Personal finance
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Building Wealth From Scratch: A Practical Guide
The desire to become rich is universal. But that probably impossible if you start with very little or no money. After all, there’s an old saying “you have to have money to make money
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17 Proven Income Streams for Retirees: Generate Extra Cash & Stay Active
Retirees are perfectly positioned to start a successful side hustle. With remote work the new norm, and gig work apps like Uber and Airbnb a part of our everyday life, it has never been easier to secu
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Understanding the Capitalist Class: Income Inequality & Wealth
The 2011 Occupy Movement brought the nation’s attention to the top one percent of income earners. Protestors said, “we are the 99%,” as they sparked a fierce debate on income equality that continues t
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Offshore Loans: Access Funding Beyond Domestic Restrictions
Lending restrictions might push a lot of companies from getting a loan to a different country. Loan restrictions are a very normal occurrence in the business world and many times these businesses woul
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Retirement Costs: 10 Surprising Ways to Save Money in Retirement (Part 4)
Welcome to part four of why retirement isn’t as expensive as you think. We’ve listed seven reasons so far in this series. Now onto the eighth…8. Travel Will Be Cheaper Than You Think
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Retirement Costs: 10 Ways to Save Money in Your Golden Years (Part 2)
Earlier this month, we recounted the first reason why retirement isn’t as expensive as you think. Now it’s time to keep the list going. While reading, consider whether or not you will even
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Fall Financial Checkup: Prepare for the Holidays & Future Goals
Fall is upon us. Halloween is just weeks away. While personal finances may not be top of mind, there is no better time than the fall to clean up your personal finances. Fall cleaning can be a fun, lig
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Unlock Financial Insights: Understanding Your Tax Return
Every year, every American that earned money is required to file taxes. Whether you are an individual who only receives income from an employer, a side hustler who earns a little more on the side, or
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Top 4 Budgeting Apps to Achieve Your Financial Goals in 2024
The New Year is almost upon us, and with it comes the time to make resolutions. While many of us will promise ourselves to watch what we eat and hit the gym hard in 2017, many more of us will endeavor
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Self-Employment Budgeting: Financial Planning for the Transition
Leaving your job for full-time self-employment is a huge transition. Walking away from a steady paycheck and benefits is a big risk, so putting your ducks in a row before you walk away is vital to you
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Credit Card Churning: A Comprehensive Guide to Maximizing Rewards
How I collected 750,000 points and miles worth $11,000, and how you can do it tooThis is a guide on how to credit card churn effectively while minimizing the disruption to your personal life and finan
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Maximize Your Income: 8 Proven Strategies for Financial Productivity
Efficiency doesn’t just have a place in the office. Your money can be efficient, too, if you know how to be productive with your income.Personal finance is a tricky subject, of course. Everyone has th
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Financial Hardship & Economic Survival: Strategies for Making Ends Meet
Even prior to the COVID-19 pandemic, people were having financial hardships. Following the pandemic and the effect that it’s had on the economy, 70% of Americans are struggling to make ends meet. It’s
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Health Savings Accounts (HSAs): Your Comprehensive Guide
Everyone is always looking for that next money hack, most of the time it is right under their nose. Health Savings Accounts are rarely mentioned and widely underused. The lack of attention it gets l
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Proven Habits of High Achievers: Transform Your Life
Successful people attribute habits that they follow as the secret to their success. In fact, that’s why it’s so common to come across lists highlighting these “habits of highly successful people.” In
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Navigating Finances with a High Spender: 10 Practical Savings Strategies
Financial management can be intimidating and strenuous. Now, just imagine trying to do this with someone else. But, it’s a reality for couples who are balancing each other’s wants and needs, as well a
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Save Money on Your Next Car: 4 Proven Strategies
Buying a car is a major decision – and a costly one, too. On average, most Americans spend ten percent of their monthly income paying for transportation. For most of us, this expense comes in th
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Financial Mastery: 10 Steps to Reduce Stress & Achieve Empowerment
Do you want to have less stress, feel more empowered, and break free of financial burdens? Hopefully, you answered ‘yes’ to all three. But, did you know that you can achieve all of these at the same t
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Refinancing to Pay Off Debt: Benefits & Risks - [Year]
Are you struggling to pay off debt? You’re not alone. The total debt for American households reached a record high of $15.58 trillion in 2021, according to Fe
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APY Explained: Understanding Annual Percentage Yield & Calculation
If you’re focused on saving money, you might find yourself wondering about APY when exploring your account options. A higher annual percentage yield (APY) can
Personal finance
- Explore the Rise of Side Hustles: What Millennials Can Teach You
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- Boost Your Finances: 4 Essential Money Habits for a Stronger 2022
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- Debt Consolidation: Understanding the Pros, Cons, and How It Works
- Pet Insurance: Is It a Worthwhile Investment for Your Furry Friend?
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Haircut (Finance): Definition, Calculation & ImportanceIn finance, a haircut refers to the reduction applied to the value of an asset for the purpose of calculating the capital requirementNet Working CapitalNet Working Capital (NWC) is the difference betw...
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Discover Property Code Violations: A Comprehensive GuideCode violations come in many flavors. According to Code Violation Services Inc., violations can include garbage in a yard, maintenance issues, overgrown lawns, unapproved improvements, safety issues o...
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Launch a Successful Influencer Program: A 6-Month Blueprint (Budget-Friendly)It’s a question I’m asked at every single in-person meetup I do: And, it’s a very hard question to answer. I know brands that are making millions through their social media influencer programs ...
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Liquid Assets: Definition, Examples & ImportanceA liquid asset is anything that you currently have in your checking and savings account or any possessions that you own that can easily be converted to cash within a short period of time....