finance
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Understanding Essential Real Estate Terms for Homebuyers
About to buy a home? Feeling totally prepared?! Ha! During the homebuying process, there are a ton of terms you’ll encounter that could be confusing or even deceiving. Unless you h
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Comprehensive Moving Checklist: Preparing for Your New Home
There are few better feelings in the world than finally signing your name across the dotted line and entering a new chapter of homeownership. Finally, the home you’ve been dreaming
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Understanding Mortgages: A Beginner's Guide to Home Buying
Show of hands: who learned what a mortgage is when they were younger? In high school? In college? Yeah, me neither. Mortgages and home buying are not exactly a topic Sesame Street covers
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Homeowner's Guide: Protecting Your Investment
If you’re a first-time homeowner, congratulations! Welcome to a world without landlords, roommates, or security deposits. You found your perfect place and successfully navigated the mortg
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FHA Loans: Requirements & Qualifications for First-Time Homebuyers
Buying your first home? An FHA loan might be the answer to financing your purchase. An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA), which allows lowe
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First-Time Home Buyer's Guide: A Step-by-Step Process
Deciding to purchase your first home is a really exciting time, but the process itself can be a bit of a black box. This step-by-step guide demystifies the process and walks you t
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Proof of Income: Types, Uses & How to Provide
Proof of income is an important number to lenders, landlords,and many other entities. Your income is a factor that can determine a number of things from your health insurance plan to the
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Income Verification: A Comprehensive Guide for Renting & Loans
The first time I ever had to verify my income had nothing to do with a loan application. I was sitting in a real estate office trying to rent my first apartment in New York City. It was 2
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Mortgage Guide: Understanding Options & Getting Approved
When you’re buying a home, the process can seem intimidating. First, there’s finding a home you’re ready to settle down in: you have to research your must-haves, tour homes, and figure ou
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First-Time Homebuyer Down Payment: How Much Do You Really Need?
If you’ve been saving for a down payment on your first home, you probably have a financial goal in mind — an amount you’re hoping to save before homeownership can become a reality. But de
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Starter Home vs. Forever Home: Which is Right for You?
Whether you’re ready to buy a home now or you’re planning for your future, you have plenty of choices to make! One of the first things you need to decide is whether to buy a more economic
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Home Buying Checklist 2024: Essential Steps for First-Time Buyers
Trying to buy a home this year? That’s great to hear! Your home is likely the largest purchase you’ll ever make, so, you’ll want to avoid any big mistakes. When most of us think of buying
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First-Time Homebuyer Budget: A Comprehensive First Year Guide
Being a homeowner comes with a steep learning curve, and many first-time homebuyers struggle financially in their first year of owning a home. After years of saving for a down payment, th
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Home Equity Loans: Benefits, Risks & How They Work
At some point in your financial journey as a homeowner, you will eventually own a higher percentage of your home’s total value than you owe. Once you’ve earned a certain percentage of equ
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Roommate Budgeting: A Guide to Peaceful Financial Sharing
Living with anyone is hard. Sharing your space, fighting over the TV or arguing over who last did the dishes. Roommate spats are common. Like any good relationship, you’re bound to run in
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First-Time Home Buyer's Guide: A 9-Step Process
Owning a home comes with responsibility, but also countless benefits. You no longer have to deal with a landlord, noisy roommates, or shared walls. You can enjoy your private space and wh
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Credit Score Needed for Homeownership: A Comprehensive Guide
You’re in line at the shoe store right behind your friend. Your friend approaches the register to pay for their shoes and you hear the clerk say “That’ll be $60.” You’re smiling because
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Top Home Improvement Credit Cards: Rewards & Benefits | Mint
From the Mint team: Mint may be compensated if you click on the links to our issuer partners’ offers that appear in this article, including Chase. Our partners do not endorse, review or a
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Mortgage Pre-Approval: A Comprehensive Guide for Homebuyers
The home-buying market can be a competitive and confusing landscape. From entering a bidding war to getting the financing you need, securing the home of your dreams isn’t as easy as click
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Home Equity Line of Credit (HELOC): Understanding and Benefits
Life can hit unexpectedly—from emergency expenses to a job loss or career change, or perhaps a housing opportunity you just can’t pass up—there are a lot of factors that can impact the co
finance
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Diaper Size Guide & Tips: What to Do When You're Out of DiapersOne thing that amazes me is how quickly children grow. Our newest daughter is almost six weeks old, and she is growing much faster than our first daughter did. We’ve already retired her first se...
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529 College Savings Plans: Maximize Your Child's FutureWant to know a little secret? Less than 10% of Americans are “in the know”…… it’s a financial tool that could more than double your money for college over your child’s lifetim...
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Understanding Foreclosure Final Judgments: What You Need to KnowThe final judgment lists the amount owed to the lender. A final judgment is signed by a judge once the foreclosure case has gone through court proceedings. The final judgment allows the lende...
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Transform Your Finances: 8 Proven Tips to Shift Your Money MindsetLike it or not, the way you view money today is based on a series of assumptions and deeply held beliefs that you’ve had for years. But what if you no longer want to see money or your finances as y...