debt
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Harley-Davidson Financing with Poor Credit: Your Options
Your credit doesnt have to be perfect for you to finance a Harley-Davidson. While owning a Harley-Davidson motorcycle may be your dream, everyone goes through rough times. How can you get a l
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Financing a Polaris Razor: Your Guide to ATV Loans
A Polaris Razor is an adult all-terrain vehicle that is used for racing, pleasure riding and working. This type of ATV is sold with a title and makes financing one much like an automobile. Loans for p
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Send Money to Mexico: Options for Elektra Recipients
How to Send Money to Elektra, Mexico The U.S.-to-Mexico money transfer pipeline has the largest volume in the world, with over $30 billion flowing into Mexico in 2017. Grupo Elektra is a lead
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Understanding Finance Companies: Functions and Lending
Finance workers. A finance company seeks simply to finance the activities of other businesses and individuals. This means that the company is in charge of lending money to those interested in
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Texas HELOC Laws: Home Equity Lines of Credit Explained
Texas law covers many rules regarding HELOCs. Texas law allows residents to create home equity lines of credit (HELOC) on the value of their homes for a variety of purposes. However, there ar
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Calculate Your Debt-to-Income Ratio (DTI): A Simple Guide
Using a calculator to determine PTI insures accuracy. PTI is an acronym for payment to income, and can be calculated quite easily. It is expressed as a ratio, and applies to the new monthly p
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Medical Bill Assistance: How to Claim Hardship & Find Financial Aid
How Do I Claim Medical Hardship for Hospital Bills? When medical bills aren't covered by insurance, the costs can be catastrophic. However multiple charities and aid programs offer help.
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Understanding Debt Cancellation Fees: What You Need to Know
Debt cancellation fees can be used to pay off the debt in case of cancellation for many reasons. Debt cancellation fees are fees paid by borrowers as an insurance against their cancellation o
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Understanding Payday Lending: A Comprehensive Guide
Payday lenders advance customers cash based on their pending paychecks. Consumer credit is not only important to making big-ticket purchases such as buying a home with a mortgage, but also ne
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Protect Your Identity: How to Block Your Social Security Number
You can block your social security number. Blocking access to a Social Security number is a simple but essential step in minimizing financial damage for victims of identity theft. It also can
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Twin Mom Grants: Financial Assistance for Expecting Parents
Statistically, twins are born one per every 90 deliveries. Preparing to financially support one baby can be difficult--it is even harder when you are expecting two. Government grants are avai
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Disability Grants for Social Security Recipients: Find Funding Opportunities
Grant money is available for persons with disabilities. Social Security Disability Insurance (SSDI) benefits are awarded to people with impairments that prevent them from working. While there
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Recovering a Lost Social Security Number: A Step-by-Step Guide
How to Retrieve a Lost Social Security Number You are often required to provide your Social Security number when completing applications for jobs, credit and services. Some people may have th
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Personal Loan to Credit Card Transfer: Benefits & Risks
Transferring a personal loan to a credit card can have both benefits and drawbacks. If you move a personal loan to a credit card, you'll still owe your debt, and depending on the interest rate str
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Access Inheritance Funds Quickly: Loans Against Shared Estates
Heirs can only get an advance on an inheritance from probate assets. Due to the length of the legal process sometimes involved in inheritance, heirs may have to wait months or even years to r
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Line of Credit vs. Construction Loan: Which is Right for You?
A line of credit and a construction loan are both loan types offered by financial institutions. A line of credit is an open line borrowers take from for various purposes, while a construction loan is
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Understanding Promissory Note Interest Calculation: A Comprehensive Guide
A promissory note states how interest on a lone will be calculated. When you borrow money by taking out a mortgage, car loan or student loan, the transaction comes with a promissory note. A p
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Promissory Notes: Do They Need Notarization?
A promissory note is a written promise to repay a debt according to the terms outlined in the loan agreement. Before you sign a promissory note, it is important to find out if you need to have it nota
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Prepaid Debit Cards & Payday Loans: A Guide to Fast Cash Options
Get the cash you need immediately on a pre-paid debit card. When you need fast cash for unexpected expenses sometimes a short-term loan is the only solution. Many finance companies offer serv
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Understanding Loan Face Value: Definition & How It Works
Couple speaking with loan banker The face value of a loan refers to the principal of the loan, which is the original amount of the loan as detailed in the loan contract. Depending on the type
debt
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- Accessing Credit Reports for a Deceased Person: A Guide
- Understanding Non-Performing Loans: Causes & Consequences
- Understanding and Correcting Errors on Your ChexSystems Report
- Understanding and Calculating the Interest Rate Factor
- Garnishing Custodial Accounts: What You Need to Know
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Understanding LIBOR: Calculation, Impact & Key FactorsLibor is calculated for 10 major world currencies. LIBOR stands for London Interbank Offered Rate and it is the interest rate at which banks lend money to each other. It is produced daily by ...
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Currency Option Bonds: Understanding Flexible InvestmentsA currency option bond is a security that offers returns in multiple currencies. The holder of a currency option bond can choose the currency in which they would like to be paid. The feature extends t...
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FSA Forfeiture: How to Avoid Losing Your Healthcare SavingsDon't let your money go to wast...
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FFO Explained: Understanding Funds From Operations for Real Estate InvestorsFunds from operations (FFO) is the actual amount of cash flowCash FlowCash Flow (CF) is the increase or decrease in the amount of money a business, institution, or individual has. In finance, the term...