banking
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APRA's Risk Culture Guidance: A Critical Analysis
Just when we all thought that the Australian Securities and Investments Commission (ASIC) had already won the race to be most ineffective regulator of the
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Rate Tracker Mortgages in Australia: A Comprehensive Overview
Business Briefing: rate tracker mortgages. The Conversation16.3 MB (download) In the ongoing debate about the transparency of Austr
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Corporate Whistleblowers: Lessons from Wells Fargo and Past Scandals
Enron. Worldcom. The Madoff scandal. The mortgage meltdown. Now Wells Fargo. High-profile corporate frauds like these all seem to follow the same pattern. F
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Cultural Factors Linked to Lower Mortgage Default Rates: Study
People from cultural backgrounds where getting financial assistance from families is the norm are less likely to default on their mortgages, new
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Blockchain Technology: Revolutionizing Trade and Finance
Apparently, the world is holding its breath on the unloading of a few bales of cotton, which “could change trade forever”. In Qingdao sometime in early
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APRA Lending Guidance: Potential Impact on Homeowners and Banks
The Australian Prudential Regulation Authority (APRA) has moved away from its non-prescriptive “principles based” regulatory approach to a one size fits all exp
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Marijuana Legalization: The Regulatory Challenges Ahead
Congress continues to resist decriminalizing marijuana even as a popular crusade to legalize its use state by state may soon mean almost a quarter of Americans
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ASIC Report: Banking Culture Issues Exposed in Australia
In it’s latest report, the Australian Securities & Investments Commission (ASIC) found the big four banks sold products to some customers through their advi
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Citibank Australia Stops Handling Cash: A Sign of Branch Strategy Shifts?
Last week the Australian division of global financial institution Citibank became the first local bank to stop handling cash. The bank’s retail head said it was
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Trump's Financial Policies: A Return to Deregulation?
A stream of commentary has set out to explain the electoral success of Donald Trump as a reaction to globalisation and neoliberalism. It points to a thread of p
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Banking & Finance Culture: Challenges & Solutions - The Conversation
Business Briefing: fixing culture in banking and finance. The Conversation19.7 MB (download) Australian banks have been under inten
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Australian Mortgage Delinquencies: What You Need to Know
The number of Australians who are 30 days behind in their mortgage payments is at the highest level in three years, according to ratings agency Moody’s. It proj
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Wealth Distribution in South Africa: Addressing Corporate Dominance
The focus on “state capture” in South Africa has tended to divert attention from a deeper question. How can the distribution of wealth and control over the econ
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Italy's Referendum Result: Economic & Political Uncertainty Ahead
Italian voters have rejected plans for constitutional reform supported by the government of Prime Minister Matteo Renzi. This result means more political and ec
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Italy Referendum Impact: Market Reaction and Political Uncertainty
After staking his career on the promise that he would either “change Italy or change jobs”, Matteo Renzi has resigned as prime minister. With 60%
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Superannuation's Impact on Australian Banking & Finance: A Detailed Analysis
Business Briefing: what super is doing to banking and finance. The Conversation10 MB (download) The total of superannuation assets
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Blockchain in Finance: Hype vs. Reality - A Critical Analysis
For a discipline that is supposedly rational, finance has had its fair share of irrational crazes. For example, the dotcom bubble and the collateralized de
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2016 Business & Economics Review: Key Events and Trends
Around this time last year, the Coalition government was trying to manage the nation’s economy despite political shakeups, we were all watching a country on the
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ASIC Approves Enforceable Undertaking from Commonwealth Bank, Boosting Bank Confidence
Christmas is a time to forgive and forget and the Australian Securities and Investments Commission (ASIC) sure knows how to distribute good cheer at Yuletide, e
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Reforming Capitalism: Political & Market Revolution for Equitable Growth
Many people feel that the capitalist economic system delivers wealth to a few and somehow cheats the rest of opportunity. I agree: our market system is being lo
banking
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Debt Relief Strategies for Those with Poor CreditHow can you get out of debt if you dont have a good credit score? Here are some approac...
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Residential Sales Agreement Letter: A Legal GuideResidential sales agreement letters require all the elements of a legal contract. A letter of agreement to sell a residential property need not use a standardized pre-printed sales form, but ...
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Early Retirement Guide: 4 Steps to Financial FreedomRetiring early takes a little effort. Here are a few of the key steps you should take i...
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Investing in US Stocks with ETFs: A Guide for Indian InvestorsThere has been a significant increase in opportunities for Indian investors to diversify t...