invest
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Golden Handcuffs: Understanding Employee Loyalty Incentives
Golden handcuffs refers to loyalty incentives for employees. After an employee has worked at a company for a certain amount of time, the company may fear a competitor will attempt to lure the em
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One-Touch Options: Definition, How They Work & Investor Implications
A one touch option is a specific contract that pays out only if a strike price is met prior to the options expiration. When the option is executed, no shares trade hands, and the only loser is t
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LLC Operating Agreement: A Comprehensive Guide for Business Owners
A limited liability company (LLC) operating agreement is the governing document for your business. Its used to list the owners and the shares they own, and sets out the rules for how the LLC wil
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Wash Sale Rule: Understanding Tax Implications and Strategies
A wash sale is what happens when an investor sells a security at a loss and buys a similar or identical security either 30 days before or 30 days after the sale. Normally, the investor
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Find a Qualified Financial Planner: 4 Essential Tips
Working with a certified financial planner can have a dramatic effect on your life and finances. A good financial planner can assist you in working through your financial difficulties and help y
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Find the Right Financial Advisor: A Comprehensive Guide
Placing your money into the hands of a financial investment advisor is an act of trust. It can be a long-lasting relationship that may determine the future of your financial stability. Consideri
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Investment Consultant: What They Do & How to Find One
An investment consultant provides investment advice in exchange for payment. Consultants are required to register with the Securities Exchange Commission (SEC) because they advise clients with
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Aggressive Growth Funds: High-Risk, High-Reward Investing
Aggressive growth funds are suitable for mutual fund investors who are willing to accept high risk stock and share price volatility for the highest capital gains. Aggressive growth funds tend t
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Understanding Back-End Loads in Mutual Funds: A Comprehensive Guide
A back end load is a fee paid by investors who sell their mutual fund shares within a defined period. A financial intermediary collects this fee, and it is not a part of the regular operating ex
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Fee-Based Investments: Understanding How Financial Advisors Get Paid
A fee-based investment is an account in which a financial adviser is paid based on a fixed percentage of a clients assets. This is opposed to a commission-based investment in which a financial a
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Macro Hedge: Definition & Risk Mitigation Strategies
A macro hedge is an investment method that involves making investment moves that will offset the risk of an asset, or a group of assets, in a portfolio. Macro investors are investors that have v
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Understanding Your Financial Portfolio: A Comprehensive Guide
A financial portfolio is a diversified series of investments made by a particular individual or entity. It is a detailed list of assets including stocks, bonds, mutual funds, real estate, bank a
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Consumer Credit Risk: Understanding & Management
Consumer credit risk is the risk of loss that is accepted by a lender. The risk is that a borrower will not meet their payment schedule or will default on the credit account. All lenders, such a
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Convertible Arbitrage: A Comprehensive Guide for Investors
Understanding convertible arbitrage requires a knowledge of convertible securities and is a strategy often used by hedge funds. Convertible arbitrage is when one (a convertible arbitrageur) m
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Statistical Arbitrage: A Deep Dive into Trading Strategies
The statistical arbitrage trading strategy is an approach to equity trading that uses data mining systems and automated trading, and attempts to make a profit based on a concept similar to pa
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Risk Arbitrage in Mergers: Understanding the Strategy
The risk arbitrage strategy is one that arbitrageurs take on when they look to make a profit on the spread between share prices, in the event of a merger. It is quite an ironic type of arbitr
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Triangular Arbitrage: A Comprehensive Guide to Profiting from Currency Discrepancies
Understanding triangular arbitrage requires some knowledge of how currencies are converted through the available exchange rates in the market. Arbitrage is when you find a price disparity amo
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Investment Trusts Explained: A Comprehensive Guide
An investment trust is a group investment, often found in the United Kingdom. The trust contains a number of investors, and is itself a public limited company, which is somewhat like a limited l
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Working Capital Funds: Boosting Government Efficiency & Financial Health
Working capital funds, also called intra-governmental or intra-agency revolving funds, are a financial tool used by the government to increase business efficiency by restructuring the way in
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Asset-Backed Commercial Paper (ABCP): Definition & Uses
Asset backed commercial paper is a type of security that is secured by tangible assets and is usually issued for short-term financing needs. A typical asset that is used for this type of securit
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- Retirement Planning: Estimating Your Investment Rate of Return
- Smart Investing with an Inheritance: A Comprehensive Guide
- Understanding Certificates of Deposit (CDs): A Comprehensive Guide
- Emergency Cash from Retirement: Using a Roth IRA During Economic Uncertainty
- Hospital Revenue Bonds: Financing Healthcare Infrastructure
- Understanding Stock Dilution: Causes, Effects & Prevention
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Applicable Federal Rate (AFR): Definition & How It WorksThe applicable federal rate (AFR) is the interest rate that applies to personal loans. It is the minimum rate applicable to such loans under U.S. law. The AFR is implemented in the form of federal tax...
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Accounts Receivable Turnover Ratio: Calculation, Analysis & ExamplesThere are many accounting ratios that can ...
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New York STAR Program: Property Tax Relief for Homeowners | Credit Karma TaxThis article was fact-checked by our editors and CPA Janet Murphy, senior product specialist with Credit Karma Tax®. The median property tax bill in New York is $3,755, meaning ha...
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Baker City, Oregon: Affordable Living & Mountain ViewsIf you're searching for an inexpensive community in Oregon, you may want to put Baker City on your shortlist. The small city, which has a population of just under 10,000 according to 2013 census d...