debt
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VA Loan and Divorce: Understanding Your Rights and Options
Veteran loan holders must follow VA rules when engaged in divorce proceedings. Marriage can sometimes lead to an untimely and unfortunate divorce. When a military veteran has a VA-guaranteed
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Refinancing a Car Loan After Divorce: A Guide
A man is signing a document in an office. Divorce brings a number of financial headaches, and refinancing a car in your own name might be one of these. A refi alerts the lender that you'r
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Federal Direct Unsubsidized Loans: What You Need to Know
The federal government provides financial aid to eligible students enrolled at an accredited college, university or other post-secondary institution. The William D. Ford Federal Direct Loan Program is
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Financial Assistance from Churches: A Guide for Those in Need
Churches often assist orphans and widows. Many churches and ministries designate a portion of their funds for benevolence to distribute to community members needing food or financial help. Ch
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Understanding Prorated Payments: Definition & Calculation
Prorate is a mathematical term. Throughout your life, you'll be extended prorated offers, which are goods or services that are temporarily discounted based on the timing of your purchase,
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Loan Payment Calculator: Calculating Payments at 7% APR
Calculating a 7-percent per annum loan rate is easy to do. It involves converting the interest rate to a decimal and then multiplying that figure times the value of the loan. Loan V
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Vehicle Security Agreement: Protect Your Auto Loan Investment
A young couple looks very happy as they are about to drive away in a newly purchased car! A vehicle security agreement is used when a customer purchases a vehicle that the buyer requires coll
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Tip Protection Laws: Understanding Wage Garnishment for Waitstaff
Under the Federal Wage Garnishment Law, tips aren't considered earnings and they're not subject to garnishment. But states are free to enact their own laws and what holds true on one side of a
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Georgia License Suspension for Child Support: Reinstatement Process
Having your license suspended in Georgia due to back child support makes routine activities difficult, such as getting to work or school. Your license can be suspended in Georgia if you pay court-orde
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Promissory Note Statute of Limitations: State-by-State Guide
A promissory note is a financial instrument used to document the terms of a loan agreement. Since promissory notes are legally binding, there are consequences if you default. Each state has its own st
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Understanding LIBOR: A Comprehensive Guide to the London Interbank Offered Rate
The LIBOR index is used to decide loan or mortgage rates. LIBOR is an acronym for London Interbank Offered Rate: a rate of interest calculated based on the information provided by London bank
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Dental Implant Financing Options: Affordable Solutions
The average $1,500 to $7,500 per-tooth cost for dental implants are a 100 percent out-of-pocket expense for the uninsured and for those whose insurance excludes implant procedures. Some insurers will
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Understanding the Consequences of Unpaid Medical Bills
Medical form with a pen When you can't pay your medical bills, the first course of action is to negotiate a payment plan or settlement with the provider. If you ignore the bill, your acco
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Understanding and Calculating Your Car Lease Money Factor
Money factor is important for car loans. When you lease property, such as with a car lease, you need to repay more money than you use the asset. To figure how much you are going to owe each m
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Calculate Your Installment Loan APR: A Simple Guide
Figure your APR on an installment loan. If you have taken out a loan and are paying it back in installments, you can calculate the annual percentage rate, or APR, based on the interest you ar
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Understanding 90 Days Same as Cash: A Consumer Guide
Retailers are ever alert to ways of drawing in new customers and generating more sales. Whether it be for refrigerators, washing machines or new computers, one alluring offer frequently seen is the &q
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Understanding Non-Performing Loans: Causes & Consequences
Nonperforming loans are loans, especially mortgages, that organizations lend to borrowers but do not capitalize on. In other words, the borrower cannot pay the loan back in full, or even enough for th
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Charge-Off Accounts: Understanding What It Means & What Happens Next
Credit agreement. A charge off account is a tax and accounting maneuver done by a creditor. It means that they are reporting the debt as a loss on their income taxes so that they may claim it
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Financing a Transmission Replacement: Options & Strategies
There are many ways to finance a new transmission. If your transmission breaks, there's often little advance warning. Transmissions are extremely expensive and necessary to operate a car.
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Calculate Annual Percentage Rate (APR) from Daily Rate: A Simple Guide
How to Convert Daily Percentage Rate to Annual Percentage Rate Tip Convert an annual percentage rate into a daily percentage rate by dividing the annual percentage rate by 365. The calculatio
debt
- Building Credit for Teens: A Comprehensive Guide
- Amortization vs. Sinking Fund: Understanding the Key Differences
- Understanding Prorated Payments: Definition & Calculation
- 401(k) Loans & Withdrawals: Impact on Credit Score Explained
- Medical Debt and Your Credit Report: What You Need to Know
- Payday Loans: Understanding How They Work & Associated Risks
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Visa Partners with Crypto.com to Enable Cryptocurrency PaymentsVisa has announced that it will allow customers to settle transactions on its payment network in USD Coin – a stablecoin cryptocurrency linked to the US dollar.The announcement follows similar decisio...
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Financial Statistics for Women: Understanding Key Trends & InsightsAs women, we’ve been fed lies about money from a young age. Weve been told were bad with money, frivolous spenders, unable to invest or pay off debt. We’ve been shut out...
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Boat Short Sale: Protecting Your Credit & OptionsA short sale of your boat may save your credit score. If you use financing to obtain the money to buy your boat, then you need to pay the amount back to the lender over time. If, at any point...
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Understanding Beneficiaries: Who Receives Your Assets?
Whenever you open a financial account, you’re almost always asked to name a beneficiary. Simply stated, a beneficiary of the account is someone who is entitled to the benefits of the account, ...