Savings
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Understanding Dividends: A Guide to Income from Investments
If you’re a stockholder, you’ve likely felt the rush of adrenaline as you watch the value of your portfolio surge. But the market doesn’t always go up. Sometimes it goes up and then spikes down,
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Capital One 360 Performance Savings Account Review: Rates, Fees & Features
The Capital One 360 Performance Savings account, commonly called Capital One 360 Savings, is a high-yield savings account with no monthly fees and no minimum balance required. Capital One makes i
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Stocks vs. Bonds: Understanding the Key Differences for Investors
If you’re a newbie investor, you may have no idea what you’re doing when it comes to investing in the stock market. If so, don’t feel bad – you’re not alone. According to Gallup, in 2019,
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Financial Independence: A Journey from Collecting to Conscious Spending
I used to be a collector. I collected trading cards. I collected comic books. I collected pins and stickers and mementos of all sorts. I had boxes of things Id collected but which essentially s
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Financial Independence & Early Retirement: Debunking Common Myths
As the financial independence and early retirement movement (or FIRE movement, for short) has gained popularity, some myths and misconceptions have sprung up about what it entails. Too many peo
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Series I Bonds: A Secure, High-Yield Investment Explained
I get a lot of questions about money. These questions tend to vary based on the asker and her needs, but theres one question I get more often than any other: “Whats a safe investment with
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Navigating Your First Rental Property: A Real-Life Story
Its official: Kim and I have moved from Portland to Corvallis, Oregon. We closed on our home — a 1964 daylight ranch with fully converted basement — at the end of August, and weve spent the past
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Baby Budgeting: Smart Strategies to Save Money on Baby Expenses
There’s a lot to learn when it comes to how to budget for a baby. Between baby food and the cost of diapers, sometimes it feels like there’s just not enough money to raise a child. If you
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The Importance of Monthly Savings: Building a Secure Financial Future
When it comes to saving for the future, the most commonly asked questions are “what funds should I choose for my 401(k) or IRA?” and “how much should I save per month?”. If you’re like mo
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Health Savings Accounts (HSAs): A Comprehensive Guide
Many companies are nearing the end of their open enrollment period soon, which that means it’s time for you to finalize your choices about your benefits. One of the options many employe
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Roth IRA as Emergency Fund: Pros, Cons & Considerations
Remember the Roth IRA Movement day two months ago? Along with a couple hundred other personal finance writers, I tried to twist your arm into opening a Roth IRA, the most flexible retirem
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Cloth Diapers vs. Disposable Diapers: Cost Analysis at 4 Months
I was so convinced that cloth diapers would save me money – thousands of dollars, in fact – that I blogged about the cloth diaper savings months before my first baby was even born. Talk a
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Retirement Planning for Freelancers: IRAs & Savings Strategies
Saving for retirement can be a very daunting and confusing chore for anyone with a pulse. But squirreling away cash is especially tough for the growing number of young(ish) Americans who
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Health Savings Accounts (HSAs): A Beginner's Guide to Savings & Benefits
High Deductible Health Plans paired with Health Savings Accounts (HSAs) are one of the fastest growing types of plans. Are you just opening an HSA or still trying to figure out how yours
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Emergency Fund: How Much Do You Really Need?
Since we were kids, most of us have heard our parents and grandparents talk about “saving for a rainy day.” The idea is that you need to put money aside when times are good so that you’ll
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Top Money-Saving Books: Inspiring Strategies for Frugal Living
I’m a fan of reading other people’s ideas about saving money, especially when I’m feeling rather smug about my frugal lifestyle. Why yes, I did have leftovers for lunch today! It is alway
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Creative Money-Saving Ideas for Kids: Fun & Engaging
Kids, especially the younger ones, come up with some pretty creative ways to save money or to get money. Some kids get really into money, even when they are just toddlers. I was fascinate
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Prioritizing Your Savings: A Smart Plan for Financial Security
Does your list of savings goals feel a little overwhelming? You need to save for retirement, obviously. And you’d like to pay for your child’s education– but those are decades away.
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Tax Refund Savings: Pros, Cons & How to Maximize Your Money
According to surveys and IRS data, approximately 59% of Americans are expecting to receive a tax refund this year, with an average refund amount of $2,894. This means many tax payers are
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Achieving Your Financial Goals: A Realistic Planning Guide
You want it all – who doesn’t? Unfortunately, for most of us it’s not so easy and there is no “silver bullet” to achieving all of your financial goals. I must confess that I am weary (and
Savings
- Winter Vacation Cuts: Millions Forego Travel Due to Cost & Other Factors
- FIRE Movement Documentary: Insights from 'Playing with FIRE'
- Gas Savings: A/C vs. Windows - Which is More Efficient?
- GiftCards.com Review: Legitimacy, Discounts & Personalization
- Avoid These 5 Common Financial Mistakes
- College Savings: A Comprehensive Guide for Parents & Students
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Understanding Your Rights: A Guide to the Fair Credit Reporting Actdiv.cus...
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Digital Ownership: Do You Really Own What You Buy Online?Being stuck at home, thanks to the COVID-19 pandemic, means it's a good thing buying media online is so easy and universal. If you need a book, a movie, or an entire TV series to binge, you can bu...
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Understanding Privately Held Companies: Definition & Key FeaturesA Privately Held Company is a company that is wholly owned by individuals or corporationsCorporationA corporation is a legal entity created by individuals, stockholders, or shareholders, with the purp...
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Pre-Owned Engagement Rings Under $1,000: Designer Deals & Stunning FindsEngagement rings cost a pretty penny. (Or, okay, more than a pretty penny.) But, assuming you're fine with a pre-owned ring, you can actually get some great deals — and sometimes even on high-end ...