finance
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Understanding the Benefits of Tax-Deferred Savings
Sometimes, we in the personal finance game are good at telling you what to do but not why. So much of our advice is obvious: Save your money, don’t take a payday loan and don’t buy deriv
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Retirement Planning: Addressing Social Security Concerns & Strategies
You hear it all the time, particularly if you read too many financial blogs: “I’m not counting on Social Security to be there when I retire, so I’m ignoring it in my retirement planning.
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Understanding the Financial Costs of Divorce: A Comprehensive Guide
Divorce is not only an emotionally trying experience, but it can be a financially devastating one, as well. According to the web site Maritalstatus.com, the average cost of a divorce in t
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Solo 401(k) for Self-Employed: A Comprehensive Guide
Every once in a while, I receive a stack of paper in the mail from Vanguard addressed to “Plan Administrator,” which gives me an undeserved sense of self-importance. No, I didn’t select “
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Marginal vs. Effective Tax Rate: Understanding the Difference
Think you’re unlucky? I know a guy who’ll pay 99% of his income in taxes if the Bush-era tax cuts expire at the end of December. Our mystery man lives in Pico Rivera, California. He owns
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Retirement Planning: The Critical Advantage of Time - Don't Delay!
Losing the benefit of time. For all the expert advice that is out there surrounding retirement planning and investing, there is one key advantage that every earner has in preparing for re
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Essential Financial Accounts: The 4 You Need for Financial Health
At my other job, I write about food. Just as personal finance writers often return to favorite topics like Roth IRAs and not buying expensive coffee, every food writer eventually writes a
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Tax Audit Triggers: 6 Red Flags to Watch Out For
Despite the American Taxpayer Relief Act of 2012 passed in January, the government is still tasked with how to cut spending and reduce the deficit. As a result, Certified Public Accountan
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Financial Harmony: A Couple's Guide to Joint Money Management
This is my Valentine’s Day column, and it’s not about how to save on flowers or where to buy the top ten gifts guaranteed to impress your sweetheart. No, just as couples come up with thei
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![1099 Tax Filing Guide for Independent Contractors | [Year]](https://www.etffin.com/article/uploadfiles/202110/2021101010071447_S.jpg)
1099 Tax Filing Guide for Independent Contractors | [Year]
Tax season is no walk in the park for the self-employed who have to pay their own payroll tax, in addition to their own income tax. What’s more, in many cases, tax information can become
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Maximize Your Tax Savings: 10 Often-Missed Deductions
You have a duty to pay taxes, but you don’t have a duty to pay more than you owe. And you only owe the amount that shows up on line 76 of your 1040—after you take all the deductions (and
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Navigating IRS Tax Debt: 7 Essential Tips for Taxpayers
There’s a pit that you get in your stomach when you know that you’re going to owe the IRS at the end of the year. Owing any kind of debt is always stressful, but debt to the IRS is partic
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Wealth and Taxes: Do the Rich Pay Less? - Tax System Analysis
As tax season comes to an end, many Americans grumble about the rates they pay and where their money goes. In the past few years, the Occupy movement, presidential election and tax talk h
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Engagement Ring Cost: Separating Marketing from Reality
Marketing can be a tricky thing. Take for example, the engagement ring. The belief that a guy has to spend the equivalent of two or three months’ salary on a shiny diamond ring is a
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Financial Compatibility Quiz for Couples: Is Your Money Relationship Healthy?
You’ve heard time and again that money is the number one source of strain in romantic relationships, but just how problematic are finances for couples? A 2013 study by TD Ameritrade found
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Financial Compatibility: Should You Merge Finances After Marriage?
Years ago, merging finances after marriage wasn’t something people had to put much thought into. It was assumed that a new husband and wife would open joint bank accounts, get a mor
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Financial Planning Before You Quit Your Job: A Comprehensive Guide
At some point or another, quitting your job can seem like the best option. You might not be getting much out of your current position and want to explore other career options. Or, you mig
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Financial Assistance & Resources for U.S. Veterans - [Year]
It’s nearing Memorial Day weekend and as we prepare to remember the men and women who died serving in the United States Armed Forces, we also want to take a bit of time to give back to th
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Essential Personal Finance Rules: Build Wealth & Achieve Financial Security
Personal finance can be such a complex matter that it can sometimes be hard to tell if you’re on track and making the right moves. We’ve pulled together some top personal fina
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5 Common Financial Mistakes & How to Avoid Them
“To err is human,” the famous Alexander Pope quote begins. It’s a good reminder that everyone runs the risk of making a choice they may regret — even when it comes to finances
finance
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OneUnited Bank & Lendistry Partner to Expand Funding for Minority BusinessesWhen one financial institution can't do it all, they partner with another to give ...
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Navigating Career Changes: A Comprehensive Guide for All AgesMost people spend a third of their lives — or 90,000 hours — at work. Changing your career can sometimes be the next best step for your career journey, and in many instances, may be necess...
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Parent Company Explained: Definition, Control & ExamplesA parent company is a company that owns more than 50% of the outstanding voting shares of another company. Therefore, it controls the other company or companies and can directly influence the business...
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Millennial Stimulus 2021: How Much Can You Expect?Here's how much aid you could r...