Savings
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Market Timing: Understanding the Strategy & Its Risks
In my previous post, a few commenters brought up the issue of market timing, generally taking me to task for appearing to advocate it. Market timing is a topic of much discussion, primarily
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Understanding Investment Risk: The Sheep and Wolf Analogy
Imagine that youre a farmer. You live in a rural county where everybody raises sheep. The countys farmers, on the whole, prosper. Their flocks tend to grow by 10 percent every year. Some years ar
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Managing a Sudden Inheritance: A Practical Guide
When my father died in 1995, he left behind a small life insurance policy that awarded each family member $5,000. It wasnt much, but it was the best he could do based on the fact that he had can
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Alternative Investments: Diversify Beyond the Stock Market
Investing requires resolve and a long-term vision, but it doesnt actually have to involve the stock market. Heres a guide to non-stock investing options: Precious Metals During the Great Recessi
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Investing for Beginners: A Practical Guide to Getting Started
Confession time: Despite a financial and business education more comprehensive than most, I never invested. I grew up poor and just couldnt wait for my first “serious” job and those
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Navigating Investment Advice: A Critical Look at Financial Planning
In January, I accompanied Kim to an appointment with Paul, her investment adviser from Edward Jones. Pauls brother was my best friend in grade school and junior high, and we have many mutual frie
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Dividend Reinvestment Plans (DRIPs): A Beginner's Guide
In my previous post, I listed three things you need to start investing. Number three was opportunities. Sometimes those opportunities are unique, one-off types of things; however, they can just
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![CD Rates: Find the Best Certificate of Deposit Interest | [Year]](https://www.etffin.com/article/uploadfiles/202110/2021101011035938_S.jpg)
CD Rates: Find the Best Certificate of Deposit Interest | [Year]
Certificates of deposit (often simply called CDs), by definition are time deposits. You give your money to the bank and then promise not to touch it for a specific length of time. In general, the
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Retirement vs. Financial Independence: Understanding the Difference
Last Sunday, I shared the transcript of a recent conversation between me and Mr. Money Mustache. We talked a lot about retirement and what it takes to get there. “You and I are both suppose
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Landlord Income: A Guide to Generating Passive Income Through Rental Properties
If you visit personal finance or investing blogs on a regular basis, youve probably read countless articles on the virtues of passive income. After all, many personal finance experts believe that
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Wedding Rings: Financial Investment or Sentimental Value?
Divorce. Its an unattractive yet common end to a relatively high percentage of marriages in the U.S. In fact, as many as 50 percent of American marriages end this way, often leaving catastrophic
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Fix and Flip Homes: A Realistic Path to Wealth?
Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and in
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Retirement Planning: 5 Often-Overlooked Factors for Financial Security
If you love cat pictures, today is your lucky day. Because Im back! As longtime readers will recall, I contributed to Get Rich Slowly from 2009 to 2013. I often wrote about more “technical&
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ETFs: A Comprehensive Guide for Portfolio Diversification
Exchange-traded funds (commonly known as ETFs) are a relative newcomer to the American investment scene, having been approved to be publicly traded by the New York Stock Exchange just over 20 ye
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Investing Strategies: Balancing Index Funds and Individual Stocks
A discussion about personal finances can be a polite, congenial affair. Few people come to blows over insurance or budgeting. But some topics inflame financial passions, and one of them is invest
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Empowering Women: Financial Confidence and Breaking the Confidence Gap
For the past two years, the topic of women and money has come up in my life quite a bit. Im guessing it has something to do with the fact that Im a woman who writes about money. But as a woman wh
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Mutual Fund Evaluation: Strategies for Enhanced Investment Returns
Im a bit of a nut about Christmas; I even have a daughter named Noelle. So this time of year can be a bit of downer for me. The tree gets disassembled, the Bing Crosby CDs get packed away, and t
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Wedding Savings Strategies: A Real-Life Story
When my husband proposed to me on July 10th, 2005, I was ecstatic. In fact, Im pretty sure I screeched “Yeeeeeeeeessssssssssssssssssssssssss” before he could even pull the ring out of
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Unlocking the Benefits of Savings Accounts: A Practical Guide
Savings accounts? Are you crazy? Boo, hiss. These days, savings accounts are only used as joke fodder for late-night comedians, but there are benefits of a savings account. Take the mom who wants
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CD Laddering: A Guide to Safe & Accessible Investments
How to build a CD ladder? Its a great question — unless you have no idea what a CD “ladder” even is. Lets start at the beginning. A CD ladder is a method of staggering the matu
Savings
- Save Money & Energy: Simple Tips for a More Efficient Home
- Online Banking: A Comprehensive Guide to Internet & Mobile Banking
- Big Tech's Stock Surge: Impact on Pensions and the Economy - Varney & Co.
- Millennial Moving Out: A Practical Guide to Financial Independence
- Strategic Splurging: Balancing Indulgence with Your Budget
- Salary vs. Hourly Pay: Understanding the Key Differences & Overtime
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Self-Employed Loan Options: A Comprehensive Guide for Freelancers & Business OwnersBeing self-employed can make applying for a loan a bit complicated — you don’t get pay stubs or W-2s from an employer that show you earn enough income to make monthly payments. For...
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401(k) vs. IRA: Tax Filing Differences ExplainedTraditional individual retirement accounts and 401k plans both offer tax-deferred retirement savings options. IRAs are created by individuals while 401k plans are offered through employers. Though the...
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James Glassman's 2020 Stock Predictions: A Data-Driven OutlookMy annual stock choices beat Standard & Poor's 500-stock index for the fourth year in a row in 2019, and the margin was pretty spectacular, if I do say so myself. For the 12 months ending Oct...
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Maximize Holiday Savings: Earn 5% Cash Back at Walmart, Amazon & Target...