banking
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Varo vs. Chime: A Comprehensive Comparison for 2024
Online-only banks are the future of banking. Once you sign up for an account, you can do everything you would do at a brick-and-mortar bank. Except you don’t have to drive to a branch location or deal
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ChexSystems Security Freeze: Understanding Your Banking Report
If you’re not familiar with the consumer report agency ChexSystems, consider yourself lucky. The consumer reporting agency tracks information on your banking habits, like overdrafts, bounced checks, s
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Understanding Checking Account Denial: 7 Common Reasons & How to Improve Your Chances
There are many reasons for being denied a checking account. Banks still take a risk when they give you a checking account, even though they’re not lending you money. Understanding the most common reas
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Checking Account Requirements: Do Banks Check Your Credit?
If you’re considering opening a checking account, you may worry that your credit score isn’t high enough to get one. If you had some mishaps on your credit report, you may think you’re out of luck. Bu
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Top High-Yield Savings Accounts of 2024 | Compare Rates
Saving money is great, but earning interest on that cash is even better. While historically low interest rates are great when you need a loan, they don’t help much when you want to put your money to w
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Top Savings Accounts of 2022: High Yield & Low Fees
Whether you’re setting aside money for a long-term goal or a short-term need, the right savings account can help you save in the best way possible. Maybe you’re looking for a high interest rate or pre
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ChexSystems Alternatives: 5 Credit Unions Offering Account Options in 2024
If you’ve ever been turned down for a checking or savings account, then you’re probably already familiar with ChexSystems. The consumer reporting agency keeps a record of any banking issues you’ve had
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ChexSystems Check: How to Find Out If You're Listed & What To Do
Knowing how to tell if you’re in ChexSystems is just as important as checking your credit report. If you’re in ChexSystems, it’s not good. It could make it difficult (if not impossible) to open new ba
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Understanding ChexSystems & Bank Account Denials
What is ChexSystems? ChexSystems is a consumer credit reporting agency that helps banks decide whether to open a checking account for a new customer. They provide information for banks and credit unio
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ChexSystems Alternatives: 20 Banks for Checking Accounts in 2022
If you’re someone who has had issues with your checking account in the past, then you know that it can be difficult to find a new bank to take you on as a customer. From too many instances of insuffic
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Top 8 Prepaid Debit Cards of 2024: Features & Benefits
You can use a prepaid debit card just as you would any other debit card, except that you preload it with cash instead of it being connected to your checking account. Prepaid debit cards come with seve
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Chime vs. Simple: A Comparison for Modern Banking
Editor’s note: Simple, a subsidiary of BBVA USA, is being shut down. BBVA USA got bought out by PNC Bank. For current Simple customers, we recommend giving Chime a shot. If you’ve been looking for an
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Chime Review 2022: Fee-Free Mobile Banking & Savings
If you’re looking for a way to eliminate needless monthly expenses, banking fees are a great place to start. They may seem harmless, but these small, monthly charges add up over time to a lot of waste
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Top Money Market Accounts of 2022: High Yield Savings
A money market account is a type of savings account that typically requires a higher minimum deposit and daily balance, yet it offers higher interest rates than most standard savings accounts. Ready t
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ChexSystems Dispute & Removal: A Step-by-Step Guide
If you’ve been denied a checking or savings account at a bank or credit union, it is likely due to a negative listing on ChexSystems. ChexSystems is a consumer reporting agency that consists of a netw
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Understanding ChexSystems: How Long Does a Record Stay?
If you’ve ever applied for a savings or checking account at a new bank and been turned down, ChexSystems was likely to blame. A ChexSystems report contains a record of your activity and account closur
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ChexSystems: Understanding & Correcting Your Report - Contact Information
If you’ve ever tried to open a new bank account and been turned down due to items on your ChexSystems report, you know how frustrating it can be. However, what many people don’t realize is that you ha
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Best & Cheapest Online Money Transfer Services - 2024
With countless payment apps and providers available on your laptop, tablet, and smartphone, it can be hard to pick one to use. This technology makes it easier than ever to pay back your friend for cov
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Compound Interest: How It Grows Your Savings - A Beginner's Guide
Remember that old movie line, “I wish I had a dime for every dime I had”? Whether you’re adding money to a high-yield savings account or socking it away in a certificate of deposit (CD)
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Choosing a Bank? Why Online Research Matters
You’ll quiz friends, family, and social media followers about whether the new iPhone is worth it. And you’ll deal with a grumbling stomach while scrolling through Yelp reviews in order to fin
banking
- Savings Accounts: Security vs. Growth - Understanding the Trade-offs
- Smart Holiday Spending: 5 Proven Ways to Save Money This Season
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- Avoid Bank Fees: Strategies for 2024
- Preventing Medical Debt: 5 Proactive Steps to Protect Your Finances
- Arizona Unemployment Benefits: Application Guide & Eligibility
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Aspire Credit Card Payment Options: Online, Phone & MailAspire payments can be made online, by phone or by mail. Missing a payment or making a late payment that gets reported to the credit bureaus are two of the biggest things that damage your cre...
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Student Checking Accounts: A Comprehensive Guide for StudentsWhether you’re in high school, college or vocational school, a student checking account could be the beginning of a long-term banking relationship. Student checking accounts are pe...
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Barclays Credit Cards: Application Guide & OptionsHow to Apply for a Juniper Credit Card In February 2003, Juniper Bank changed its name to Barclays Bank Delaware. As such, Juniper Bank (as Barclays Bank Delaware), is a subsidiary of Barclay...
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Maximize Your Pandemic Savings: Smart Financial StrategiesHave extra money on your hands? Here's how to make the most of it. ...