home finance
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Free Online Home Valuation: Estimate Your Home's Value
Perhaps you are thinking of buying a house, refinancing your home, or taking out a loan or equity line of credit on your home. You don't want to deal with a real estate company yet and may be aski
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Navigating HOA Disputes: Your Rights and How to Win
As the owner of a condominium or a house in a planned development, you automatically become a member of a homeowners association that allows you to share ownership of common areas. The HOA board of di
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Land Loans with No Down Payment: Your Guide to 100% Financing
If you do not have the luxury of buying land for its full price in cash, obtaining a land loan through a lending institution is one option available to you. However, land loans can require a down paym
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Letter of Intent (LOI) for Home Purchase: A Comprehensive Guide
Before you submit an offer to purchase a house, you can approach a seller with a letter of intent. It usually proposes sale terms, such as price, closing date, inspection plans and financing. Letters
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First-Time Home Renting: A Comprehensive Guide for Young Couples
Renting your first home is an exciting time for young couples who have been living in an apartment for years. Although it is not the same as buying your own home, it provides many of the benefits of h
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Lease Termination Letter: A Complete Guide & Template
State laws often require tenants to terminate their leases in writing. Your lease termination letter should explain your reasons for moving and provide your landlord with both the date you plan to mov
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Removing a Spouse from a Property Deed: A Legal Guide
When a married couple jointly owns a piece of property, both the husband and wife's name will typically appear on the property deed. If the occasion arises that one spouse's name is to be remo
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Buying Out Your Spouse from a Mortgage: A Comprehensive Guide
Few divorce issues are more complicated than figuring out what to do with the marital home. If you decide to keep the home for yourself, both of you must determine how to handle future mortgage respon
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Foreclosure Injunctions: Protecting Your Home with Legal Action
State law determines whether your mortgage lender has to go to court to take your house. If your state allows for nonjudicial foreclosures, the lender might only be required to set the date and notify
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Understanding Property Taxes on a New Home Purchase | [Your Company Name]
Calculating taxes on a new home is relatively simple. New homes are usually reassessed at the time of sale, at which time property taxes will be determined. It is also common for property taxes to be
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Removing Yourself from a Joint Mortgage: A Comprehensive Guide
A home is a big ticket item, and many homebuyers increase their borrowing power by applying for a mortgage with a co-debtor such as a spouse or family member. While having two or more borrowers improv
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Understanding and Lowering Property Taxes in Ohio
The tax on real property is Ohio's oldest tax, and has been in place since 1825. Over those almost 200 years, Ohio residents have paid property tax based on real property value, termed "ad va
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Home Rebuilding Cost: Understanding & Calculating Replacement Costs
When you buy homeowners insurance, one of the most important decisions is choosing a level of coverage that best meets your needs. The chief measure here is the rebuilding cost, which is the estimated
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Sell Your Home Fast: A Guide to Creating a High-Impact Brochure
If you're selling a house by yourself rather than using a real estate agent, you'll need to create your own marketing materials to promote the property. A full-color brochure is an effective w
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First-Time Home Buyer Incentives: Tax Credits & Assistance Programs
It may seem inconceivable to purchase a home in today's stricken economy, but there are generous incentives in place to remotivate first-time home buyers. In 2008, the federal government passed a
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Rental Application Guide: Tips for a Successful Application
First impressions are important, and you want to give a landlord reason to believe you'll be a good tenant. Before filling out a rental application, have information about your income, employment
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Conventional Mortgage Requirements: What You Need to Know
Most borrowers seeking financing to purchase a home secure a conventional mortgage. The standards for these loans are set by Fannie Mae -- the Federal National Mortgage Association -- and Freddie Mac
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Foreclosure Search: How to Identify Properties at Risk
You can try several routes to find out whether a home is in foreclosure. Whether you're renting a home and don't want to be surprised by a notice posted on your door stating that you and your
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Accurately Estimate Your Home's Rental Value: A Comprehensive Guide
At first glance, it can be difficult to tell what your home might rent for. The first step is to check average rental rates in your area and look for rental ads to get an idea of your home's renta
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Rent an Apartment Without a Job: Tips & Strategies
As an apartment hunter, you must demonstrate to your prospective landlord that you're likely to pay rent on time. Landlords check your credit, work history and income when deciding if and on what
home finance
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- Fair Rent Sharing Strategies for Roommates
- Calculate Price Per Square Foot: A Comprehensive Guide
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Luxury Living in The Villages, Florida: What $900,000 Buys YouThe Villages is an active over-55 community north of Orlando in central Florida. The unique community offers recreation, shopping, dining and health care, with 50 golf courses, 12 country clubs and th...
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Securing a $60,000 Loan: Requirements & StrategiesBorrowing $60,000 may take months to accomplish. A sum of $60,000 is a large chuck of change, even by today's standards. If you want to borrow this amount, there are a couple of keys that...
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TikTok NFTs: Own Iconic Moments from Top CreatorsMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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Essential Life Truths: Rediscovering What Truly MattersI recently got stuck. My attention was scattered, my energy was low, and I didn’t do good work. At those times, I think of something I learned from one of my friends and mentors: Always return to the ...