Personal finance
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15 Hidden Money Wasters: Stop Losing Thousands Each Year
Despite most people’s efforts to avoid debt and not exceed their budget, it can be easy to overspend. Many common money wasters, however, lurk in the shadows, waiting to steal your money. So, le
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Secure Your Future: 11 Proven Strategies to Protect Your Retirement Savings
It’s no secret that it’s hard to plan for retirement. In addition to growing a sizeable nest egg, you must protect it from external factors like market volatility, inflation, and unf
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CD Laddering: Protect Your Retirement Savings in a Rising Interest Rate Environment
In a rising interest rate environment – with rate increases predicted over successive Fed meetings – retirees with fixed-rate portfolios are in a quandary: Should they renew their upcoming Certificate
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Transform Your Mindset: From Fixed to Growth – A Practical Guide
It’s time to talk mindsets. You can have one of two different mindsets. You can either have a growth mindset or a broke mindset.I’ll give you an example of a broke mindset. And, more
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Optimal Number of Credit Cards: A Guide to Responsible Credit Use
How many credit cards should you have? That’s a good question to ask. But, I think you know the answer if you’re buried under debt. And, that’s not having more than one credit card &
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Understanding Your Credit Score: How to Check & What You Need to Know
There’s a common misconception that if you check your credit reports from the three nationwide credit bureaus, you’ll also see your credit scores. Unfortunately, that isn’t true. Cre
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16 Best Online Side Hustles for Retirees: Earn Extra Income
You’ve clocked out of the 9-to-5 and are ready to enjoy your golden years. Maybe you’re even planning on getting a part-time job or volunteering at a local organization. However, what if w
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Build or Repair Credit: A Comprehensive Guide
Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating power
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How Political Decisions Impact Millennial Finances
Politics will always be a relevant issue. Millennials are no exception to this rule. While they came of age at a time when markets were crashing, the right mix of laws may jump-start this economy ba
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Integrating Investments into Your Percentage-Based Budget: Part 2
Yesterday, we began revealing how a person can include investigating in a percentage-based budget. This is important because your investments should grow as your income grows. This is how to make sure
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Understanding Freelancer Fees: 3 Costs to Watch Out For
Freelancers run their own show, but enjoy fewer workplace protections and conveniences than W2 workers. One way this really exhibits itself is with fees. Freelancers can find that fees cut into their
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Top 25 Summer Jobs for Teens & College Students - Earn Money & Gain Experience
If you’re a teenager or a college student, it might be tempting to kick back and relax during the summer. Or, maybe it’s the only time you can plan adventures with friends and family. As the leg
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Unlock Home Equity: 15 Proven Ways to Generate Income from Your Property
According to data from the Federal Reserve, consumers ended 2021 with debt totaling a staggering $15.6 trillion. In the fourth quarter alone this was a year-over-year jump of $333 billion. In addition
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Top 5 Apps to Save Money: Smart Shopping & Deals
Save money today. Just use that coupon app on your phone.We use our phones and tablets to stay connected to friends, family, and work, to keep informed and to entertain ourselves.While these are all g
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Sustainable Living: 4 Simple Lifestyle Changes for Financial & Environmental Benefits
We all love to save money. And despite decades of attention on the environment, and some notable improvements in air, land and water quality, we are still a throwaway society.We extract critical natur
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Crypto Lending and Your Credit Score: What You Need to Know
Although very popular and quickly becoming mainstream, cryptocurrency is something that still seems to confuse many people. Throw in a new financial system made up of FinTech companies that provide cr
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Protect Your Finances: Why Lending to Friends & Family Can Be Risky
There is that person in everyone’s life. No matter who it is, like a relative or friend, we do not want to lend money to them. Why? Because we know we won’t be repaid if we lend th
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Top Finance Innovation Newsletters to Stay Ahead
Innovation in finance is one of many categories in which you could find success by changing your strategy. As the well-known quote goes: “Changing times require changing strategies.” In fact, you coul
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Financial Resilience: 6 Essential Money Practices for Uncertain Times
Within the last decade, many of us have had to overcome the Great Recession, and hopefully, we can survive financially through the COIVD-19 pandemic. What really gets my blood boiling is that these ev
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Financial Stability for Single Parents: 9 Essential Money Management Tips
As a single parent, you have a lot of responsibilities. You have to meet your work obligations, go grocery shopping, make dinner, do the laundry, and make sure your kids get to school on time. You’re
Personal finance
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- Barbara Corcoran's Top 5 Money Tips: Learn from a Business Mogul
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Choosing a Cryptocurrency Exchange: A Comprehensive Research GuideIf you want to make money with bitcoin, the game is pretty much simple. You have to find a very reliable cryptocurrency exchange if you want to trade in bitcoin. Bitcoin trading can be a lot easier ...
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Effective Home Finance Management Tools: Beyond the BasicsHow you manage your finances can make or break the economic outlook of your household. Keeping track of home assets is a difficult task (even with a calculator) and can be head-scratchingly frustrat...
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Transferring Check Ownership: A Guide to Signing Checks for OthersWhile it’s usually possible to sign over a check you’ve received to someone else, it may not always be your best option for paying someone when you owe them money. Not all banks wi...
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Understanding Side Pocketing in Mutual Funds: Protection for InvestorsAfter the unveiling of the IL&FS crisis back in September 2018, the investor community has become very cautious about their investments. Amidst this, the industry is keen that the regulator allows...