budgeting
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Federal Minimum Wage: Potential $15 Hike and Economic Impact
With a new presidential administration comes big changes, and the Biden White House seems determined to make its mark right away. Though we're only a few days out from the inauguration, President
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Coping Mechanisms During COVID-19: Understanding Our Habits
Making it through this pandemic is a monster achievement. Almost a year in, we should be proud of ourselves for even the littlest things. It's stressful out there, and we need all the help we can
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Reduce Food Waste: Innovative Plates for a Sustainable Future
Did your family belong to the Clean Plate Club growing up? "Waste not, want not" can be a deeply ingrained message for some people, including when it comes to food. Even so, Americans wind u
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COVID-19 Relief Checks: Updated Eligibility Requirements & What You Need to Know
After weeks of wrangling and locking of horns, Congress may finally be ready to pass new COVID relief legislation. It's been a long time coming, and has been much discussed since the November elec
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Netflix Password Sharing: Risks & Alternatives in 2024
During the pandemic, our friends and family have kept us going in so many ways. The moral support, the funny group texts, the rare and responsible get-togethers all matter immensely, but perhaps the g
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COVID-19's Impact on Spending Habits: A Post-Pandemic Budget Analysis
We knew early on in this pandemic that we'd have to drastically alter how we spend money. Whether it was trying to figure out if we should buy a bidet or simply making do with extra-spare grocery
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COVID-19 Stimulus Checks: Troubleshooting Payment Delays & Errors
The third round of pandemic relief checks for individual American taxpayers are landing in bank accounts from coast to coast this week. You'd think the third time would be the charm, and some of t
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Decoding Brand Activism: Spotting Authenticity vs. Hypocrisy
The lines between commerce and activism get blurrier every year, for good and for ill. We like to know that our hard-earned cash is going toward something we believe in, even beyond our favorite ice c
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Maximize Your Tax Refund: Smart Ways to Spend or Save
Tax Day 2021 may have been pushed back a month, but there's a very good reason to file your 2020 returns ASAP. If you expect to get a check from the government, rather than pay the IRS, you may al
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The Psychology of Red: How Color Impacts Investment Decisions
Think about all the different ways we talk about the color red. It's passion, anger, danger, evil, action! We've put a lot of baggage on something as simple as a shade, and it might actually b
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Time Lost to Financial Worry: An Average of 3.2 Hours Per Week
When something feels out of your control, we love to do the next best thing and worry about it. "Love," of course, is a strong word here — if, like more than one-third of U.S. adults, dealin
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Understanding YOLO: Meaning, Impact & Responsible Living
Whether you first heard it from the Rapper Drake or came across the acronym on social media, YOLO – meaning "you only live once" – has become an increasingly popular concept during the pande
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15/3 Credit Card Hack: Boost Your Credit Score & Save Money
Credit scores have become increasingly important for everyone's personal finances. A high credit score will get you better interest rates on credit cards and personal loans and even lower premiums
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Mobile Check Deposit: A Comprehensive Guide & Lender Requirements
Banking has made dramatic changes over the past decade, thanks in part to smartphones and tablets. Instead of going to a local branch, more than one-third of consumers now rely primarily on mobile ban
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Build Financial Well-being: A Simple Weekly Routine
The Consumer Financial Protection Bureau defines financial well-being as having control over your day-to-day and month-to-month finances, and being able to withstand a financial shock. In other words,
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Cut the Cord: 3 Steps to Eliminate Cable TV & Save Money
Cable television can be expensive. Now that streaming services like Netflix and Disney+ seem to have choice programming, chances are, you're probably paying for both cable and streaming services.
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Avoid Overdraft Fees: Strategies & No-Fee Checking Accounts
Visit Page Banks make billions of dollars in fees for overdrafts. You can overdraw your account for as little as $5 or $10 and get charged $35 in overdr
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Credit Score Boost: The Importance of Paying Off Credit Cards in Full
Banks, credit unions and credit card companies look at your credit score before they consider giving you credit. Each institution wants to see a high credit score. Your use of revolving credit factors
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Credit Card Cash Advances: Hidden Costs & How They Work
Taking a cash advance against your credit card may seem like a quick and convenient way to pay for a purchase, but you should think twice before doing it because the costs for this convenience are exp
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Sapling Money Newsletter: Financial Insights Delivered Weekly
The more you know about managing your money, the better. Each Friday in September, the Sapling Money Newsletter will hit your inbox. You'll find articles about investing, retirement,
budgeting
- Walmart Money Transfer: Send & Receive Money Easily
- Understanding SNAP Sanctions: What You Need to Know
- Locating Your Deceased Father's Assets: A Comprehensive Guide
- Locate Your Checking Account Number on a Check: A Simple Guide
- SNAP vs. TANF: Understanding the Difference & Eligibility
- Forensic Accountant Salary at the FBI: Roles & Earning Potential
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Ireland Travel Reopening: US Travelers Can Visit in July 2021Vaccinated Americans can travel to I...
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Commitments vs. Contingencies: Understanding Financial ObligationsIn accounting and finance, Commitments and Contingencies can be defined as follows:A commitment is a promise made by a company to external stakeholdersStakeholderIn business, a stakeholder is any indi...
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Buying Gold Bullion Directly from the U.S. Mint: A GuideGold bullion is a great investment and store of value. Many financial advisors recommended the purchase of gold in 2010, and investors searched for new ways to buy or sell it. Bullion gold is...
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Grocery Savings Guide: Smart Strategies to Reduce Food CostsWhen prices on everyday food and household goods rise, we all look for ways to cut expenses as we wander up and down the aisles. A recent survey showed a variety of price increases in product categori...