budgeting
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Debt Collection Rights: How to Stop Harassment & Validate Unclaimed Debts
Debt collectors purchase old debts from creditors and earn all of their money by getting borrowers to pay up. Therefore, they are very persistent and often call you multiple times per week to try to g
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![Effective Cancellation Letter Template & Guide - [Year]](https://www.etffin.com/article/uploadfiles/202109/2021092518015924_S.jpg)
Effective Cancellation Letter Template & Guide - [Year]
Write a cancellation letter using a business letter format. Cancelling a purchase or service contract, a subscription or a membership in writing is not only wise, but also might be required.
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Legitimate Ways to Find Free Money: A Realistic Guide
Money for Free There are lots of ways to get money for free. Remember that free means without cost. Working or time of any kind is a cost. Contrary to the way most free money articles are wri
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Check Endorsement: What You Need to Know for Secure Deposits
Someone is endorsing a check. A bank may elect to process a deposited check without an endorsement, especially when the deposit occurs through an automated teller machine, but that's not
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IRS Reporting Requirements for Banks: BSA & Transaction Monitoring
A banker and her clients. The Bank Secrecy Act (BSA) was passed in 1970 to help federal authorities uncover and prevent money laundering. The act requires banks to report certain transactions
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Understanding Small Claims Court: A Simple Guide
Small claims courts are designed to bypass much of the legal wrangling of larger civil cases involving attorneys, large amounts of paperwork and months in trial preparation. Simple civil cases involvi
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Understanding Savings Account Interest: How It Works & Rates
How Does Savings Account Interest Work? Savings Account Interest Overview Financial institutions pay individual depositors interest on money deposited in savings accounts. They pay int
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Banks Without ChexSystems: Open a Checking Account Easily
Banks That Dont Use ChexSystems The ChexSystems network tracks customer mismanagement of checking accounts. If you've bounced several checks or otherwise mishandled a checking account in
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Required Documents for Opening a Bank Account: A Comprehensive Guide
Fingers entering a code on an banks ATM. When opening a bank account, federal law requires you to prove your identity. You therefore will have to provide a valid form of identification, such
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Dollar Pegged Currencies: A Comprehensive List & Explanation
Close-up of an exchange rate board of foreign currencies Countries have two ways to establish the value of their currency on the international market. Many choose to use a fixed rate backed u
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Maximize Your Profit: A Step-by-Step Guide to Selling Used Jeans
If you are looking to make some cash by selling your jeans it isn't a bad way to make a few bucks. The idea of buying new clothes always makes me worry. What will I do with the old clothes? How wi
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Teacher Certification: Requirements & Pathways by State
Teacher certificate requirements will vary by state. In order to become a teacher in any state, an applicant must first obtain a teaching certificate. Traditionally, teachers completed the re
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Verify Online Company Legitimacy: A Step-by-Step Guide
Check If an Online Company Is Legitimate Nobody wants to get scammed and lose money, but with so many online business options these days, it can be difficult to tell who is telling the truth
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Unlock Savings: Expert Strategies for Southwest Airlines Discounts
Southwest Airline Ticket Deals If you are looking for a cross country flight, your best bet is Southwest Airlines. This airline is the only one in the pack that doesn't charge a second ba
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Discover Charitable Giving: Finding Individuals and Organizations Supporting Causes
From time to time you read in a newspaper or see a segment in a TV news program a heartwarming story about a wealthy person's generosity: A headline may read, "Millionaire Helps Family in Har
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Understanding Cleared Checks: What You Need to Know
What Is a Cleared Check? When you get your bank statement at the end of the month, you get a list of things that have come in and out of your account. These items include deposits, transactio
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Turn Old Computers into Cash: A Beginner's Guide to E-Waste Recycling
Insides of a computer. People don't often fix computers any more, most just replace them. This can open open a door to making money with ease. Computer parts Recycling can can make you ex
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Safe Deposit Boxes: What They Are & How to Use Them
What is a safe deposit box? A safe deposit box is a secure storage space kept at a bank in an area with limited access, such as an area leading up to a vault. A safe deposit box can be thought
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Understanding the MICR Line on Checks: A Comprehensive Guide
Magnetic ink character recognition, or MICR, is a technology used by banks to make the processing of paper checks easier. Magnetic ink character recognition, or MICR (pronounced MICK-er), is
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Notarization at Banks: What You Need to Know
Notaries at banks can notarize papers for the public. Banks frequently need to have documents notarized. For this reason, banks usually have employees who are also notaries public on their st
budgeting
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Accounts Receivable (AR): Definition, Management & ForecastingAccounts Receivable (AR) represents the credit sales of a business, which have not yet been collected from its customers. Companies allow their clients to pay for goods and services over a reasonable ...
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Income Funds: A Comprehensive Guide to Current Income InvestmentsAn income fund is an investment vehicle similar to a mutual fund or an exchange-traded fund (ETF)Exchange-Traded Note (ETN)An exchange-traded note (ETN) is a loan instrument issued by a financial enti...
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Maximize Savings: A Guide to Using Double Coupons EffectivelyUsing coupons can add up to tremendous savings. In tight economic times, many consumers are looking to coupons as a way of saving extra money at the grocery store. Additionally, using coupons...
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Ally Bank Savings Accounts: Rates, Features & Reviews - BankrateAlly Bank is a well-known online bank that offers a variety of products. Like many online banks, Ally’s savings account offers a competitive interest rate, making it a good choice for people w...