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Ebike Insurance: Protect Your Electric Bike from Theft & Damage

Ebike insurance protects your bike against losses like theft, damage, and accidents. Even if you have home or renters insurance, ebikes often have limited coverage, and some policies exclude coverage for ebikes altogether.

Because ebikes are a relatively new trend, there aren’t many ebike insurance companies on the market. However, the best carriers offer collision coverage, theft protection, and liability insurance, as well as good customer service. We found the best based on policy offerings, coverage limits, unique features, and discounts.

The Best Ebike (Electric Bike) Insurance in 2021

  • Best Overall: Velosurance
  • Best Affordable Option: Spoke Insurance
  • Best for High Coverage Limits: McClain Insurance
  • Best for International Travelers: Sundays Insurance
  • Best for Multi-Bike Policies: Simple Bike Insurance
  • Best for Bundling Options: Progressive