budgeting
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Unemployment Claim Status: How to Check if Your Benefits Have Been Approved
Losing a job can be extremely stressful. In fact, on the Holmes-Rahe Social Readjustment Rating Scale, it falls in the top ten of life's most stressful events, which includes the death of a spouse
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Lost or Stolen EBT Card in Alabama? Here's How to Get a Replacement
If you receive public assistance in Alabama, the Department of Human Resources issued you an Electronic Benefits Transfer card that works like a debit card and lets you access your benefits. If this c
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Understanding Certificates of Judgment: A Comprehensive Guide
A certificate of judgment is issued by a court clerk. There are many reasons why a person may file suit against another. Many people assume that a court judgment in their favor results in due
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Maryland Low Income Limits: Definitions & Eligibility for Assistance
In the general population, the term "low income" casually describes a person or family that earns less than the median income for their area. In Maryland, however, several government program
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Requesting a Refund: A Professional Letter Template for Unfulfilled Services
You may prepay for services from time to time, possibly to get a better deal on the work, or maybe because it is one of the terms of an offer to schedule services in advance. Sometimes when you do thi
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Paying a Traffic Ticket Without a Citation Number: A Simple Guide
Write your drivers license number on your check to ensure the court clerk credits your citation. No one enjoys parting with money for traffic tickets. Sometimes the best course of action is t
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Accessing a Deceased Person's Bank Account: Executor & Beneficiary Rights
You can only access a deceased person's bank account if you have an ownership stake in that account or if you have been appointed by the court to act as the executor of the deceased owner's es
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Calculate Your Income Percentages: Financial Tracking & Management
Calculate income percentages for personal financial tracking and management. Most people know how much income they make. What they might not know is how much of their income goes toward certa
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Unemployment Benefits and Military Reserve Status: What You Need to Know
Generally, you can file for unemployment compensation if you are a member of the Reserves. Unemployment insurance is for people who have experienced substantial declines in their income, through no fa
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Appealing Unemployment Overpayment: A Step-by-Step Guide
If your state unemployment agency sends you an overpayment notice, it means it believes you received unemployment benefits for which you were not entitled. The alleged overpayments may have occurred i
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FMLA Denial: Your Rights and What to Do Next
A mother is talking to her injured child. Employers are compelled to grant up to 12 weeks of unpaid leave to employees who qualify for protection under the Family and Medical Leave Act and ha
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Injured Spouse Claim: How to Check Your Claim Status & Protect Your Refund
You can check the status of an injured spouse claim. Even the IRS acknowledges that people have lives before they get married, and some spouses keep their financial affairs separate. The gove
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Detecting Electricity Theft: Signs, Risks & Prevention
Transmission towers. Electric companies and consumers lose billions of dollars annually to electricity theft. Drug dealers use stolen electricity to power indoor marijuana growing operations
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Program Budget: Definition, Importance & Creation
Perhaps your organization wishes to develop a team building program or an annual charity program. Whatever the event, such activities cost money. A prime consideration in whether or not a program can
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Reapplying for College Scholarships: A Winning Letter Guide
Write a letter to reapply for a scholarship to fund your education. When you're reapplying for a college scholarship, discuss how receiving the scholarship the first time improved your ac
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Trust vs. Escrow Accounts: Understanding the Key Differences
In financial circles there is often a need to store money, sometimes for long periods of time. When a person wants to store cash safely, banks offer to create an account and store the funds for checki
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Understanding Account Seizure by Loss Prevention: What to Do
Every bank has a loss-prevention team responsible for ensuring that the bank does not incur losses of any kind. Loss-prevention teams handle fraud inquiries and investigate instances of theft. However
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Annualizing Weekly Variance: A Guide for Investors
Annualization is commonly used to standardize a set of observed data for more meaningful results. Variance is a commonly used risk measure investors use to analyze historical and expected ret
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Check Your Kmart Rewards Points: A Quick Guide
Give a sales associate your rewards card to get your points balance. Earning reward points for certain purchases made at Kmart and Sears stores gives shoppers more opportunities to save money
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Unclaimed Money Malaysia: How to Claim Lost Funds (1965 Act)
If youre uncomfortable filing online, visit the Registrars Office in Kuala Lumpur. Is it possible to forget about money in this day and age of belt tightening and roller coaster economic news
budgeting
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Empowering Black Futures: 4 Personal Finance Influencers to FollowThese people are definitely worth fo...
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Variance Calculation: Formula, Analysis & Financial PlanningThe variance formula is used to calculate the difference between a forecast and the actual result. The variance can be expressed as a percentage or as an integer (dollar value or the number of units)....
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Top 5 Robo-Advisors: A Comprehensive ComparisonThe list of the five largest robo-advisors is constantly changing, with platforms doubling in size under short periods and offering similar cash management products that get lumped together with tradi...
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Understanding Happiness: A Timeless PerspectiveThe dialogue about happiness has not changed much for the past 3000 years since ancient Greek and Roman times.But people pretend that everything has changed and that more people are unhappy than ever....