debt
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Understanding Student Loan Forbearance: Types & Eligibility
What Does Administration Forbearance Mean? An administrative forbearance is a temporary postponement of your student loan payments, granted by your lender. There are two types of administrati
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Understanding Georgia Title Loan Repossession Laws
Georgia doesnt limit the maximum value of a title pawn. Georgia, unlike most states, considers title loans to be pawn transactions. Title pawnbrokers are licensed and monitored by local polic
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Surety vs. Guarantor: Understanding the Key Differences
A couple os meeting with a loan officer. When a person or organization borrows money, sometimes lenders seek commitments from a third party to ensure the debt will be paid. Sureties and guara
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Canceling a Promissory Note: A Comprehensive Guide
A promissory note is a promise to pay a certain amount of money. It's a legal document voluntarily signed by two or more parties. The notes are binding contracts and include a variety of informati
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Understanding Loan Forbearance: A Comprehensive Guide
Forbearance can help borrowers keep their heads above water. Consumers who find themselves in a financial bind may have no other choice than to temporarily cease payments to their creditors.
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Line of Credit with Cosigner: Benefits & Risks
If your credit score is low or your income isn't consistent, lenders may reject your application for a line of credit. Cosigners with strong credit scores and high income can help applicants secur
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Earn Cash Recycling Plastic in Georgia: A Comprehensive Guide
Recycling plastic for cash can be a profitable effort in Georgia. With the second-largest end-of-use recycling infrastructure in the country, Georgia sets an example many other states could f
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Conquer Spending Guilt: A Guide for Conscious Consumers
While most financial content out there is geared toward people who overspend or don't know how to budget, I've come to realize that there's an underserved population in the world of person
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Investing with Debt: A Practical Guide
You know that you should be saving — for retirement, for a house or new car, for the proverbial rainy day — but you also get monthly, by-mail panic attacks reminding you of your debt. Maybe you have a
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Millennial Finances: Are Delayed Life Milestones Impacting Wealth?
Image Credit: @nick_over_there via Twenty20 According to analysis done by the Bureau of Labor Statistics' Panel — as well as data from the American Enterprise Institute (AEI) and the Institut
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Equifax Data Breach: What You Need to Know & Protect Yourself
Image Credit: @Lesia.Valentain/Twenty20 This week, the consumer credit reporting agency Equifax revealed a data breach affecting 143 million Americans — up to half the adults in the United States
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Debt Consolidation: A Practical Guide to Simplifying Your Finances
It's hard not to feel anxious when you look at the state of American consumer debt: Our credit card debt was $870 billion in December 2018, while our car delinquencies are bonkers and our student
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Debt Relief Solutions: Take Control of Your Finances
When you were little, you may have expected quicksand to be a much bigger deal than it actually us. Quicksand was everywhere in TV, movies, and stories in general, including a cute but anxiety-inducin
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Equifax Data Breach Settlement: Are You Eligible for Cash?
Remember that time one of the nation's three major credit agencies finally told us that it had compromised the personal data of almost half the adults in the United States? The rumors are true: Eq
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Balance Transfer Cards: A Smart Strategy to Conquer Debt
The best method for paying down debt is the one that works for you. For some people, turning it into a game helps them zero out; for others, it's snowballing or consolidating. For more than half o
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Debt Payoff Strategy: Prioritizing Your Debts for Financial Freedom
Having a plan is one of the best ways to calm yourself down when facing a giant pile of… well, anything. In this case, there are all kinds of ways to tackle paying down debts. You most likely don'
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COVID-19 Stimulus Checks: What Banks May Deduct
One of the few solid pieces of action from the federal government regarding the COVID-19 outbreak is the coming relief checks that should start dropping soon. Taxpayers who have allowed direct deposit
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COVID-19's Economic Impact: 1 in 3 Americans Financially Strained
Not since Black Monday, the 1929 stock market crash that kicked off the Great Depression, have we seen such far-reaching and fast-moving changes in the nation's financial standing. The coronavirus
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Navigating Economic Uncertainty: Understanding Your Financial Fears
It would be nice if a global pandemic meant we didn't have to worry about money anymore — isn't one all-consuming fear enough? — but unfortunately, most of us aren't that lucky. The stagge
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COVID-19's Impact on Personal Debt: A Millennial Perspective
Whatever good the COVID-19 pandemic has done in the world, it's pretty difficult to suggest that it's been at all worth it. Even beyond the toll of the disease itself, nobody wants to deal wit
debt
- Used Car Loan Value: How to Calculate & Find Affordable Options
- Private vs. Public Debt: Understanding the Key Differences
- Promissory Note: How to Write a Legally Binding Letter of Promise to Pay
- Refinancing a Car Loan After Divorce: A Guide
- Amortization Table Adjustment for Missed Loan Payments: A Guide
- Cash Advance Loans for SSI Recipients: A Comprehensive Guide
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Working Capital Management: A Comprehensive GuideWorking capital management refers to the set of activities performed by a company to make sure it got enough resources for day-to-day operating expensesOperating ExpensesOperating expenses, operating ...
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Customer Retention Marketing: Boost Revenue by Focusing on Existing CustomersDid you know that repeat customers are responsible for 40% of a store’s revenue? And what’s even more mind-blowing, is that a 40% share of overall revenue is generated by only 8% of customers. Y...
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Sell to Close Options: A Comprehensive Guide for InvestorsSell to close is an options trade order and refers to closing out (selling) a long position in an options contractOptions: Calls and PutsAn option is a derivative contract that gives the holder the ri...
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California Rent Relief: Only 1 in 6 Applicants Have Received AidThe process of rolling out rental as...