Savings
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Top Budgeting Apps of 2024: Simplify Your Finances
Managing finances is no easy task for most people. In fact, personal finances can be downright chaotic. When you’re dealing with unpredictable bills, unmanageable debt, or a lack of money to spend on
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Top 8 Payment Apps for 2024: Secure & Convenient Digital Transactions
The world is increasingly moving to a cashless state as more and more mobile apps that enable digital transactions become available to consumers. According to Square Capital, the percentage of cashles
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Essential Budget Categories: A Guide to Financial Planning
Financial expert Dave Ramsey said it best when he explained how a budget is telling your money where to go instead of wondering where it went — sage advice all consumers would be wise to follow.
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Retirement Planning: A Comprehensive Guide for Americans
Unless you’re fortunate enough to work in a field where there is a clear exit strategy with a pension and a golf course waiting for you after 30 years, retirement may seem like a distant and nebulous
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Stock Picking Strategy: An Insider's Approach to Investing
Ive been doing what I call “investment banking” for a friends company (I say it that way because the work I do is almost definitely not what you probably think of when you hear the t
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Financial Checkup at 30: Are You On Track?
“I cant believe Im going to be 30!” I told my Dad at the beginning of the year. As I had said the same thing when I turned 20, I knew he would reassure me that 30 actually wasnt th
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Understanding Investment Risk: Finding Suitable Options
Do safe investments exist? The short answer is no because every investment involves some level of risk, which means it can lose value. But the relative risk of investments varies widely. Some in
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Decoding Warren Buffett's Investing Strategies: A Practical Approach
If you want people to read your investing-related post or book, youll increase your chances by mentioning Warren Buffett in your title. After all, I just did it — and it might be why you
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Understanding the 401(k) System: Risks and Individual Responsibility
If you never watch PBS “Frontline,” youre missing out on some of the best journalism on TV. I dont agree with every viewpoint they advocate, but each episode is thought-provoking and
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Coverdell ESA: Your Guide to Tax-Advantaged Education Savings
A Coverdell savings account, or a Coverdell Education Savings Account (ESA), is an investment account that is tax-free when used for qualified higher-education expenses. Assets in Coverdell accou
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Roth IRA: A Tax-Smart Strategy for Higher Income Tax Rates
This year, it happened — something many have been predicting for years: Taxes went up. And most likely, the hikes will just keep coming. Theres no other way to pay off the countrys debt an
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Maximize Your 401(k): Simple Strategies for a Stronger Retirement
As it stands right now, there is just over $4 trillion in 401(k) plans. Thats trillion with a capital “T.” If youre working for a company, then youre probably one of the 67 million Am
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Retire Abroad on a Budget: A Realistic Guide to International Retirement
For as long as I can remember, I have known that I wasnt fit for the corporate world. Like J.D. Roth, the founder of Get Rich Slowly, I am an introvert, not a fan of authority and even less of s
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Protect Your Investments: Avoiding Problematic Financial Advisors
How would you feel if the financial adviser you hired to take care of your investments had four previous instances of customers filing a complaint against them? What if they had been fired from t
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Financial Blogger Conference: Insights & Keynote Speakers
I spent last week in St. Louis for the third-annual Financial Blogger Conference. In two short years, Fincon has grown into more than just a gathering of bloggers. The place was packed with 500 b
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Understanding Treasury Yields: A Key Economic Indicator
This is a guest post by Sam, author of Financial Samurai, “How to Engineer Your Layoff,” and founder of the Yakezie Network. Finance and investing dont have to be complicated. Consis
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Understanding Your Financial Planning Meeting: A Fidelity Advisor's Perspective
Once every six months, whether I need to or not, I meet with my investment adviser from Fidelity. Ive been doing this for five years, and have come to value the experience as truly educational. O
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Why Do You Save Money? Understanding Your Savings Goals
Last week, I wrote about a conversation with my investment adviser. In the article, I mentioned that my current income roughly covers my current spending except that Ive been spending an average
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Achieve Financial Freedom: A Concise One-Page Guide
This year, I learned a lot about money. I think the biggest breakthrough I had in 2013 was to connect the ideas of personal and financial freedom. I spent a week in Ecuador talking with folks ab
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Credit Unions vs. Banks: Which is Right for You?
One of my money resolutions is to switch banks. Ive been a long-time customer of a big bank that, in recent years, has stood out among headlines that reveal sneaky and unethical business practic
Savings
- Understanding Savings Bonds: Redemption & Early Cashing
- Alternative Investments: Diversify Beyond the Stock Market
- Albert App Review 2023: Is It the Best Financial Assistant?
- Prioritizing Your Savings: A Smart Plan for Financial Security
- Government Shutdown Highlights Importance of Emergency Savings
- Protecting Your Finances: How to Set Healthy Boundaries with Family
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Safe Haven Investments: Protecting Your Portfolio During Economic UncertaintyA safe haven is a term that refers to an investment that is anticipated to maintain or increase in value during times of economic downturn. Such investments are believed to be a safe option for invest...
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Second Stimulus Check: Latest Updates & What to ExpectAre you waiting to find out if you will receive another stimulus check? Here's wha...
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Escrow Refund After Refinancing: Timeline & What to ExpectYour former lender likely owes you money if you had an escrow account before you refinanced your mortgage. Less certain is the exact turnaround time of a refund check. Ask your previous lender for a t...
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Weighted Average Cost Method: A Comprehensive Guide for Small BusinessesA guide to how the weighted average cost method w...