exponentially, so do business closures, unemployment rates, poverty, housing and food insecurities. It’s not s
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Financial Inclusion in South Africa: Challenges & Opportunities for Banks
An analysis of financial inclusion in South Africa shows that affordability limits poor households’ access to formal financial services. In our study, which loo
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The Importance of Independence for Effective Development Banks
Independence is a cardinal pillar for organisations that are set up to deliver a public good. Their success depends on it. This is particularly
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Bitcoin Price Surge: Understanding the All-Time High & Value Drivers
Bitcoin continues to trade close to its all-time high reached this month. Its price is now around US $34,000 — up about 77% over the past month and 305% over th
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Public Banks in Canada: A Path to Economic & Social Progress
Most Canadians could be forgiven for not knowing what a public bank is. We do have some — the Alberta Treasury Branch, the Business Development Bank, the Export
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Black Women-Led Credit Unions: A Legacy of Community Empowerment
Ajo, Osusu, Sandooq, Chit or Arisan? These are cultural names for systems of mutual aid and collectivity — known by academics as rotating savings and credit ass
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Empowering Women in Nigeria: How Banks Drive Social Impact
Businesses are part of societies and successful businesses can create an environment that benefits their customers, employees, communities and sh
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Westpac NZ Subsidiary Sale: Challenges and Profitability Analysis
The recent announcement that Westpac is “reviewing” ownership of its New Zealand business caused some speculation the decision might be due to the bank’s lower
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Ghana's Mobile Money Policy: Balancing Financial Inclusion and Regulation
Mobile money — a technology that enables financial transactions through mobile phones without a bank account — is driving financial inclusion, es
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RBNZ Stress Tests: Why Transparency is Crucial for New Zealand Banking Stability
Set against the backdrop of an economy healing from 2020’s annus horribilis, this week’s Financial Stability Report (FSR) from the Reserve Bank (RBNZ) was cauti
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Nigeria's Financial Inclusion Progress: Driving Economic Growth & Empowerment
In developing economies, many people are excluded in various ways from financial services. Including them is necessary for three main reasons. It
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Twitter Ban in Nigeria: Risks to Tech Investment & Economic Growth
In recent years Lagos, Nigeria’s biggest city, has become Africa’s most attractive tech hub for investors. But that could be imperilled by the government’s deci
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Boost Your Home's Value: Essential Repairs Before SellingMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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The Truth About Remote Work: Why Popular Tips Fall ShortI’ve been regularly working from home for a decade. And for the past five years, I’ve spent the majority of my time getting work done from my home.I started this blog from home. I wrote six books from...
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China's Crypto Crackdown: Elon Musk's Analysis & Latest DevelopmentsMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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Eurocurrency Explained: What It Is & How It WorksEurocurrency is a currency that is deposited at a foreign bank outside of its home country. Contrary to its name, the term does not refer to euros that are deposited outside of Europe. It is a general...