finance
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Financial Burden of Special Needs Parenting: Costs & Statistics
According to the U.S. Department of Agriculture, it will take roughly $240,000 to raise a child from birth to age 18. For a special needs child, those expenses can quadruple. The Center f
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Effective Strategies for Saving for College: A Comprehensive Guide
The sooner you start saving, the more money you’ll have for your child’s college education. However, there needs to be a strategy or roadmap for reaching that goal. Stuffing money under a
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Understanding 401(k) Plans: A Comprehensive Guide
Since its inception in 1978, the 401(k) plan has grown to be the most popular type of employer sponsored retirement plan in America. Millions of workers depend on the money that they have
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Should You Incorporate Your Business? Weigh the Pros & Cons
Except during bouts of insomnia, I’ve never given much thought to the issue of business structure. Sure, I know in theory that a business can incorporate, and that incorporation provides
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Daycare vs. Work: A Financial & Family Cost Analysis
New parents often have to confront the decision of whether both parents will remain in the paid workforce or whether one will leave the workforce to stay at home and raise the children. F
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Understanding Tax Refunds: Why You Get a Refund and How It Works
For most of us, tax time is like the holidays. It’s a magical time of year when a jolly IRS employee in an ironed dress shirt and pressed slacks issues all of us taxpayers on the “nice” l
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Renters Insurance: Frequently Asked Questions & What's Covered
For at least a decade, I’ve been sending a small annual check to Allstate for renters insurance. Luckily, I’ve never had to make a claim. (I’m knocking on this pressboard table, just to b
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Managing a Sudden Wealth: A Guide to Financial Security
The probability of winning the Powerball jackpot is one in 175,223,510. Most people realize they’re never going to win the lottery, but many people receive windfalls like inheritanc
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Financial Literacy for Kids: 12 Age-Appropriate Money-Saving Strategies
Learning how to save money is a skill a person can learn at just about any age, but the younger the lessons begin, the better children will be at it when it’s time to leave the nest
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Smart Money Management: Essential Personal Finance Tips
Managing your money isn’t always a fun activity, especially when you’re friends are begging you to go out on the weekend or the latest tech gadget you’ve had your eyes on hits the market.
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Retirement Calculators: Why They Often Get It Wrong
You don’t need me to tell you that saving for retirement is important. You’re the kind of fiscally responsible person who uses Mint and procrastinates from work by reading personal financ
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Why Financial Literacy is Essential for High School Students
The old argument about taking algebra in high school if you’ll never need it later brings up an interesting point — exactly what is important, and how do you decide? First, al
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Simplify Your Budget: The 25% Rule for Financial Success
For most people, balancing personal budgets is a tedious and time-consuming process. These days, though, the task has become even more challenging. According to the Federal Reserve, avera
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Cash Envelope System: A Realistic Guide for Budgeting Success
My husband and I switched from using our debit card all the time to paying for most things with cash. Our goal is to use paper money and completely cut out plastic. Since our society is s
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Retirement Fund Review: A Quick 15-Minute Checkup
Do you know how hard your money worked for you in 2013? If not, it’s time to do a 15-minute checkup of your investments and make some plans for 2014. Step 1: Check your performance The fi
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Top Personal Finance Books: Expertly Curated & Amazon Bestsellers
Personal finance is one of the most important skills you can possibly learn, though it’s sadly not a natural-born trait for most. Without somebody to guide us and teach us the value
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Schedule C Taxes: Essential Tips for Freelancers & Independent Contractors
Last year, I fulfilled a lifelong dream: getting paid to tell jokes. Every week, I cohost a comedy podcast about food (I’m not going to plug it, but it’s not hard to find). The show is fr
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Reduce College Room & Board Costs: Smart Strategies & Savings
When saving money for a child’s college education, tuition isn’t the only concern. A recent survey by the College Board found on-campus room and board accounts for more than 50% of the to
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Financial Literacy for Women: 10 Essential Principles
I have to come to learn that what women need most in life, is a great group of other women who they can share the ups and downs of the journey of life with. There is something very powerf
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Essential Budgeting Tips from Financial Experts | [Year]
Earning money is great, but spending it properly is even more important. If you pull in the big bucks and just spend it all recklessly, you’re risking walking down a very dangerous
finance
- Understanding Sustainability: Investing for a Better Future
- CFADS Explained: Understanding Cash Flow for Debt Service
- Secure Your Future: Retirement Savings Strategies for the New Year
- Net Debt to EBITDA Ratio: Understanding Company Solvency
- Understanding Yield: A Comprehensive Definition & Calculation
- Track Your Absentee Ballot: A Comprehensive Guide
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Bridging the Gap: Managing Financial Differences in MarriageDo you and your partner have different spending philosophies? Here's how to manage...
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Jobber vs. Broker: Understanding Roles in the Stock MarketThe London Stock Exchange once enforced rigid separation between jobbers and brokers. Jobbers and brokers both play a role in stock sales and purchases, but they're involved in different ...
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Save Money on Groceries: 3 Effective App StrategiesIf your grocery store spending feels...
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Climate Change Adaptation: 8 Industries Poised for Growthdiv.cust...