Understanding Credit Cards: A Beginner's Guide to Responsible Use

I was 18 when I got my first credit card. There was a booth on my college campus offering a t-shirt and a voucher to the local pizza buffet if you applied. Back then, that might as well have been gold

When to Avoid Using Your Credit Card: 7 Situations to Pay with Cash

In this day and age of expediency, nobody wants to be that person holding up the grocery line with a pesky check. But according to this Yahoo! article, there are times – seven to be exact – when you s

Personal Loan vs. Credit Card: Which is Right for You?

It can happen to anyone: You got nailed with a well-placed social media ad and now you need that pricey multi-purpose pan (or memory foam pillow set, or underwear subscri

The Hidden Costs of Minimum Credit Card Payments

Accepted the world over (and all over the world wide web), your credit card turns money into something magical: a plastic genie emerging from wallets and purses, bestowing purchasing power and rewards

Debt Consolidation with Personal Loans: A Comprehensive Guide

Youve spent years juggling debt on multiple credit cards with different rates and payment schedules, and you have hit your limit (literally or figuratively).   Maybe youve already consolidated y

Prepaid Cards vs. Debit Cards: Which is Right for You?

When youre trying to stick to a budget, any trick that might help you curb your spending habits seems worth trying. Prepaid cards, which are often reloadable, may look like an easy solution. You can o

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