banking
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Understanding and Vacating a Judgment: Protecting Your Credit & Future
Having a judgment as part of your public record can be hugely damaging in several ways, especially if it’s related to a lawsuit for collections on an unpaid debt. First, it shows up on your c
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Credit Report Dispute: Why Online Isn't Always Best - Expert Advice
Thanks to modern technology, you can do just about anything online, including dealing with errors on your credit report. So while it sounds easy to initiate a dispute through the credit bureaus’ web
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Fair Credit Billing Act (FCBA): Your Rights & Protection Against Billing Errors
Have you ever received a bill from a credit card company that contained errors? Did the merchant charge your card twice? Does your billing statement contain unauthorized charges for goods or service
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Free Credit Reports: Your Guide to Accessing & Understanding Them
What is a credit report? Most people already know what a credit report is, but let’s go over the basics real quick, just in case. Credit reports are sometimes referred to as “credit files” or “credi
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Rent an Apartment with Poor Credit: Tips & Strategies
Having bad credit can come back to haunt you in inconvenient ways. Being denied for a credit card and receiving loan offers with sky-high interest rates are just a few of the unfortunate consequence
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Removing Bankruptcy from Your Credit Report: A Step-by-Step Guide
Did you know that more than 500,000 Americans declare bankruptcy each year? While unfortunate, it’s helpful to know that you are not alone when dealing with bankruptcy. Even after your bankruptcy is
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Removing Collections from Your Credit Report: A Comprehensive Guide
When you’re attempting to fix your credit, having one or more collections can put a huge damper on getting your credit score on an upward trajectory. While getting a collection removed from your cre
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Understanding Credit Scores: What They Are & Why They Matter
Despite the impact that credit scores can have, many people misunderstand what they are and how they are calculated. Your credit affects every aspect of your life in ways that you may not expect. F
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Debt-to-Income Ratio (DTI): Calculation & Importance
Your debt-to-income ratio is crucial, especially when you apply for a mortgage, home equity loan, or another large personal loan. By understanding what it is and what your target number should be,
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Apple Financing Credit Score Requirements: What You Need to Know
Are you thinking about applying for the Apple Financing? The minimum recommended credit score for the Apple Card is 640. However, there have been reports of approvals with a score as low as 600. Wh
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ATV Loan Credit Score Requirements: What You Need to Know
Are you thinking about applying for an ATV loan? The recommended minimum credit score for an ATV loan is 640. However, it’s possible to qualify for a bad credit loan with a credit score much l
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Honda ATV Financing: What Credit Score Do You Need?
Are you thinking about applying for the Honda ATV financing? The minimum recommended credit score for financing through Honda Financial Services is 590. However, there have been reports of approvals
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Nissan Financing: What Credit Score Do You Need?
Are you thinking about applying for the Nissan financing? The minimum recommended credit score for this credit card is 660. What else do I need to get approved for Nissan Financing? There’s n
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PayPal Extras MasterCard: Credit Score Requirements & Approval Tips
Are you thinking about applying for the PayPal Extras MasterCard? The minimum recommended credit score for this PayPal credit card is 700. How to Increase Your Chances of Getting Approved for PayPa
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Walmart Credit Card: Minimum Credit Score & Approval Requirements
Are you thinking about applying for a Walmart Rewards card from Capital One? The minimum recommended credit score for this credit card is 700. However, there have been reports of approvals with a cr
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Understand & Improve Your Credit Score: A Comprehensive Guide
Just like you’d get an annual health check-up, a regular credit check can help make sure you’ve got your finances under control. At the very least, you should check your credit score onc
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Costco Anywhere Visa Card by Citi: Credit Score Requirements & Approval Factors
Are you thinking about applying for the Costco Anywhere Visa Card by Citi? The minimum recommended credit score for this Costco credit card is 750. What else do I need to get approved for the Costc
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U.S. Bank Visa Platinum Card: Credit Score Requirements & Approval Factors
Are you thinking about applying for the U.S. Bank Visa Platinum Card? The minimum recommended credit score for this credit card is 750. What else do I need to get approved for U.S. Bank Visa Platin
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FACTA: Understanding the Fair Credit Transactions Act & Identity Theft Protection
Back in the early 2000s, identity theft was just becoming an issue. By no means was it rampant, but those who knew how to read the signs could foresee what was coming. They were right. In 2018, 14.
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Removing Tax Liens from Your Credit Report: What You Need to Know
How does a tax lien affect your credit? As of April 2018, tax liens no longer affect your credit score. All three major credit reporting agencies decided to drop tax liens from their reports. Howeve
banking
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Top Online Brokers for Day Trading in 2024
If you’re a day trader or a prospective one, you’ll definitely want a brokerage that fits your needs. Unlike buy-and-hold investors — who access the market infrequently — ...
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Oil Prices Surge Above $30 - Market Analysis & FactorsOil prices climbed above $30 for the first time in more than a month Monday as production cuts by the world’s largest producers and a slow return of demand continue to provide support. West Tex...
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Understanding Audit Opinions: Types and What They MeanIn the independent auditor’s reportAuditors ReportAn independent Auditor’s Report is an official opinion issued by an external or internal auditor as to the quality and accuracy of the, an...
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Advertising Budget: Definition, Planning & Best PracticesAn advertising budget is a company’s allocation of promotional expenditures over a specified time period. It is a measure of a company’s planned expenditure on accomplishing marketing obje...