retire
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Understanding the Stock Market's Recent Surge: 4 Key Drivers
Open up your 401(k) and smile. Who would have thought just four months ago that your investments would have turned out quite like this: stocks at or near all-time record highs? 18,000 for th
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Understanding Small Personal Loans: How They Work & What to Expect
Do your homework if you want to take out a personal loan to cover your emergency expenses. (iStock) According to a report by the Bureau of Labor Statistics (BLS), Americans spend most of their mo
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Dave Ramsey's 4 Baby Steps to Financial Freedom
Editor's note: Money expert Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including "The Total Money Makeover." His radio show "T
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Social Security Benefits: 3 Crucial Questions Before You Claim
Social Security benefits form an important part of most people's retirement plans, so you want to get the most out of the program as possible. The key to doing that is working hard to boost your
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Retirement Planning Secrets: 3 Proven Strategies for Financial Security
Saving for retirement is a monumental task, requiring several decades of diligent effort. Some people hope to circumvent that by playing the lottery or trying to bet on the right investments, but thes
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Social Security at 70: Maximizing Your Benefits – Is It Worth the Wait?
Your Social Security benefits are calculated based on your earnings during your 35 highest-paid years on the job. That's a formula you don't have any control over. What y
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Retirement Financial Risks: Understanding the 401k Shortfall
Even if you expect to live a fairly modest lifestyle in retirement, you'll still need money to pay for it. In fact, Social Security will generally do a good job of replacing 40% of your
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Avoiding Social Security Mistakes: 5 Reasons to Delay Claiming
As of June, the average retired worker was bringing home $1,514 a month from Social Security. This works out to almost $18,200 a year. All things considered, this isn't very much -- but for 62% o
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Retirement Savings: How to Catch Up & Achieve Your Goals
Saving for retirement requires investing a substantial amount of money. Sadly, many Americans don't think they'll be able to do that. In fact, according to a recent study on retirement
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Maximize Your Retirement: 3 Key 401(k) Strategies for 2020
These are trying times we're living through, and many people want nothing more than to see 2020 come to an end. If you have a 401(k) plan, the moves you make in the next few months could hav
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Early Personal Loan Repayment: Risks & Rewards - A Smart Guide
Thinking about repaying your personal loan early? Here are five dos and don’ts that you’ll want to consider first. (iStock) If you're almost done paying off your personal loan, it may be tempting
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Retirement Healthcare Costs: 3 Proven Strategies to Save Money
As a retiree, chances are good that medical care is going to be one of the single biggest expenses you face. In fact, recent research from the Employee Benefit Research Institute found that a senior c
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Protect Your Social Security: Avoid These Common Benefit-Reducing Mistakes
Millions of seniors count on Social Security as a major source of retirement income. If you're planning to do the same, you'll need to do your part to avoid reducing your benefits
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Claim Social Security Early? 3 Key Factors to Consider
The decision to file for Social Security isn't an easy one, since the age you claim benefits at will dictate how much monthly income you receive for the rest of your life. If you opt to
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Is the 4% Rule Still Viable? Rethinking Retirement Withdrawal Strategies
The 4% rule answers a question every retirement investor asks at some point: How much can I afford to withdraw each year from my savings, so that I don't run out of money? While it's great f
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Maximize Retirement Income & Minimize Taxes: A Smart Financial Strategy
Though you should expect to collect some money from Social Security as a senior, and you may have a decent amount of retirement savings to tap, generating extra income during your
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Retirement Income: Can $18,168 Annually Sustain Your Lifestyle?
Estimating your retirement expenses ahead of time isn't always the easiest thing to do. Until you're actually in retirement, you may not realize how much you'll ultimately spend on thin
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Helping Family in Need? Dave Ramsey's Guide to Generous Giving
Editor's note: Money expert Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including "The Total Money Makeover." His radio show "T
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Essential Retirement Questions: Secure Your Financial Future
Getting (and remaining on) the path to achieving financial wellness and your dream retirement relies much on knowing which questions to ask yourself. When planning for retirement, of course, you
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Social Security Benefits 2021: Expected Cost of Living Adjustment & Payment Updates
Social Security is a hot topic heading into the November election – and this week the Social Security Administration is likely to announce a slight increase in monthly checks for beneficiaries
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- Best Retirement Destinations with Excellent Healthcare - Affordable Options
- IRA Early Withdrawal Penalty Exceptions: What You Need to Know
- Avoid These Common Retirement Investment Mistakes
- Retirement Savings Calculator: How Much Do You Really Need?
- Roth IRA Conversion: A Comprehensive Guide for Tax-Free Retirement
- Retirement Savings Milestones: A Roadmap to Financial Security
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Stock Market Crash: Potential Risks & Economic ImpactDespite the fact that many saw it coming, the stock market crash of March 2020 took an enormous toll on global economies. Most G20 countries saw an economic downturn of 30 percent as a r...
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Maximize Your Savings: Understanding the Impact of Low APYThere’s some comfort in knowing that your money is in the bank down the street.But in the era of brick-and-mortar banks offering yields that are much lower than yields at many online banks, th...
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Financial Security: Suze Orman's Essential Steps for Unexpected Life EventsCan these two steps help safeguard y...
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Budgeting: When a Detailed Plan is Essential (and When It's Not)Is it important to live on a budget? Find out here when you do -- and dont -- need to m...