banking
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Australian Banks Face Heavy Penalties for Misleading Customers & Unjustified Fees
Another week of hearings of the Financial Services Royal Commission has seen financial services company AMP admitting it misled the Australian Se
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Banking Royal Commission: Government Faces Backlash Over Misjudged Response
If you are a politician, what do you do when your bad judgement – or worse – has been dramatically called out for all to see? That’s the questio
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Financial Exclusion: The Challenges Faced by Black Canadians in Banking
Black Canadians are twice as likely as those in the overall Canadian population to have low incomes, get shot, be unemployed and to encounter systemic bias that
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Beyond Regulation: Addressing Ethical Issues Exposed by the Banking Royal Commission
The Financial Services Royal Commission hearings are illustrating both the weaknesses of human nature and of the culture and structure of the financial sector –
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Banking Royal Commission: Historical Patterns of Unconscionable Conduct
Do banks learn from the past? From watching the questioning of elderly disability pensioner Carolyn Flanagan at the Financial Services Royal Commission, it seem
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Australia Cracks Down on Banking Cartels: Major Competition Law Case
A two-year probe by Australia’s consumer watchdog has resulted in criminal charges against ANZ, Citigroup and Deutsche Bank, as well as six of their senior exec
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Royal Commission Reveals Banking Failures Impacting Australian Farmers
The Financial Services Royal Commission has exposed the fraught relationship between farmers and financiers. We have heard about loan terms being
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Nigeria Banking Crisis: Examining Justice System Weaknesses After CEO Fraud Cases
Nearly ten years ago the Central Bank of Nigeria conducted a deep assessment of the country’s banks. The 2009 exercise exposed large-scale fraud committed by a
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Australian Banking Reform: Addressing Conflicts of Interest Beyond Restructuring
Many entrenched motivations for misconduct in the banking sector have been uncovered by the ongoing royal commission. Not least are the conflicts of interest in
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Dreams in an Empty City: A Play Exploring 1980s Economic Shifts
In our Great Australian Plays series, we nominate the best of Australian drama. There is no single event foreshadowing the darker mood of the 1980s, as the ele
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Challenger Banks: How Monzo, Revolut & Others Are Disrupting Finance
Digital technology has transformed the established ways of doing business across industries – and banking is no exception. New start ups are chal
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Startup Funding: Why Business Loans Drive Success
Starting a new business can be satisfying but stressful. Among other tasks, entrepreneurs must raise enough funds for their ventures. But it turns out the type
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Big Banks vs. Customers: Research Highlights Potential Harm
Yet again this week, the Hayne Royal Commission has brought disturbing news of misconduct toward customers of our largest financial institutions. This time supe
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The Fed & Money Creation: How TARP & Bank Practices Impact the U.S. Economy
The 10-year anniversary of the 2008 financial crisis is upon us. A decade ago, former U.S. president George W. Bush signed into law the money-printing scheme
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Kweku Adoboli Deportation: A Critical Error in Financial Regulation & Learning
Former UBS trader, Kweku Adoboli was convicted in 2012 for his role in a US$2.3 billion bank fraud. He was released from prison in June 2015, hav
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Protecting Yourself from Credit Card Fraud: A Guide to the New Payments System
Most credit card fraud takes place online or over the phone. It’s not the cards that are stolen, but the details. The Australian Payments Network finds they are
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AMP and IOOF: Examining Conflicts of Interest and Member Impact
The ‘M’ in AMP stood for Mutual. Like another former mutual, IOOF, it was owned by, and set up to benefit, its members. Both AMP and IOOF were presented with d
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Lehman Brothers Collapse: Lessons for Today's Markets
Only a decade has passed since the collapse of Lehman Brothers, and it seems the mortgage crisis and subsequent Great Recession are already ancient history in t
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Securitization: Understanding Its Role in Financial Stability and Risk
Securitisation was once lauded as an innovation designed to enhance the resilience and stability of the financial system by redistributing risk efficiently. Yet
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Banking Royal Commission: Long-Term Economic Impacts and Potential Consequences
The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry is set to deliver its interim report no later than September
banking
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Personal Loans: Best Practices & Common Mistakes to Avoiddiv.cust...
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Understanding Profit: A Key Financial MetricProfit is the value remaining after a company’s expenses have been paid. It can be found on an income statement. If the value that remains after expenses have been deducted from revenue is posit...
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Investing in Stocks: A Beginner's Guide to Building WealthWhen you think of investing, you probably think of stocks. Investing in stocks can be an effective way to grow wealth. Although you always have to be aware of the risks and keep in mind that there are...
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Mastering Stop-Limit Orders on TD Ameritrade: A Comprehensive GuideAnyone with a bit of experience in the stock market knows that trading stocks is never quite as simple as "buy" and "sell." As stock prices are continually in flux, a stock selling...