Personal finance
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Credit Counseling: A Guide to Debt Management & Financial Recovery
The first step to getting out of debt is understanding it. Knowing how it accrues and how interest builds will lay the groundwork to creating a schedule to pa
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Debt Consolidation Loans: A Comprehensive Guide
Struggling to keep up with your bills? You’re not alone. Owing big dollar amounts to several lenders can get confusing. It’s easy to rack up late charges and
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Achieve Your Goals: A Guide to Keeping New Year's Resolutions
As the end of the year approaches, it may be the perfect time to break out your planner and start goal setting for the new year! Whether you’re learning a new
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Create a Will: A Guide to Protecting Your Loved Ones
If we’re being honest, it makes everyone uncomfortable to think about their own death. But understanding how to make a will is an important part of building a
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Withdrawing 401(k) Early During COVID-19: Risks & CARES Act Provisions
Read more on our COVID-19 Resource Guide.Removing money from a 401(k) savings account before retirement often comes with significant payments and penalties at
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Understanding Cash Advances: Costs, Benefits & Alternatives
Sometimes money’s tight and you need cash right now.A cash advance will allow you to access a short-term loan with your credit card quickly.A cash advance usi
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Secured Loans: What They Are & If One Is Right For You
Emergencies can pop up at any moment. If you’re not prepared, you’re left scrambling for ways to cover the unexpected costs. That’s when many people look to b
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Unsecured Loans: A Comprehensive Guide to Approval & Terms
An unsecured loan is a general loan that you can apply for without putting up any collateral. Generally, you’ll need a strong credit score in order to take ou
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Top Budgeting Apps for 2024: Track Spending & Save Money
You know that creating a household budget is the best way to track your spending, savings and income. A good budget might prevent you from splurging on a big-
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Debt Payoff Strategies: Fast & Responsible Methods for Americans
There can be no doubt that Americans have a fair amount of debt. According to numbers from the New York Federal Reserve, consumer debt from the fourth quarter
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Build Financial Security: Your Guide to Creating an Emergency Budget
Read more on our COVID-19 Resource Guide.When it comes to preparing for the worst, an emergency fund can be instrumental in protecting your finances in times
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Retirement Planning: 6 Unexpected Costs to Consider
If you’re nearing retirement, chances are you’ve been saving for this event the majority of your life. And now that’s it’s almost here, you may be wondering i
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Buying Your First Investment Property: A Step-by-Step Guide
Purchasing your first rental property is a big step for any investor. It’s one of the largest assets you can buy, and with a little bit of time and effort, it
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Understanding Tip Taxes: A Guide for Service Industry Professionals
Any member of the service industry always appreciates tips. But are tips taxable?Wherever you earn your tips, you’ll need to consider taxes because the IRS co
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Fintech Explained: A Comprehensive Guide to Financial Technology
Whether you know all about Bitcoin or the phrase “I’ll Venmo you later!” rings a bell, fintech is already playing an active role in your life. Understanding f
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Sallie Mae Student Loans: Options & Repayment Plans
Going to a college or university is expensive. The obvious solution many folks pursue is to take out federal or private student loans, and even then some aspi
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Budgeting for Financial Independence: Strategies for Low-Income Living
With the financial independence, retire early (FIRE) movement on the rise, many individuals are curious about how they can survive on a low-income budget. Fro
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100 Frugal Living Tips for Seniors: Save Money in Retirement
You’ve sailed away into the never-ending sunset of retirement. However, life in your golden years isn’t all sandy beaches and fun. You still have to deal with
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2022 Federal Tax Deadline: April 18th - Don't Miss It!
As we enter tax season, it’s important to be aware of big deadlines. The most important question is “When are taxes due?”.Taxes for the 2021 tax year are due
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Uber vs. Car Ownership: Which is More Affordable?
For most families, transportation is one of the highest line items in the budget. Yes, you need a way to commute to and from work, plus run errands, but does
Personal finance
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Bitcoin Price Surge: Analyzing the 2020 Rally and Future OutlookBitcoin achieved a remarkable rise in 2020 in spite of many things that would normally make investors wary, including US-China tensions, Brexit a...
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Understanding B Credit Ratings: What They Mean for BusinessesCorporations and other businesses must demonstrate their creditworthiness to potential lenders – and that's where credit rating agencies come in. Standard & Poor's (S&P), Moody's a...
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Understanding 401(k) Plans: A Comprehensive GuideMany Americans are placing a greater focus on saving for retirement as the U.S. economy strengthens, and one key plan that can help is a 401(k) account. A 401(k) account, named after a section of the ...
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Understanding Freight Expenses: A Comprehensive GuideFreight expense refers to the price that is charged by a carrier for sending out cargo from the source location to the destination location. The expense is paid by the person who wants the goods trans...